Looking For Bad Credit Personal Loans Guaranteed Approval Australia?

bad credit personal loans guaranteed approval Australia

There is nothing more panic-inducing than being short on cash when an unexpected emergency strikes. You may also be worried about applying for finance if you have bad credit. The big banks tend to have an old-fashioned approach to bad credit. If they say ‘no’ to your application, then you could apply with Nifty for a fresh take on bad credit. If you’re searching furiously on Google for ‘bad credit personal loans guaranteed approval Australia’, then Nifty is a lender that is ready to help! Nifty does not claim to offer bad credit personal loans guaranteed approval Australia. However, we will guarantee you a fair go when it comes to a personal loan.

A lender you can trust

Nifty is 100% online. We’re a short-term lender that is committed to helping Aussies apply for cash when they need it. So, whether you’re looking for no credit check loans guaranteed Australia or bad credit personal loans guaranteed approval Australia – Nifty Loans has your back.

Are bad credit personal loans guaranteed approval Australia a real thing?

Find yourself searching for bad credit personal loans guaranteed approval? Then you probably need a lender that can look at more than just your credit score. Nifty is a lender that has a fresh take on bad credit finance. We do not offer bad credit personal loans guaranteed approval Australia. Rather, we will do our best to ensure you get a fair go.

If you’ve spent any time on google then you probably already know that there are a variety of online lenders out there. Many do claim to provide bad credit personal loans guaranteed approval Australia. At Nifty, we do not guarantee anything that we can not deliver. Although we do our best to find a suitable loan product for applicants with poor credit we can not make any guarantees on approval. Nifty is committed to honesty and transparency. That means what you see is what you get. We won’t make any false promises.

When you apply with Nifty Loans, expect a different take on lending

If you’re struggling to get a loan because of bad credit, you could apply for a bad credit personal loan with Nifty. We won’t judge you based solely on your credit score. Although we do check your credit report, we consider several other factors. Your current financial situation is our main concern. So, if you’d like to find out whether you could qualify for a personal loan from Nifty with bad credit, simply complete an application. One of our team will get back to you with an outcome. if you apply during AEST business hours this could be within 60 minutes.

You might be surprised. Nifty could offer a personal loan for a wide variety of expenses. Cosmetic surgery loans, IVF loans, travel loans, renovation loans, even loan for people who are unemployed – Nifty could assist you.

What exactly are bad credit unsecured personal loans?

You would be surprised to know that there are many Australians out there who are concerned that their credit score could stand in the way of a personal loan. At Nifty, we understand that sometimes life just happens. We know all Aussies experience stressful situations and sometimes this can result in a mark against their credit score. So, if this sounds like you, you’re in luck. While big banks and other lenders may close their doors on bad credit, Nifty will take a realistic and down to earth approach. We cannot provide guaranteed approval on your application, however, we can guarantee a fair go if you’re searching for bad credit loans or no credit check loans.

At Nifty, we offer bad credit unsecured personal loans with very fast approval. That does not mean approval is guaranteed or instant. It means our team do their best to get you an outcome as soon as possible. When you apply for an unsecured personal loan, you may get an outcome on your application within 60 minutes (during normal AEST business hours).

What are Unsecured Personal Loans Bad Credit Instant Decision?

Emergencies are like a bolt of lightning, they can strike with no real warning. When an emergency hits you and you need to borrow cash fast for dealing with it, you may consider getting a personal loan. However, if you have bad credit, you’ll seek lenders who offer guaranteed approval loans for bad credit applications.

Instead of searching for bad credit personal loans guaranteed approval, just look for Nifty Loans. We offer a fresh take on bad credit and a variety of unsecured loans for most circumstances. We don’t take one look at your credit score and stamp no. Our team of loan specialists look at your current relationship with money as well.

Our unsecured personal loans range from $300-$2,000 and you don’t have to provide equity to secure this loan. If you’re approved for an unsecured personal loan with Nifty, you could get your cash immediately. If your individual bank supports instant bank transfer (NPP) then the money could hit your account in just 60 seconds. Otherwise, fund processing times are subject to interbank transfer times but the latest you could receive the funds would be overnight.

What are Short Term Unsecured Personal Loans Bad Credit?

