In Search of Bad Credit Car Loans Guaranteed Approval? Read On!

Andrew Bell

Last updated: July 16, 2020

• 9 minute read

9 minute read

Accessing bad credit car loans

Are your holiday plans on a permanent hold because you don’t have a car? Or are you stuck with a 2-hour train ride just to make it work? Is a car the answer to all your headaches? Then, perhaps it’s time to apply for car finance that can really help. If you have bad credit, you may find yourself looking for bad credit car loans guaranteed approval. In which case, we’re glad you found us. 

While we can’t guarantee approval, we can help you find car loans, bad credit loans. We work with brokers to help you find car loans from $10,000+, with loan terms between 1 to 7 years. So, if you’re in need of a car loan, but stuck googling “bad credit car loans guaranteed approval” – Nifty Loans could help! But, before we get into the nitty-gritty of car loans or bad credit loans guaranteed approval, we’d better introduce ourselves.

Introducing Nifty Loans

Primarily, Nifty Loans is a short-term lender, but we’ve recently branched out into car loans! When you’re searching for bad credit car loans guaranteed approval, we may be able to find you the finance you need. Our broker-finding service is easy and made for those who want to skip the hassle of jumping through hoops and convoluted forms. At the heart of our business is the desire to help all Aussies find the finance they need when they need it. We apply this same philosophy to our car loans services.

We want to help those Aussies in search of bad credit car loans guaranteed approval. Of course, we cannot guarantee approval, however, our brokerage partner will do their best to find you an offer that suits your situation. We want to help you find loans that can give you more ‘yes!’ in your life. Whether you have bad credit or receive Centrelink benefits, you can apply with Nifty Loans and we’ll do our best to help. So, if you find yourself in search of bad credit car loans guaranteed approval, then apply with Nifty and we’ll work with our broker partners to find you bad credit car loans. However, we do require a minimum credit rating of 300 to be eligible for our car loans services. 

What are bad credit car loans?

Well, if you’re looking all over the internet for something like “bad credit car loans guaranteed approval,” then you’re probably looking for bad credit car loans! You’re probably also looking for a way to apply without the hassle of dealing with a multitude of lenders and lengthy waiting times for outcomes.

Luckily, you have found Nifty! We work with the brokers at Diversifi to help you find bad credit loans, fast. When you’re looking to either get back on the road or get started with your first car, you can turn to Nifty Loans. We don’t believe in lengthy applications, so you can complete ours in just a few minutes and be on your way. To get started simply scroll up and fill out our initial form.

Who is eligible for our broker-finding service?

At Nifty, we want all Aussies to apply, bad credit and all, however, we do have a few requirements to meet before applying.

To apply you must:

• Be over 18 years old
• Have a driver’s license
• Be an Australian citizen or permanent resident
• Have a regular income from work flowing into a personal account for at least 3 months
• Have an active mobile and email address
• Have a credit score 300+

And that’s it. Just tick off these requirements and you’re ready to apply! If you meet these requirements and you’re looking for bad credit car loans guaranteed approval, then apply and we’ll see if we can help.

If you have any questions about our requirements, don’t hesitate to contact us at info@niftypersonalloans.com.au.

What to have handy when you apply with Nifty

Applying with Nifty Loans is easy. Our application is 100% online and you can complete it in minutes! Before you apply though, we think it would be pretty handy to have these details by your side:

• Personal details
• Mobile number 
• Email address

If you have these details handy, you’ll fly through your application, without the need to get up and search for the right info. So, don’t wait, if you’re on the hunt for bad credit car loans guaranteed approval, you can get started by completing a quick application.

How to apply with Nifty

When you apply with Nifty, you can expect a quick and painless application and speedy outcomes. To apply for Nifty’s car loans, simply follow these 3 steps:

Step 1: You apply online

At Nifty Loans, we think everything should be as simple as possible. That’s why you can complete your application online in just a few minutes! Whether you’re on the go or snuggling into your comfiest couch, you can apply with Nifty Loans.

To get started, simply scroll up and complete our car loan slider. Select how much you wish to borrow and answer a few basic questions. Once you are happy, click the Apply button and you’ll be taken straight to your application. Fill out a few more details, then you’re ready to submit! Wasn’t that easy?!

Step 2: Receive an outcome

After you submit your application, our team will get to work finding you a broker who may be able to help. If you apply during business hours, you may receive your outcome in minutes! All you need to do is relax whilst we do all the legwork! If we need any extra info, we’ll contact you directly.

Step 3: Meet your new broker!

If we match you to a broker, then we’ll let you know straight away! Then, they will work with you to get you pre-approved for the car of your dreams. Simple as that! 

Find out just how easy it is to apply for our car loans today by scrolling up and completing an application.

Our choice of brokers

At Nifty Loans, we work closely with the Diversifi broker team to help you find suitable car finance solutions. Diversifi is one of Australia’s foremost brokerage companies, supported by Choice Aggregation Services. Using state-of-the-art software, their team is able to find car loans efficiently, matching your unique financial needs. All brokers also hold Australian Credit Licences and have extensive experience in the industry. So, you can rest easy knowing you’re in good hands!

Do we conduct employment checks or credit checks?

The short answer is no. Nifty does not conduct employment or credit checks when processing car loan applications. We’re a car loan broker-finder so we don’t conduct any kind of assessment on your application. However, the broker you are connected with may. Generally, the broker will only perform a “soft” check, one that will not show on your credit report. If they find a suitable lender for you, the lender may then conduct a credit check.

Please note that these checks may be conducted by Nifty if an application for a different product is submitted.

Can we provide bad credit car loans guaranteed approval?

Of course, we cannot guarantee approval, but we could certainly help you find bad credit car loans, guaranteed approval or not! When it comes to loans, we do our best to provide Aussies with cash loans for bad credit when they need it most. It’s no different for our broker-finding service. At the end of the day, we’ll work with our brokers to see if we can help in any way.

Quick application process, quick outcome 

When it comes to looking for car finance, we’re the broker-finder you need. Nifty Loans does all the legwork for you: We put you in touch with a broker 100% online. All you need to do is complete a quick application, and our brokerage partner will get straight to work finding you a loan offer.

We’re 100% online

When you apply with Nifty Loans, there’s no need to travel to a branch, stand in never-ending lines, or schedule tiresome meetings. All you need is a few minutes of your time and your mobile or laptop. You can fill out an application on the go or snuggle into your favourite couch with a cozy cuppa (we suggest the latter!). Life is busy enough without jumping through hoops just to find car finance. Simplify your life with Nifty’s online application and apply for a car loan today.

Now, for the fun part!

Car shopping. Once you have the loan all tied up in a neat bow you can start hunting for your perfect car. Whether you’re on the hunt for a new or used car, a Nifty car loan has you covered. Know you have the finance you need to get back on the road with Nifty as your helping hand!

So, if you’re searching for bad credit car loans guaranteed approval, don’t worry, we may be able to help. At Nifty, we could help you find bad credit car loans.

Let’s be friends

So, if you’re on the hunt for bad credit car loans guaranteed approval, then we’ll do our best to find you bad credit car loans and fast! You could be cruising down the highway in no time!

Experiencing information overload? Don’t worry, we can help if you have unanswered questions about our service. You can head to the FAQs page at any time and see if your answer is waiting for you.

Want more of Nifty Loans? Great! Follow us on Facebook, Instagram, Twitter and Google +. We cover a range of topics on our site, including everything from title loans to interest free loans. You can also keep up to date with the latest personal finance and lifestyle trends via our blog.