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How much cash do you want?
How long do you want it for?

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Repayments

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%)

How to Apply for a Loan

In the past applying for a loan meant physically going into a bank and pitching your case to a bank clerk. These days getting a loan is much simpler and a whole lot less painful. Previously applying for a loan meant waiting for days to receive approval. Whereas today,...

How to: have a healthy social life on a budget

One huge budget buster for young Australians is the alluring satisfaction of having a successful social life. FOMO (fear of missing out) is a real thing now and it is diminishing millennial bank accounts across the country. At Nifty Personal Loans, we believe that...

How to pay off your debt to Centrelink

Why might you owe Centrelink money? There are several reasons why you may owe Centrelink money. One of those may be that you forgot to claim any income you were earning. Therefore Centrelink might have paid you more than you were entitled to. Another reason might be...

Centrelink Benefits 101 – A guide to Centrelink income support!

Centerlink benefits - let's take a look at everything you need to know about Centrelink income support. Find out what Centrelink benefits you might be eligible to receive here! Here are some of the Centrelink benefits available Families Family tax benefit There are...

Australian Summer: How to Beat the Heat this Christmas

Christmas time in Australia: it’s festive, fun, happy, and bloody hot. Christmas day generally brings in some of the hottest temperatures of the Australian summer. This especially true in Northern New South Wales and Queensland. You’re slaving away in the kitchen,...

Get ready, Black Friday is here!

Ahh Black Friday… a seemingly dark sounding day that actually brings mountains of joy to bargain hunters everywhere. It is a day filled with amazing deals and rock bottom prices, and it marks the true beginning of the Christmas shopping period (even though Christmas...

Malcolm Young: Remembering the thunder from down under

A tribute to Malcom Young. Living easy, living free Living easy, living free Season ticket on a one-way ride Asking nothing, leave me be Taking everything in my stride Don’t need reason, don’t need rhyme Ain’t nothing I would rather do Going down, party time My...

Cheap meals: How to live healthy on a tight budget

Cheap meals are the holy grail of cooking. But how do you make sure they’re healthy and pack a nutritional punch, too? That’s exactly what we were wondering. It’s a pretty natural part of life that every now and then we find ourselves doing it a little tough on the...