If you’re searching for short-term unsecured personal loans with bad credit, then Nifty Loans is the lender for you.

Skip the big banks. Banks and traditional lenders might judge you based solely on your credit score and they may not approve you for a loan if you have bad credit. Nifty does not offer guaranteed approval before assessing your application. But, don’t panic. You still have hope and that hope comes in the shape of Nifty’s short-term unsecured personal loans bad credit. Short-term unsecured personal loans are loans that range from $300-$2000 and need to be repaid within a period of 3 to 9 months.

With us, you may qualify for a loan with bad credit so long as your current relationship with finances is okay. We consider several factors when assessing a loan application and credit is just one of them.

What are Unsecured Personal Loans Bad Credit Long Term?

At Nifty, we understand that life throws curveballs at you that can lead to bad credit. However, no one said that bad credit should be a lifelong punishment. Many traditional lenders won’t lend to someone with bad credit and will reject their loan application without even giving it any consideration. We believe that this isn’t fair and all borrowers should be given a fair go.

That’s why we offer unsecured personal loans bad credit for the long term that may help you get out of a dire situation. These loans range from above $2,000 and you can repay them over a period of 24 months. You may qualify for an unsecured personal loan from us with bad credit because we consider several factors when assessing your loan application. Credit is just one of them. You shouldn’t be punished for the mistakes you made in the past, so we’ll give you a fair chance to qualify for a loan. If your finances are okay, you may just qualify for an unsecured personal loan with Nifty.

What are Quick Unsecured Personal Loans Bad Credit?

As responsible lenders, we can’t guarantee approval. But, don’t let that deter you from applying with us. When you’re searching for bad credit personal loans guaranteed approval Australia, you’re probably looking for a lender who won’t judge you based solely on your credit score.

You can trust us to conduct a fair assessment of your application to determine an outcome that’s best for you. Rest assured, we’ll never approve you for a loan that you cannot afford to pay back. We don’t want you to sink into financial hardship because of a personal loan. When you’re hit with a medical emergency or your car breaks down and you decide that you need a personal loan, Nifty may be able to assist you.

You can complete a Nifty Loans application for bad credit customers in just a few minutes. So, if you’re searching for guaranteed approval loans for bad credit applications, with smart and quick results, Nifty Loans is the right place for you. We may not offer guaranteed loans no matter what, however, we do offer every Nifty applicant a fair go at finance, whether they have bad credit, looking for no credit check loans guaranteed Australia, or receive Centrelink. Nifty Loans has your back when you need loan outcomes most. So, don’t hesitate to apply for an unsecured personal loan with Nifty.

What Are Bad Credit Secured Personal Loans?

If you’re looking for a lender to give you a fair go then Nifty is the lender you’ve been searching for. Our team will do their best to give you the finance you need. We welcome any Aussie to apply, bad credit and all. At Nifty, we offer bad credit secured personal loans. You may qualify for these loans even with a poor credit score so long as your current financial situation is stable. Bad credit secured personal loans range from $2,100 to $5,000. You’re required to provide equity to qualify for these loans. Nifty Loans is committed to responsible lending, our team will conduct a thorough assessment of your loan application before any decision is made.

Can we offer guaranteed approval?

Does your mind conjure images of shady shopfronts and flickering neon signs when you think ‘bad credit loans Australia guaranteed approval’ or ‘bad credit cash loans guaranteed approval’. Nifty Loans is different, we adhere to responsible lending. We cannot offer guaranteed approval before assessing your application. So, if you find yourself searching for ‘bad credit loans Australia guaranteed approval’ or ‘guaranteed loans no matter what’, apply with Nifty Loans. We’re ready to give every Aussie a fair go and fast outcomes.

Are You Eligible For A Bad Credit Personal Loan?

At Nifty, we do not offer bad credit personal loans guaranteed approval Australia. But, we do promise to give you a fair go on bad credit personal loans. Feel free to apply for a loan with Nifty if you meet the following basic eligibility requirements:

  • All applicants must be at least 18 years old
  • You must be able to prove you are an Australian Citizen or Permanent Resident
  • All applicants must have been receiving a regular income into a personal bank account for at least the last 90 days
  • An active mobile number and email address

How do I apply for a bad credit loan?

