The Nifty story
The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable.
The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%)
When it comes to combating those pesky lemons life tends to chuck your way every now and then, Nifty Personal Loans is on your side.
We may be a money lender, but we take a slightly different approach to getting our customers the money they need.
We’re here to make sure small, quick, affordable, short-term, bad credit, unsecured personal cash loans are available to everyday Australians without the runaround you’d experience with a traditional lender.
Here’s how: Our systems are smart enough to know that your credit history is in the past, rather looking at how you currently manage your money and what you can reasonably afford.
We understand that speed is important to you, so when you need to borrow money quickly, we’ll deliver.
We’re straight-shooters. If we can’t help you, we’ll let you know fast so you don’t waste any time. Isn’t that great to know.
the nifty mission.
To empower every Aussie in need of a quick cash loan with the ability to apply whenever, wherever.
Here’s how we do that:
- We process applications quickly, with each unique situation in mind.
- We’re open and frank about our fees and charges.
- We provide second-to-none service.