If you are in need of a short term cash solution, you may be considering a traditional cash advance. A personal loan from Nifty Loans may be what you are searching for instead. Nifty Loans offers quick cash loans up to $3,000 for a variety of reasons. We’re 100% online and one of the fastest-growing lenders in Australia. We process our loans in 60-minutes* and provide instant transfers on approval**.
If you have been searching “cash advance bad credit”, Nifty Loans may have a suitable loan option for you. We offer bad credit loans to applicants that meet our lending criteria. We conduct a thorough financial assessment using read-only copies of bank statements on each of our applicants. If we find that a person can reasonably manage their loan, even with a bad credit score, we may be able to provide them a cash loan.
Here at Nifty, we’ve created our own advanced loan-processing engine, with our customers’ needs at the forefront. This is what allows us to be an inclusive lender and offer fair loans to customers, even if they have a bad credit history.
We pride ourselves on being fast when it comes to processing and delivering small loans. We strive to process your loan application within 60-minutes*. Plus, if you have an NPP-enabled bank account, you’ll likely receive your cash in just 60-seconds**.
Nifty Loans is completely Australian owned and operated. Based in Brisbane, Australia, our friendly customer service is more than happy to help with anything you need. If you have any questions or concerns, give us a call or send us an email.
Mountains of paperwork and long waiting times? Not at Nifty. We are a 100% online lender, from application to approval.
All applicant must meet our eligibility criteria for us to process their application. Please ensure you meet the following requirements before you apply:
So that we can get back to you as fast as possible, please ensure you provide us with the following documents when you submit your application:
Wonderful, simple easy, filled it out at lunch time and had the money by 5pm. No unexpected costs or issues. Extremely satisfied, thank you for getting me out of a Jam! Quick and easy and easy to repay!
Nifty are always prompt and easy to deal with.The process of applying and repaying is simple and I have utilised niftys service multiple times because of this.
They were so easy to deal with and super fast! From the application to approval & getting the funds in 24 hours. I also had to call to change some details and they were super friendly & accommodating. Highly recommended!
The process with Nifty is very easy. If you’re in need of a small loan, I’d recommend this company. I was approved within an hour and had my money by 7pm that night. Very happy with the service! Thanks Nifty!
If you want to learn more about our cash loans, check out the following frequently asked questions:
*If you apply within our standard business hours. Subject to individual assessment. 60-minute outcomes are not guaranteed.
**If you have an NPP-enabled bank account.