Calculators | Calculate Your Loan Repayments | Nifty Loans

Calculate your loan repayments

Before applying for a loan, you should know how much that loan is going to cost you so you can budget accordingly. Nifty has a loan calculator to help you understand what you can expect to repay on a personal loan.

Select a calculator depending on the type of loan you’re looking for. Fill in all the required fields and click ‘calculate repayments.’ Our calculator will then generate a repayment summary based on the information you’ve provided.

Please note: The repayments shown by our calculator are an estimate based on the information you provided and provided for illustrative purposes. Actual repayment amounts may vary depending on your circumstances and chosen lender.

Our loan calculators

Loan Repayment Calculator

Our personal loan repayment calculator gives you a total repayment estimate on your potential loan as well as weekly, fortnightly and monthly repayments.

Mortgage Repayment Calculator

Buying a home? Our mortgage repayment calculator can tell you your estimated weekly, fortnightly and monthly repayments.

Our Happy Customers

Personal Loan Details

Loan Amounts $5,000 – $10,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes*
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.