Truck Loan | $10,000+ | Simple Application Process | Apply Today

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up to $5,000

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for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

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Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*

*During normal business hours.

Cash in your bank within 60 seconds of approval*

*Only available for NPP enabled bank accounts

- It's possible with Nifty.

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Cash in your bank within 60 seconds of approval*

Truck Loan | Get Driving With Nifty Loans

Ready to get moving?

Truck loans, truck finance, money for a truck – however you landed up here, we have the low-down on how to apply for your next truck loan. Nifty Personal Loans has years of experience in the lending industry and makes use of state-of-the-art technology to deliver customised solutions to Australians’ financial needs; as such, this puts us in an excellent position to help anyone find a new or used truck loan using our broker-finding service. We work hard with our brokerage partner, Diversifi, to find finance solutions efficiently and that match your unique financial needs. Whether you’re looking for your first truck or an unavoidable upgrade to your old vehicle, we can give you all the tools you need to secure funds.

truck-loan

What is a Truck Loan?

As the name suggests, this is a loan taken out in order to purchase a truck. This type of loan is different from fast cash loans as it will usually be set over a period of 1-7 years. It is also common for the truck purchased under this agreement to remain secured until the loan has finalised.

With that being said, the specifics of any truck loan will differ from lender to lender, however; with the help of Diversifi, you can feel confident in knowing you will receive the best deal possible.

Diversifi? Who?

As Nifty is not yet directly offering truck loans, we have decided to partner with an award-winning broker – Diversifi. This was done to hopefully bridge the gap between short and long term finance for Nifty customers looking for something more.

Diversifi Pty Ltd is an established and highly awarded finance Broking Company supported by Choice Aggregation Services, one of Australia’s leading finance aggregation companies. Each member of the team is dedicated and highly trained, having their own Australian Credit Licence which means they’ve met the specific education and experience requirement at the highest level.

So, whether you’re in need of a new truck or just looking for a stop-gap, why not employ the help of one of Australia’s leading brokerage teams?

Center One Finance

Searching for a bad credit truck loan? Well, centerOne Finance is a specialist lender that focuses on clients with previous bad credit history. We appreciate that things happen in life that are sometimes out of your control and defaults may occur, but this does not mean you shouldn’t be eligible for credit. CenterOne can assist you whether you’ve got small or large defaults, current Part IX’s or, are discharged bankrupts. We believe in second chances and work with our clients to not only get them into a car but make steps in repairing their credit over time. 

Deal Processing Center

For everything else? DPC Broker is a one size fits all broker that specialises in all types of lending. DPC takes the guess work out of dealing with the lender and can help walk you through what can sometimes be a daunting process.  With specialists in Asset Finance and Commercial Lending, we have access to over 30 lenders to help get you the best deal to suit your needs. Whether you’re chasing a $200,000 Truck to take your business to the next level or looking for a $5,000 city run-about to get the kids to school on time, ask our friendly staff for a quote.

Truck Loans Australia: Get $10,000+ with the help of Nifty Loans Now

Australian truck drivers play a major role in the country’s economy, whether they’re transporting food, fuel or cattle; I think we can all agree that we couldn’t live without them.

So, whether you’re a business owner looking to add to your fleet or going it solo, eligible customers can use our broker-finding service to apply for a truck loan for upwards of $10,000!

Getting a Truck Loan: What You Need to Know

As great as our service is, we do have some eligibility requirements. Customers looking to apply for a truck loan using our broker-finding service will need to meet the following criteria:

  • Be over the age of 18
  • Employed and working for the past 3 months
  • Hold a valid driver’s license
  • Have a credit score above 300 (it’s okay if you’re unsure)
  • Be an Australian Citizen or Permanent Resident

And that’s it! Just a few simple requirements to match and you’ll be on your way to finding the truck loan finance that suits you!

Benefits of Applying For Car Finance Online

One major advantage of applying for loans online is that there is often less paperwork involved. Nifty Loans’ application is intuitive and user-friendly. There is no fine print to watch out for. We have designed our process to help you save time, reduce your efforts, and help get on your way.

Once in the hands of Diversifi, our award-winning brokerage partner,  you can feel confident in knowing that the service you receive will be fast, fair and efficient. In one appointment, Diversifi can connect you with a wide panel of potential lenders offering competitive interest rates to suit your needs. Exploring multiple options allows the consumer to tailor-pick their desired loan terms, ensuring the final deal will leave both parties satisfied.

A Nifty Way to the Truck of Your Dreams

Nifty Loans is not just another fast lender. What sets us apart from the rest? We don’t mind you asking in the least. First of all, we operate with our clients’ safety and security in mind. We communicate outcomes as fast as possible because we know that time is money and we want to save our customers both. Our broker finding-system has been designed to give every eligible Aussie access to easy and quick truck finance.

With decades of collective experience, Diversifi will do their best to find you a lender that can offer you the loan you need.

We try not to bog borrowers down with complicated information. We like to think our loan application services are the gateway to the truck of your dreams.

What Do I Need to Apply?

Our broker-finding service is different from our regular loan application. Actually, you may even say that it is easier! The only information that we require is as follows:

  • Personal details (Name, DOB)
  • Email address
  • Mobile number

Once passed to our brokerage partner they will be in touch, likely through a phone call. It should be noted that Nifty does not assess any application that comes through our broker-finding service, so if any further documentation is requested, it will need to be sent directly to the broker.

Do You Do Credit Checks?

Nifty will not conduct a credit check when a client applies through our broker-finding service. However, the broker you are connected with may. Generally, the broker will only perform a “soft” check, one that will not show on your credit report. If they find a suitable lender for you, the lender may then conduct a credit check.

We would not like that to deter you, though, as it is still possible to find truck loans for clients with a credit score on the lower side. This is why will be asked to provide evidence of your income, expenses and other financial information; so any lender you are connected with can gauge your current financial position instead of basing their judgement on possible past mishaps.

Will I Be Approved?

Every application is assessed individually. Your earnings, income stability, credit score, and loan history can be taken into account. So, we can’t answer this question with a simple “yes” or “no.” What you can do to ensure the best possible outcome is to give the broker as much information about your circumstances as possible – and it should be 100% accurate!

What Happens If I’m Approved?

Approval terms and conditions will be discussed directly between yourself and the broker.

And If I’m Not?

We will make every effort to find a solution for you. That said, we cannot guarantee that the broker will be able to find a lender that will approve your application.

Let’s be friends

Well, we hope you’ve learned a lot about truck loans, however, you may be experiencing information overload. If you have unanswered questions about our service you can head to the FAQ page at any time and see if your answer is waiting for you.

Want more of Nifty Loans? Great! Follow us on FacebookInstagram, and Pinterest and also keep up to date with the latest personal finance and lifestyle trends via our blog.

Keen to read more? Find out how you could be eligible for a consumer loan today!

 

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Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Large Loans

Large Loans

Large Loan Example

$5,000 - $10,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
Establishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details
Medium Loans

Medium Loans

Medium Loan Example

$2,001 - $4,600

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
Establishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details
Small Loans

Small Loans

Small Loan Example

$300 - $2,000

Loan amounts:
$300 - $2,000
Terms:
6 - 9 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
6 Months, (24 weekly repayments
Establishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$60
View Loan Details

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.