Applying for a bad credit personal loans with Nifty takes only a few minutes. Just follow these simple steps to apply with Nifty:

Complete The Online Application

Scroll to the top of the page and use the loan calculator to select the amount you need to borrow. You will also be required to select the time you need for paying it back. Done? Now click the ‘apply now’ button and complete the application. Don’t worry, it only takes minutes to complete.

Our Experts Assess The Application

Once you have completed the application, our experts will review it to determine if you are eligible for the bad credit personal loan. You may get an outcome within 60 minutes (if you apply during normal business hours).

We Complete The Transfer

If all goes well and you are approved, we will transfer the funds the same business day (if approval comes during normal business hours). Depending on if your individual bank supports instant banking you could have the cash in your account in just 60 seconds. However, if not, the money will hit your account in the next working day.

Benefits of Getting a Bad Credit Personal Loan from Nifty

If you’re searching for bad credit personal loans guaranteed approval Australia, then we’re glad you found your way to us! After hearing about our fresh take on bad credit, you may still wonder “Why you should apply for a loan with us?” Well, we have plenty of reasons as to why we are a better option than lenders that offer bad credit personal loans guaranteed approval Australia. We’ll lay down a few benefits that you will get from applying for a loan with Nifty.

No Nasty Gimmicks

Lenders who offer bad credit personal loans guaranteed approval Australia may lie to you and impose hidden charges and fees. At Nifty, our loan products are free from all kinds of nasty gimmicks. You’ll know exactly what you’ll be paying for when you apply for a bad credit personal loan with Nifty. All the costs are outlined in your loan contract.

No Charges For Early Payment

If you borrow from us and want to pay off your loan early, we won’t charge you any extra fees for it. In fact, we encourage borrowers to pay off their loan early. You may be able to save a few bucks by paying off your loan before the end of the loan term.

Simple Repayments

When you get a bad credit personal loan from Nifty, you won’t have to worry about forgetting to make loan payments. That’s because we’ll set up a direct debit that’ll automatically come out of your account on the day you agree with us. This is generally in line with your payday. This way you won’t have to worry about repayments, you just need to ensure the funds are available on your repayment day. When you finish repaying your bad credit personal loan, the payments stop.

We Hide Nothing From You

If you are approved for a bad credit personal loan with Nifty, we’ll extend you a loan contact with all possible costs and charges. We are 100% transparent about our loan products and costs. Costs differ depending on the borrowed amount. So, before completing your loan application, check out what your loan could cost you.

Some loan types may have other payable fees and charges. If you do miss a repayment on your loan, there may be additional fees that apply. To find out more about fees and charges for loans, feel free to give our customer service team a call or pop an email in. We’re happy to answer any questions you may have.

We Help You!

That’s right. Nifty helps you get the cash you need! We have already helped lots of happy customers and you can be our next! Apply today.

Looking to spruce up your home for summer? Nifty has the tips and tricks you need to read!

Got bad credit history? Nifty could have a loan for that!

Who can apply?

18 Years and Older Can Apply For Loans

You're at least 18 years old

Personal Loans Australia

You're an Australian Citizen or Permanent Resident.

Emergency Cash Loans When Earning an Income For More Than 3 Months

You've been receiving a regular income into a personal bank account for at least 3 months.

Our Money Lenders Will Be In Contact

You have an active mobile number and email address.

How it works

Small Loans

$300 - $2,000

Quick Small Loans - Borrow Money Now
Loan amounts:$300 - $2,000
Terms:3 - 6 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
VIEW EXAMPLE

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
VIEW LOAN DETAILS

Medium Loans

$2,001 - $4,600

Medium Loans In An Hour Once Approval Has Been Confirmed
Loan amounts:$2,001 - $4,600
Terms:13 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
VIEW EXAMPLE

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
VIEW LOAN DETAILS

Large Loans

$5,000

Get Fast Money Today - Small to Big Cash Loans
Loan amount:$5,000
Terms:13 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
VIEW EXAMPLE

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

VIEW LOAN DETAILS
* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Who we've helped

Fast Cash Loans Australia With A Good Reputation
Nifty Peronal Loans Customer Reviews

Fast and prompt

"Very fast process also once loan was paid off I got a txt I can borrow a little more and just to sign the contract now If I need it."

- Sue s

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Types of loans