Loan Repayment Calculator | Nifty Loans

Loan Repayment Calculator

Use our loan repayment calculator to estimate your potential loan repayments. Input borrowed amount, repayment duration and interest to see a total repayable figure, as well as weekly, fortnightly and monthly estimated repayments

Calculate now

Loan Repayment Calculator

I’d like to borrow (up to $99,999)

Loan duration: 9Months

With an interest rate of (up to 99%)

This is the comparison rate including fees.

Calculate repayments

Total Repayable:

Loan Amount: $2,400

Interest: $307

Estimated Repayments







*This calculator is for educational purposes only and does represent products that we offer. The repayments shown by our personal loan repayment calculator is an estimate based on the information you provided. Actual repayment amounts will vary depending on your individual circumstances and any other fees, charges or interest that may be applicable.

Apply for a Nifty personal loan up to $10,000 and get your cash within 60 seconds of approval*

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How to Use Nifty’s Loan repayments Calculator

Step 1: Enter a loan amount.

Type in the amount of money that you’re looking at borrowing. You can select any amount up to $99,999.

Step 2: Select a loan duration.

This is also referred to as a loan term or repayment period. It refers to the amount of time that you’ll have to repay your loan. You’ll have the option to select a duration between 2 and 7 years.

Step 3: Pick your interest rate.

Select the interest rate that you’ll be required to pay on top of your loan.

Step 4: calculate your repayments

Click the Calculate Repayments button. You’ll be shown your total repayments (principal amount + interest). You'll also be shown your estimated regular repayments on a weekly, fortnightly and monthly basis.

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What factors should I consider when looking for a personal loan?

A personal loan calculator can help you calculate your weekly, fortnightly or monthly repayments. However, the overall cost of your loan depends on a number of different factors like interest rates and fees.

Documentation you’ll need:

  • Contact information
  • The reason for your loan
  • Internet banking details
  • MyGov account details (if you receive Centrelink benefits)

Eligibility criteria:

  • Be at least 18-years of age;
  • Be an Australian citizen or permanent resident;
  • Have internet banking set up;
  • Have an active mobile number and email address;
  • Have been receiving regular income for the past 90-days.

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You can apply for up to $10,000 in under 8 minutes!

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