Bad Credit Loans Centrelink Recipients Can Apply For | The Lowdown

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Bad Credit Loans Centrelink Recipients Can Apply For

Are the Centrelink benefits that you are getting just not enough to cover unexpected expenses, fast? If this is the case, we may be able to help you. We help people get bad credit loans Centrelink recipients can apply for.

bad-credit-loans-centrelink

Can I get a loan on Centrelink?

Centrelink benefits can be considered as an income by us, so when you apply for a bad credit loan with us, we will not discriminate against you and will instead consider your Centrelink like we would any other income, provided it meets the minimum requirements. If you are looking for a financial pick-me-up to help you get through a rough patch, then you can look to Nifty Personal Loans. There are a few requirements that you need to meet before you can apply for a loan with us.

  • The minimum age of the applicant must be a minimum of 18 years or more.
  • The applicant must be a citizen of Australia or a permanent resident of Australia.
  • We require the applicant to have an email ID and an active mobile number. (It is necessary so that we can keep you updated with the progress of your application.)
  • We will check the records of the Centrelink payment that the applicant is receiving every month. To qualify an applicant to receive a loan, we will check whether the former has been receiving the Centrelink payments since the previous 3 months.
  • We cannot accept applicants receiving Newstart, Youth Allowance or Austudy payments.

We will happily consider the funds that you are receiving from Centrelink as part of your income. All loan approvals are subject to assessment and we pride ourselves on following responsible lending practices. That means that we’ll never lend money to someone who we believe cannot reasonably afford to pay back their loan without being placed under unnecessary financial pressure.

What Centrelink benefits can I get?

If you’re interested in finding out more about Centrelink benefits, your best bet is to go straight to the source. We suggest visiting the Centrelink website to find out more about the Centrelink benefits you’re eligible for.

You can apply for a loan if you are receiving child support payments, age pension, carer’s allowance, unemployment benefits, family tax benefits, etc. We consider most of the payments mentioned here as an income, however, we do not accept Newstart recipients.

Benefit TypeAccepted For Bad Credit Loans
Disability Support PensionYes
Age PensionYes
Carer’s AllowanceYes
Family Tax BenefitsYes
Youth AllowanceNo
AustudyNo
NewstartNo

When you apply for a bad credit loan Centrelink recipients, we won’t judge you! Many Australians receive Centrelink benefits and we’re committed to giving all applicants a fair go.

Our loans are easy to apply for and we won’t keep you waiting. Apply now and have an outcome on whether we think we can help you within an hour.

How can I get a loan on bad credit?

Need to get a loan with bad credit? Why not apply Apply? We do not discriminate against our clients based on their credit history alone and can have an outcome on whether we think we can help you in an hour or less (during business hours). Everyone that visits our website and applies for a loan is given a fair go. Don’t believe us? Check out these reviews!

Experiencing financial ups and downs in life is normal, and if you have to face something similar, just do not let it bog you down anymore. We understand that unexpected things like car repairs and broken fridges just happen. If you’re reading this, you’ve already taken the first step towards getting on top of things so, why not apply!

You can apply for bad credit loans Centrelink in minutes. The application process is super easy and hassle-free. You need not rush to a brick and mortar store as we are available 100% online, at all times. Our 24/7 availability makes us super-accessible and convenient for all the Aussies out there, which is why we are the most beloved!

To get a loan on bad credit, you need to follow the simplest of steps and it is sorted. Here is what you need to do!

Online Loan Calculator – Helping you get an estimate!

At Nifty Personal Loans you can access our free tool loan calculator, which will help you roughly determine the time-period which you will get to repay us, against a specific loan amount. So, before you make a request, you will get an idea about the loan repayment time-period.

It will help you determine whether you will be able to pay that much amount with the Centrelink benefits that you are receiving. Our customers simply love this part. Now, moving onto the next!

Digital Form

So, we assume that internet savvy people know well how to fill online application forms. We assure you that it will take only a few minutes of your precious time. So, whether you are lying in your bed, taking a stroll out in the sun or just cooking your favourite meal, you can quickly fill the form. And, there are no time constraints!

Now, it’s time for us to get to work!

You have done your part now; here is when our strong team starts the work. We thoroughly assess your application and leave no stone unturned to get back to you to deliver a prompt response.

Hey! Just giving you another reason to cheer here. If you send us the application during the AEST business hours, we try and make sure that we get back to you with an answer within 60 minutes of receiving the request.

Great news could be coming your way!

If everything goes well and we approve the application, then we will send you a fully-fledged agreement. Here, we suggest you thoroughly look over your contract so that you have an understanding of the loan costs and expectations.

And, just in case if you have any questions or suggestions regarding anything mentioned on the agreement or your loan application, we will be more than happy to hear from you! Send us an email.

Which loan company is the best for providing bad credit loans?

Nifty Personal Loans can provide bad credit loans Centrelink.

We offer loans of an amount as low as $300 and up to $5000, sounds great, right? We accept all kinds of loan applications, from secured loans, unsecured loans, small loans, bad credit loans, instant cash loans to payday loans. If you are looking for a loan to see you through a turbulent time, we may be the right option for you.

We are a name trusted by Aussies for finding a way out through unexpected expenses!

 

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Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Large Loans

Large Loans

Large Loan Example

$5,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
EEstablishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details
Medium Loans

Medium Loans

Medium Loan Example

$2,001 - $4,600

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
EEstablishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details
Small Loans

Small Loans

Small Loan Example

$300 - $2,000

Loan amounts:
$300 - $2,000
Terms:
6 - 9 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
6 Months, (24 weekly repayments
EEstablishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$60
View Loan Details

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.