Cash Advance | Quick Personal Loans Up To $10,000 Online

Cash Advance

Apply now for:

Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments:

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If you need a short term cash solution, you may be considering a cash advance. Why not consider applying for a quick personal loan from Nifty instead?

  • 100% Online
  • Simple and Easy Application
  • Speedy Outcomes
  • 60-Second Cash Transfers**

Need a cash advance?

If you are in need of a short term cash solution, you may be considering a traditional cash advance. A personal loan from Nifty Loans may be what you are searching for instead. Nifty Loans offers quick cash loans up to $3,000 for a variety of reasons. We’re 100% online and one of the fastest-growing lenders in Australia. We process our loans in 60-minutes* and provide instant transfers on approval**.

Bad credit? No worries.

If you have been searching “cash advance bad credit”, Nifty Loans may have a suitable loan option for you. We offer bad credit loans to applicants that meet our lending criteria. We conduct a thorough financial assessment using read-only copies of bank statements on each of our applicants. If we find that a person can reasonably manage their loan, even with a bad credit score, we may be able to provide them a cash loan.

ⓘ Loan Disclaimer

Need a cash advance?

If you are in need of a short term cash solution, you may be considering a traditional cash advance. A personal loan from Nifty Loans may be what you are searching for instead. Nifty Loans offers quick cash loans up to $3,000 for a variety of reasons. We’re 100% online and one of the fastest-growing lenders in Australia. We process our loans in 60-minutes* and provide instant transfers on approval**.

Bad credit? No worries.

If you have been searching “cash advance bad credit”, Nifty Loans may have a suitable loan option for you. We offer bad credit loans to applicants that meet our lending criteria. We conduct a thorough financial assessment using read-only copies of bank statements on each of our applicants. If we find that a person can reasonably manage their loan, even with a bad credit score, we may be able to provide them a cash loan.

How Nifty offers fast cash loans

Our technology
Our speed
We’re Australian
100% online

Here at Nifty, we’ve created our own advanced loan-processing engine, with our customers’ needs at the forefront. This is what allows us to be an inclusive lender and offer fair loans to customers, even if they have a bad credit history.

We pride ourselves on being fast when it comes to processing and delivering small loans. We strive to process your loan application within 60-minutes*. Plus, if you have an NPP-enabled bank account, you’ll likely receive your cash in just 60-seconds**.

Nifty Loans is completely Australian owned and operated. Based in Brisbane, Australia, our friendly customer service is more than happy to help with anything you need. If you have any questions or concerns, give us a call or send us an email.

Mountains of paperwork and long waiting times? Not at Nifty. We are a 100% online lender, from application to approval.

How to apply for a cash loan

Am I eligible?

All applicant must meet our eligibility criteria for us to process their application. Please ensure you meet the following requirements before you apply:

  • Be at least 18 years old;
  • Be an Australian citizen or permanent resident;
  • Have Internet banking;
  • Have an active email address and mobile phone number;
  • Have been receiving a regular income for the last 90-days.

What documentation do I need?

So that we can get back to you as fast as possible, please ensure you provide us with the following documents when you submit your application:

  • Personal information (i.e. name, address, DOB);
  • 100 points of ID;
  • The reason for your loan;
  • Internet banking details;
  • Employment details and contact info.

Our Happy Customers

We don’t stop there

No matter what the occasion is, Nifty has your back.

Got questions?

If you want to learn more about our cash loans, check out the following frequently asked questions:

Visit FAQs

*If you apply within our standard business hours. Subject to individual assessment. 60-minute outcomes are not guaranteed.

**If you have an NPP-enabled bank account.