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How much cash do you want?
How long do you want it for?

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Repayments

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%)

How to Apply for a Loan

In the past applying for a loan meant physically going into a bank and pitching your case to a bank clerk. These days getting a loan is much simpler and a whole lot less painful. Previously applying for a loan meant waiting for days to receive approval. Whereas today,...

How to: have a healthy social life on a budget

One huge budget buster for young Australians is the alluring satisfaction of having a successful social life. FOMO (fear of missing out) is a real thing now and it is diminishing millennial bank accounts across the country. At Nifty Personal Loans, we believe that...

How to pay off your debt to Centrelink

Why might you owe Centrelink money? There are several reasons why you may owe Centrelink money. One of those may be that you forgot to claim any income you were earning. Therefore Centrelink might have paid you more than you were entitled to. Another reason might be...

Australian Summer: How to Beat the Heat this Christmas

Christmas time in Australia: it’s festive, fun, happy, and bloody hot. Christmas day generally brings in some of the hottest temperatures of the Australian summer. This especially true in Northern New South Wales and Queensland. You’re slaving away in the kitchen,...

Cheap meals: How to live healthy on a tight budget

Cheap meals are the holy grail of cooking. But how do you make sure they’re healthy and pack a nutritional punch, too? That’s exactly what we were wondering. It’s a pretty natural part of life that every now and then we find ourselves doing it a little tough on the...

How to: save a few bucks on fuel

Did you know? A recent report from the RACQ found that drivers in Brisbane suffer through some of the most expensive petrol prices in the country. Prices peaked in May of this year, with an average of 127.4 cents per litre. These are higher than prices in Sydney,...

How to avoid online scams

Learning to avoid online scams is sadly a main part of personal and business life these days. So what do you need to know to protect yourself, your business and your family from scammers? Protecting your bank account Never give your credit card details over the phone,...