Cash Loans Brisbane up to $5,000, Fast outcomes, Apply Now!

Looking for cash loans Brisbane?

Nifty Loans is excited to offer personal cash loans to those in Brisbane!

We’re apart of a new wave of neo-lenders, but with a twist!

Here at Nifty Loans, we pride ourselves on our amazing customer service. And as an Australian company, our service staff is based right here in Brisbane! If you are having any problems with your cash loan or even need a hand with your application you can give us a call and speak to one of our friendly customer service representatives straight away.

Whether you have questions or need help with your loan application, they’ll always be happy to assist.

Why choose Nifty Loans?

Here at Nifty Loans, we’re not like the typical money lender. We are willing to look past those previous mistakes you may have made, so you can keep moving forward.

We’ve got all sorts of personal cash loans available to everyday Australians, such as nearly instant cash loans Brisbane, short-term, bad credit and unsecured loans! You really are spoilt for choice!

We are a Brisbane based company offering 100% online loans. Because we are online, this means you don’t have to wait to apply! Our applications on average take a few minutes to complete.

If you apply during business hours, you could be assessed within 60 minutes and if approved, see the money in your account on the same day (subject to inter-bank transfer times)! If you submit your application outside of our business hours we’ll assess it first thing the next business morning for you!

Have any questions? Feel free to give our customer service stars a call. Otherwise, you might find answers to your questions at the Australian MoneySmart website

What are Brisbane cash loans?

A Brisbane cash loan is a fast outcome loan usually processed within 60 minutes (during business hours). Perfect for anyone who is looking to borrow money quickly and for a short, fixed amount of time.

I’m looking for cash loans in Brisbane, but I’m not sure which one is right for me?

Look no further, because we can help you with that!

Nifty Loans provide small amount short-term loans, so all we need you to do is jump online and fill out our quick application form. Once you have filled out the form, our assessment team will begin processing your cash loans Brisbane application! If you applied outside of business hours we’ll begin assessing it first thing next business day.

Do you perform credit checks on your customers as a part of your loan process?

Yes! As responsible lenders, we do perform credit checks on all loans.

However, the credit check is not the only basis of whether you are approved or not. This is why we ask for at least 90 days worth of bank statements to see what your relationship with money has been like recently. If we can see that you’ve been handling your financial commitments well, we may be able to help you with a fast cash loans Brisbane, despite your bad credit history.

I’m looking for a Brisbane cash loan, but I have bad credit. Can I still apply?

Here at Nifty, we believe that your credit history should stay in the past.

We understand that sometimes things happen. From time to time regular Australians may fall on hard times or have unfortunate circumstances and we don’t think that should be the only deciding factor.

So don’t be too worried about your bad credit rating, apply today for cash loans! We’re firm believers that everyone deserves a fair go and that credit history isn’t the be all and end all of assessing suitability.

Can I still apply for a Brisbane cash loan if I am receiving Centrelink?


We consider Centrelink income as ‘regular income’! So, as long as you are receiving a regular benefit from Centrelink into your personal bank account, then you may be eligible for Nifty cash loans Brisbane.

How do I repay my Brisbane cash loan? No more queuing to pay your loan or making appointments with a bank manager. We make it much easier!

Once your fast cash loan has been approved we will set you up with a direct debit which will come straight out of your account. Once your cash loan has been repaid your direct debit will be automatically stopped. Isn’t that Nifty?

The best thing is, our assessment team will select a repayment schedule that best suits you. Need something changed? No worries, simply contact our customer service team to make amendments.

Is this the right product for me? What should I consider when thinking about getting a Brisbane cash loan?

Who is this product for?Individuals in Brisbane looking for a cash loan.
To be eligible to apply for a cash loan BrisbaneYou need to:

  • Be 18 years of age.
  • Have a regular source of income.
  • Be an Australian resident.
  • Have an active mobile number and email address.
What are your repayment terms?Repayment terms will vary depending on each applicant’s financial situation. Range from 3-24 months.
Loan types availableFixed
LenderNifty Personal Loans

Now that you have your finances are sorted, what does Brisbane have to offer?

Brisbane is the third capital city in Australia, but it’s one of the fastest growing cities in our nation. It was once thought of as a little country town, but not anymore! Situated on the Brisbane River, there are plenty of things to do while in Brisbane.

First, let’s talk about the food game in Brisbane. Everyone always seems to say how good the food in Melbourne is, but Brisbane can easily rival it! There always seems to be something new to try in Brisbane.

