Cash Loans Brisbane | $300 - $5,000 | 100% Online | Apply Now!

Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*
*During normal business hours.

Cash in your bank within 60 seconds

88% of our customers have their funds within 60 seconds of signing their contract.*

*Only available for NPP enabled bank accounts

Cash in your bank within 60 seconds

88% of our customers have their funds within 60 seconds of signing their contract.*

*Only available for NPP enabled bank accounts

Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*
*During normal business hours.

Cash Loans Brisbane up to $5,000! Easy Application – Fast outcomes

Nifty Loans is excited to offer personal cash loans to those in Brisbane! We’re apart of a new wave of neo-lenders, but with a twist! The best part? Our application process is easy, and we offer fast outcomes! Interested? Then read on!

brisbane cash loans

Looking for cash loans Brisbane?

Here at Nifty Loans, we pride ourselves on our amazing customer service. And as an Australian company, our service staff is based right here in Brisbane! If you are having any problems with instant cash loans or even need a hand with your application you can give us a call and speak to one of our friendly customer service representatives straight away. Whether you have questions or need help with your loan application, they’ll always be happy to assist.

What are Brisbane cash loans?

A Brisbane cash loan is a personal loan usually processed in 60 minutes of application (during business hours). Perfect for anyone who is looking to borrow money quickly and for a short, fixed amount of time. Cash loans Brisbane are personal loans you can use for any personal expense. If you are living anywhere in Brisbane, such as Fortitude Valley, West End, Taringa, Oxley, Auchenflower, Nundah, Windsor, Bardon, Logan or Kangaroo Point, and are looking for a personal loan – you have come to the right place! Nifty Loans are 100% online – no paperwork, just Nifty Brisbane cash loans!

What cash loan Brisbane is right for me?

Look no further, because we can help you with that!

Nifty Loans provide small, medium and large loans up to $5,000. Figure out the loan amount you desire and what you want to use the loan for. Some examples of a few of our popular loans are vehicle expenses, dental or medical bills, study loans or home improvements loans. However, you can apply for whatever you need the loan for and our assessment team will begin processing your loan application and could give you an outcome in as little as 60 minutes if you apply during business hours. If you apply outside of business hours we’ll begin assessing it first thing the next business day.

Why choose Nifty Loans?

Here at Nifty Loans, we’re not like the typical money lender. We like to think that we have a fresh approach to online lending. We are willing to look past those previous mistakes you may have made, so you can keep moving forward. Bad credit history doesn’t mean you’ll not be eligible for a loan with us. We look at the bigger picture, like your current spending habits and bank statements. We are proud to give every Aussie a fair go!

We’ve got all sorts of personal cash loans available to everyday Australians, such as nearly instant cash loans Brisbane, short-term, bad credit and unsecured loans! You really are spoilt for choice!

We are a Brisbane based company offering 100% online loans. Because we are online, this means you don’t have to wait to apply! Our applications on average take a few minutes to complete and you can complete it anytime, anywhere. 

If you apply during business hours, you could receive an outcome in 60 minutes and if approved, see the money in your account on the same day if your bank supports NPP payments. If your bank account does not support this, the latest you will receive the funds will be overnight. If you submit your application outside of our business hours we’ll assess it first thing the next business morning for you!

Have any questions? Feel free to give our customer service stars a call. Otherwise, you might find answers to your questions at the Australian MoneySmart website.

What can I use my cash loan for?

Medical emergencies

Finding out that you need an unexpected medical procedure is always hard to deal with; even more so when you have to worry about the cost as well. If you’re in need of medical loans to cover expenses then look no further. Nifty can provide you with the medical loan you need. 

Dental bills

Having dental work done in Australia can be very expensive – whether you have health insurance or not! Nifty can offer you small loans for dental bills to ease the stress of that unexpected expense, so you can keep on trucking!

Pet finance

We understand that vet costs are expensive, and when you receive the dreaded bill, it’s always more than you think it’ll be. That’s when you turn to Nifty Loans. We offer pet bills starting from $300 – $5,000 (depending on the emergency!). 

