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Loans from $2100 to $5000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Loans from $2100 to $5000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Repayments

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here for a worked example

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on our loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here for a worked example

Privacy & The Facebook Scandal

In the last 10 years, the use of internet has drawn a new light on the question of privacy. New boundaries have been set for what defines privacy on the internet, however, these lines are still quite burly. Whenever we sign up for a new free service, such as Facebook...

Find Out How To Hack Loans and Self Employment

The internet has introduced a new way of working in Australia and all over the world. It has cultivated a global market for all business-minded individuals to participate in. With this change in how Australians work, we are finding that more and more people are...

Nifty – Changing your spending habits doesn’t have to be a drag!

If you’re feeling like your spending habits are out of control, and you won’t ever be on top of your finances, you’re not alone. From spending more than you earn to just being stressed out about money in general, Australians are worrying themselves sick about...

Fintech emerging trends – the future of finance and technology

As technology advances, changes ripple across all industry sectors. However, one industry sector that is particularly interesting is finance. Taking a closer look at the industry, fintech is heavily affected by technology advances. Fintech is the mashup word of...

How to Apply for a Loan

In the past applying for a loan meant physically going into a bank and pitching your case to a bank clerk. These days getting a loan is much simpler and a whole lot less painful. Previously applying for a loan meant waiting for days to receive approval. Whereas today,...

How to: have a healthy social life on a budget

One huge budget buster for young Australians is the alluring satisfaction of having a successful social life. FOMO (fear of missing out) is a real thing now and it is diminishing millennial bank accounts across the country. At Nifty Personal Loans, we believe that...

How to pay off your debt to Centrelink

Why might you owe Centrelink money? There are several reasons why you may owe Centrelink money. One of those may be that you forgot to claim any income you were earning. Therefore Centrelink might have paid you more than you were entitled to. Another reason might be...

Centrelink Benefits 101 – A guide to Centrelink income support!

Centerlink benefits - let's take a look at everything you need to know about Centrelink income support. Find out what Centrelink benefits you might be eligible to receive here! Here are some of the Centrelink benefits available Families Family tax benefit There are...

Australian Summer: How to Beat the Heat this Christmas

Christmas time in Australia: it’s festive, fun, happy, and bloody hot. Christmas day generally brings in some of the hottest temperatures of the Australian summer. This especially true in Northern New South Wales and Queensland. You’re slaving away in the kitchen,...