If you need a short term cash solution, you may be considering a cash advance. Why not consider applying for a quick personal loan from Nifty instead?
If you need a short term cash solution, you may be considering a cash advance. Why not consider applying for a quick personal loan from Nifty instead?
If you are in need of a short term cash solution, you may be considering a traditional cash advance. A personal loan from Nifty Loans may be what you are searching for instead. Nifty Loans offers quick cash loans up to $10,000 for a variety of reasons. We’re 100% online and one of the fastest-growing lenders in Australia. We process our loans in 60-minutes* and provide instant transfers on approval**.
If you have been searching “cash advance bad credit”, Nifty Loans may have a suitable loan option for you. We offer bad credit loans to applicants that meet our lending criteria. We conduct a thorough financial assessment using read-only copies of bank statements on each of our applicants. If we find that a person can reasonably manage their loan, even with a bad credit score, we may be able to provide them with a cash loan.
Here at Nifty, we’ve created our own advanced loan-processing engine, with our customers’ needs at the forefront. This is what allows us to be an inclusive lender and offer fair loans to customers, even if they have a bad credit history.
We pride ourselves on being fast when it comes to processing and delivering small loans. We strive to process your loan application within 60-minutes*. Plus, if you have an NPP-enabled bank account, you’ll likely receive your cash in just 60-seconds**.
Nifty Loans is completely Australian owned and operated. Based in Brisbane, Australia, our friendly customer service is more than happy to help with anything you need. If you have any questions or concerns, give us a call or send us an email.
Mountains of paperwork and long waiting times? Not at Nifty. We are a 100% online lender, from application to approval.
All applicant must meet our eligibility criteria for us to process their application. Please ensure you meet the following requirements before you apply:
So that we can get back to you as fast as possible, please ensure you provide us with the following documents when you submit your application:
If you want to learn more about our cash loans, check out the following frequently asked questions:
Generally, a cash advance is a service issued by most credit card and charge card providers. A cash advance allows the cardholder to withdraw cash, typically either over the counter or through an ATM, up to a predetermined limit.
While a cash advance can be a handy way to access quick cash, it is important to note that there are often additional fees and a different interest rate applied to this service than your usual credit card terms. If you need cash urgently, an alternative to a cash advance you may wish to consider is a personal loan. A personal loan allows you to borrow a selected amount to be repaid over a pre-determined loan period.
You can apply to borrow any amount from $2,500 to $10,000 with a Nifty personal loan. We will process your application to ensure the loan is manageable for you. Your repayments will depend on how much you borrow.
If you have poor credit, you may be wondering if you can still get a cash loan with Nifty. The good news is that we’re an inclusive lender, meaning we give all Aussies a fair go no matter their credit score. If we find that you can reasonably manage your loan repayments, we may be able to provide you with a bad credit loan.
The cost of your fees and charges will depend on the amount you borrow and your credit history. However, a credit guide detailing all of the fees and charges applicable to your loan will be given to you before entering into a loan agreement. This may include interest charges, a monthly fee, establishment fee, and late fees (if applicable).
As we follow responsible lending guidelines set by ASIC, we must make reasonable enquiries to ensure a personal loan is suitable for our customers. In line with this, we may conduct a credit check. However, we are inclusive lenders, which means we will always give you a fair go even if you have a poor credit history.
We provide loans to Centrelink customers if we find that the applicant can manage their loan, regardless of whether this income is from full-time employment or government benefits. As long as you meet our eligibility criteria and can afford your personal loan, we may be able to provide you with an online loan.
