Do you need an urgent car repair loan? Tired of the stress of searching for financial help? Well you’ve landed at the right place!

How much cash do you want?
How long do you want it for?

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.


The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%)

Goodbye Stress! Hello Nifty Finance Easy Car Repair Loan

At Nifty Finance, we say goodbye to car repair stress – and hello to free time, spare cash and no worries!

Why Nifty for Car Repair Loans?

Quite frankly, we believe you should choose Nifty Finance because it’s the best!

As Australia’s fastest growing unsecured, short term loan lender – we have the guts to meet all your small car loan needs. Whether the family car rego is due in Dubbo, the kids smashed a window in your work ute in Cairns or you’ve just put a scratch on your 1963 Buick Riviera on a visit to Tasmania – Our Nifty Finance Easy Car Repair Loan has you covered.

From the minute your application is received, our team of dedicated loan assessment specialists are working to ensure you get the best outcome as soon as possible.

Furthermore, we strive to have every application assessed within 60 minutes, and once approved you will have the funds in your bank account within 24 hours, depending on which financial institution you bank with and whether the application was received within business hours.

What is a Nifty Finance Easy Car Repair Loan?

The Nifty Finance Easy Car Repair Loan is your key to affording those emergency maintenance and repairs bills! The cash advance loan can help you finance the costs of:

  • Smashed window repairs
  • Scratch or dent repairs
  • Paint damage repairs
  • Interior or upholstery repairs
  • General auto repairs

Bad Credit, or receiving Centrelink benefits? No worries. Just go online and complete the 2-3 minute application and you can be approved for an instant cash sum of between $300 to $4,600 repayable over 3 to 24 months.

Our highly skilled loan assessment team can assess and approve your car repair loan in as little as 60 minutes! Faster financial help equals faster car repairs to get you back on the road sooner.

“Did you know that over 700 motor vehicle accidents occur every day on Australia roads?”

How much will you have to pay back?

At Nifty we strive to be upfront and transparent when it comes to costs. When you are emailed our offer for a Nifty Finance Easy Car Repair Loan, the document will outline all fees and charges that you may be expected to pay – along with an anticipated total cost.

More importantly, we do this to ensure that you are never left wondering how much you are due to repay that month – or what the additional fees might be.

You can find all the information about the costs associated with a Nifty Finance Easy Car Repair Loan on our website.

You are our Mission!

The team at Nifty Finance understand that people are important and that your financial situation is unique. We don’t mind saying that we are a money lender. After all that’s what we do. Small, quick and affordable short term loans.

However, taking on unexpected car repair debt can be a big decision and we want to ensure that you feel confident with us. Every step of the way.

To achieve this, we’re putting you in the driver’s seat of your tailor-made car repair loans experience.

Unlike some of the more mainstream lenders, Nifty Finance prides itself on delivering not just short term cash loans, but a relationship, where you are comfortable dealing and communicating with us.

We believe that this relationship is vital to understanding exactly what you need from a Nifty Finance Easy Car Loan and where we can support you to achieve this.

Ready to apply?

Don’t leave yourself stressing that you need a loan to fix your car. We’re ready for you now! Our dedicated Car Repair Loans assessment team are standing by. Get online! We look forward to hearing from you soon to set up your new Nifty Finance Car Repair Loan.

who can apply?

Looking for a loan? You can apply with us if:

  • You’re at least 18 years old.
  • You’re an Australian Citizen or Permanent Resident.
  • You’ve been receiving a regular income into a personal bank account for at least 3 months.
  • You have an active mobile number and email address.
Need to know more? Check out our FAQs

how it works.

small personal loans.

  • Loan amounts: $300 – $2,000
  • Terms: 3 months – 6 months
  • Establishment fee: Up to 20%
  • Monthly fee: 4%


Loan Amount: $500
Term: 10 weeks, repayable weekly
Principal amount: $500
Establishment fee: $100
Total other fees: $60
Total monthly fees: 4% per month over 10 weeks
Total payable: $660
Weekly installments: $66

medium personal loans.

  • Loan amounts: $2,001 – $4,600
  • Terms: 13 months – 24 months
  • Establishment fee: up to $400.
  • Annual Percentage Rate (APR): 48%
  • Comparison Rate: 66.0347%


Loan Amount: $3,000
Term: 18 months, repayable weekly
Principal amount: $3,000
Establishment fee: $400
Total other fees: $1,378.87
Total payable: $4,840.14
Weekly installments: $61.27

Want to know something nifty? See how it works!

How customers rate Nifty’s Car Repair Loan?
plf Overall rating: 4.3 out of 5 based on 52 reviews.

Fast Car Repair Loan Approval

5 5 1
This worked out very well for me, and i appreciate the help. Very easy to pay back and happy to use this company again and recommend to other users. Thank you.

Excellent Service

5 5 1
Great and efficient car repair loan service! Highly recommended if you're in a bind. Repayments very reasonable and affordable! Based my application on current merits and circumstances! Can't find any fault in the service provided!

Great when in need very helpful

4 5 1
Thank you for giving me a chance nifty helped me out when in desperate need to repair my car, I'm very grateful. I highly recommend these guys I am a very happy customer thanks again.

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