Wedding

When you’re in need of a boost in your wedding fund to help create your dream wedding, that’s when it’s time for wedding loans Australia! They can help add that touch of sparkle to your special day. You can apply for small loans starting at $300 to $2,000 or opt for a medium secured loan from $2,100 to $5,000. If you wish to borrow more than $2,000, we require equity as security, such as a car, boat, motorbike or caravan. 

Travel and holiday

What about an escape to beautiful Fiji? Paradise is only four hours away – and your loan, even faster! Plan a much-needed holiday or head off on business. Nifty Loans is here to help you out with travel and holiday loans. If you’re craving the wind in your hair or the taste of adventure, but are struggling to see how you’re going to finance your venture – you’re in the right place, apply for a Nifty loan now!

Car repairs

Buying a car is expensive, however, owning and maintaining a car is also a burden to the wallet. Nevertheless, with Nifty you can say goodbye to stress associated with buying a car and say hello to free time and spare cash! Nifty offers car repair loans and car registration loans. Our loans could be the key to affording those emergency maintenance and repair costs, as well as that dreaded annual car registration bill. 

Nifty Loans has the solution for you – apply for any of our loans today!

I have bad credit – Can I still apply for a Brisbane cash loan?

As responsible lenders, we do perform credit checks on all loans. However, if you have bad credit, it does not by any means determine if you’re eligible or not for a loan. The credit check is not the only basis of whether you are approved or not. This is why we ask for at least 90 days worth of bank statements to see what your relationship with money has been like recently. If we can see that you will be able to afford the loan repayments, we may be able to help you with a fast cash loan Brisbane, despite your bad credit history.

Here at Nifty, we believe that your credit history should stay in the past. We understand that sometimes things happen. Everyone can experience tough financial times or have unfortunate circumstances. We don’t think that should be the only deciding factor. So don’t be too worried about your bad credit rating, apply today for a quick assessment and you could get cash loans! We’re firm believers that everyone deserves a fair go and that credit history isn’t the determining factor of assessing suitability.

I am receiving Centrelink. Can I still apply for a Brisbane cash loan?

The short answer is, yes, you can!

Traditional lenders may be less flexible when it comes to small loans for people on Centrelink, however, don’t fear! There are plenty of variable options for people on Centrelink. At Nifty, we consider Centrelink income as ‘regular income’! So, as long as you are receiving a regular benefit from Centrelink into your personal bank account, then you may be eligible for Nifty cash loans Brisbane.

When applying for cash loans Brisbane for people on Centrelink, it’s important to know what payments you’re receiving and how they’ll affect your loan application.  So, the most common Centrelink payments are:

  • Family Tax Benefit;
  • Child Support Payments;
  • Age Pension;
  • Carer’s Allowance;
  • Unemployment Benefits.

In addition, the different types of Centrelink payments may be accepted varies from lender to lender. At Nifty loans, we consider most Centrelink payments as income, so don’t fret if you’re receiving Centrelink payments.

Ways to increase your chances of approval

Before you apply, double-check that you meet the eligibility requirements:

  • Applicants must have an active mobile phone number and email address;
  • You must have internet banking set up;
  • All applicants must be over the age of 18;
  • You have had a regular income for the last 3-months into a personal bank account;
  • You must be able to prove you’re an Australian citizen or permanent resident.

Our application only takes a few minutes to complete, and if you have the following details handy, you’ll fly through our online form:

  • Personal contact details e.g. mobile number and email address etc;
  • Reason for your loan;
  • Bank account details;
  • MyGov info (if applicable);
  • Employment info.

If you are worried about your credit history, we can ensure that this is not the only factor we look at when assessing your application. However, there are a few things you could do to improve your credit score. 

If the listing on the credit file has been added incorrectly or by mistake there is a strong chance it can be removed. Make sure you remove all errors on your credit report to increase the chances of getting approved for cash loans Brisbane. Read more here!

Why get a personal loan?