Welcome to Bowen Hills is Brisbane’s newest food truck spot. Every day there are new food trucks to try out. From burgers to Mexican, garlic bread to gluten-free festivals, it’s one of the most fun food stops. Plus, it’s dog-friendly!

Mrs. Jones Cafe is probably the most aesthetically pleasing cafe spot in New Farm. This Instagram worthy stop offers some of the best brunches in Brisbane. The top recommendation is the soft serve acai!

Salt Meat Cheese is a little Italian restaurant located right next to Gasworks in Newstead. First opened on the Gold Coast, they’re well known for their Pizza and Pasta, along with plenty of drinks to choose from.

Don’t like Italian? Walk right on over to Gasworks to grab a Poke Bowl at Suki Burrito! Suki has plenty of seafood to offer, but they’re most well known for the Hawaiian meal of Poke. It’s a rice bowl loaded with tuna, salmon, prawns, and salad. Not sold? That’s ok because they also offer sushi burritos with your choice of fillings.

Prefer something a little more fancy? Eagle Street Pier has loads of nice restaurants. One to definitely impress your date, you can have anything from Japanese to Modern Australian food. One of the best-known restaurants there is Aria, which is run by Australian chef Matt Moran. You’ll only find the freshest Australian produce here.

Don’t want to spend your visit to Brisbane lazing around?

If eating isn’t your thing, then there are plenty of sights to see!

Take a walk from Southbank to Kangaroo Point. It’s quite a big walk so grab your activewear because you’ll be climbing up and down the side of Kangaroo Point Cliffs and walking along the Brisbane River. Our tip? You’ll get the best views late in the afternoon as all the city lights start to turn on, while the sky is pink and purple.

Brisbane’s Gallery of Modern Art (aka GOMA) is always hosting new exhibitions. Some of the most interesting exhibitions include Curious Affection, Marvel Avengers.

Walk on over the Goodwill Bridge to Brisbane City to see how far our little country town turned city has come.

Story Bridge climbs is a classic Brisbane activity! The heritage-listed bridge opened in 1940 as residents of the time wanted a bridge which connected Kangaroo Point to the CBD. Climbers are taken by a guide all the way to the top of the Bridge where you have an impressive 360-degree view of the city with a perfect opportunity to snap a few pics from the Summit. For extra wow book a sunrise or sunset climb and see the City from a different angle.

If you prefer some shopping then Queen Street Mall and James Street are the places to go. Queen Street Mall has all your go-to brands such as Zara, H&M, Uniqlo and department stores like David Jones and Myer. James Street in Fortitude Valley also has David Jones, but it also has smaller boutiques and cafes.

Other entertainment is also hosted at New Farm Powerhouse. Every year it hosts plenty of events, but it is mostly known for the Brisbane Comedy Festival

Another viewing spot is the Mt Cootha Lookout. From this little spot, you can see the entirety of Brisbane city and surrounding suburbs. With views at any time of the day or evening, you’ll definitely have to try to get up there!

So why wait? Apply now for a quick cash loans Brisbane!

Are you in Tasmania and struggling with your finances? Nifty’s Tasmania loans could be the answer to your money woes!

Who can apply?

18 Years and Older Can Apply For Loans

You're at least 18 years old

Personal Loans Australia

You're an Australian Citizen or Permanent Resident.

Emergency Cash Loans When Earning an Income For More Than 3 Months

You've been receiving a regular income into a personal bank account for at least 3 months.

Our Money Lenders Will Be In Contact

You have an active mobile number and email address.

How it works

Small Loans

$300 - $2,000

Quick Small Loans - Borrow Money Now
Loan amounts:$300 - $2,000
Terms:3 - 6 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00

Medium Loans

$2,001 - $4,600

Medium Loans In An Hour Once Approval Has Been Confirmed
Loan amounts:$2,001 - $4,600
Terms:13 - 24 months
Establishment fee:$400
Monthly Fee:$0
Comparison Rate:65.86%**

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36

Large Loans


Get Fast Money Today - Small to Big Cash Loans
Loan amount:$5,000
Terms:13 - 24 months
Establishment fee:Variable
Monthly Fee:$0
Comparison Rate:48%**

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Who we've helped

Fast Cash Loans Australia With A Good Reputation
Nifty Peronal Loans Customer Reviews

Great Customer Service

"I had bad credit history, still the loan was fairly easy to get and helped me out."

- Toni


Types of loans