Personal loans are very versatile and can be used for pretty much anything. A personal loan is great for financing once-in-a-lifetime trips and adventures you’ve been dreaming about but might be too expensive for you at the moment. You can also use a personal loan for consolidating costly credit card balances, but they are often most useful for unexpected expenses such as emergency home repairs or medical expenses. In addition, excellent credit is not required and a lender as Nifty as us can give you a quick outcome on your application!

Applying for finance in Brisbane

Our fast finance can be used for a bunch of different things. Our team makes it easy for all Brisbane residents to access quick cash. Even though our loans are easy and quick to access, Nifty Loans adhere to responsible lending obligations. We won’t offer you products we know you can’t afford to repay, we always have your best interest in mind. Also, we are transparent and upfront with all our costs, fees and charges. We will show you a full breakdown of any fees and charges before you agree to a loan, and these will be fully displayed and easily readable in your contract. 

We strive to offer speedy loan services and always do our best to service the needs of our customers and get you the loan you need. When you apply for cash loans in Brisbane or even any other city for that matter, Nifty will be subject to responsible lending guidelines.

How do I repay my Brisbane cash loan? 

No more waiting in long queues to pay your loan or making appointments with a bank manager. We make it much easier!

 If your fast cash loan has been approved we will set you up with a direct debit which will come straight out of your account. Once your cash loan has been repaid your direct debit will be automatically stopped. Isn’t that Nifty?

The best thing is, our assessment team will select a repayment schedule that best suits you. Need something changed? No worries, simply contact our customer service team to make amendments.

What should I know when applying for cash loans Brisbane?

Who is this product for?

Individuals in Brisbane looking for a cash loan

What are your repayment terms?

Repayment terms range from 6-24 months but vary depending on each applicant’s financial situation 

Loan types available

Fixed

Lender

Nifty Personal Loans

What loan amounts can I borrow?

  • Small unsecured personal loan $300 – $2,000.
  • Medium secured personal loan $2,100 – $4,600.
  • Large secured personal loan $5,000

Who can apply for cash loans Brisbane?

You need to: 

  • Be 18 years of age.
  • Have a regular source of income for the past 3 months deposited into a personal bank account.
  • Be an Australian citizen or Permanent resident.
  • Have an active mobile number and email address.

Now that you have your finances sorted, what does Brisbane have to offer?

Brisbane is the third capital city in Australia, but it’s one of the fastest-growing cities in our nation. It was once thought of as a little country town, but not anymore! Situated on the Brisbane River, there are plenty of things to do while in Brisbane.

First, let’s talk about the food game in Brisbane. Everyone always seems to say how good the food in Melbourne is, but Brisbane can easily rival it! There always seems to be something new to try in Brisbane.

Welcome to Bowen Hills is Brisbane’s newest food truck spot. Every day there are new food trucks to try out. From burgers to Mexican, garlic bread to gluten-free festivals, it’s one of the most fun food stops. Plus, it’s dog-friendly!

Mrs Jones Cafe is probably the most aesthetically pleasing cafe spot in New Farm. This Instagram worthy stop offers some of the best brunches in Brisbane. The top recommendation is the soft serve acai!

Salt Meat Cheese is a little Italian restaurant located right next to Gasworks in Newstead. First opened on the Gold Coast, they’re well known for their Pizza and Pasta, along with plenty of drinks to choose from.

Prefer something a little more fancy? Eagle Street Pier has loads of nice restaurants. One to definitely impress your date, you can have anything from Japanese to Modern Australian food. One of the best-known restaurants there is Aria, which is run by Australian chef Matt Moran. You’ll only find the freshest Australian produce here.

So why wait? Apply now for a quick cash loans Brisbane!

Looking for cash loans in another city? Nifty offers loans in Hobart, Adelaide, Melbourne, Sydney, Canberra, Newcastle and Perth. That could be the answer to your money woes!

cash loans brisbane

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Loan Costs

Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Small Loans

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Loan Costs

Small Loans

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.