Looking for Centrelink Loans? We Offer Loans For People On Centrelink!

Centrelink Customer Loans

Apply now for:

Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments:

Your data is secure

Comodo Logo

Trusted by

Trusted Site Logo

Our customer rating

Google Reviews

  • 100% Online
  • 60-Second Transfers**
  • Borrow $500 to $3,000
  • Bad Credit OK

Quick loans for Centrelink customers

Applying for a short term loan while receiving Centrelink benefits can be hard. Unfortunately, many lenders are not inclusive towards Centrelink customers, leaving vulnerable Aussies in a difficult position. Luckily, our team here at Nifty Loans prides themselves on being an inclusive, responsible lender. We offer quick Centrelink customer loans from $500 to $3,000 with the cash in your account within 60-seconds!**

Why choose Nifty?

Our team at Nifty believes that everyone, no matter their financial situation, deserves a fair go. We don’t believe that receiving Centrelink payments makes you less deserving of a personal loan. As an inclusive lender, we strive to help everyday Aussies turn their finances around and put their best foot forward. That’s why we view Centrelink payments as a form of income, and base your eligibility on whether your repayments fit into this form of income.

ⓘ Loan Disclaimer

Quick loans for Centrelink customers

Applying for a short term loan while receiving Centrelink benefits can be hard. Unfortunately, many lenders are not inclusive towards Centrelink customers, leaving vulnerable Aussies in a difficult position. Luckily, our team here at Nifty Loans prides themselves on being an inclusive, responsible lender. We offer quick Centrelink customer loans from $500 to $3,000 with the cash in your account within 60-seconds!**

Why choose Nifty?

Our team at Nifty believes that everyone, no matter their financial situation, deserves a fair go. We don’t believe that receiving Centrelink payments makes you less deserving of a personal loan. As an inclusive lender, we strive to help everyday Aussies turn their finances around and put their best foot forward. That’s why we view Centrelink payments as a form of income, and base your eligibility on whether your repayments fit into this form of income.

Am I eligible for a loan if I receive Centrelink benefits?

Here at Nifty Loans, we consider most Centrelink payments as income. The different types of Centrelink payments that are accepted can vary from lender to lender. It’s essential to understand which payments you receive prior to applying for your loan.

If you currently receive one of the following Centrelink benefit payments, you are eligible to apply for a Nifty personal loan:

Age Pension
Disability Support Pension
Widow Allowance or Widow B Pension
Wife Pension
Farm Household Allowance
Carers Payments
Family Tax Benefit
Parenting Payments

Unfortunately, we don’t approve applications from people receiving the Jobseeker, Austudy, ABSTUDY, or Youth Allowance benefits. This is because these benefits are considered temporary sources of income, rather than permanent.

Our Happy Customers

How Nifty offers Centrelink customer loans

Our technology
Our speed
We’re Australian
100% online

Our impressive in-house loan-processing engine allows our team of loan specialists to provide customers with quick outcomes. As an inclusive lender, we put our customers’ needs first and pride ourselves on providing every customer with a fair and just loan assessment, despite their outcome.

Here at Nifty Loans, we pride ourselves on being one of Australia’s fastest online lenders. We aim to process loan applications within 60-minutes* and, if you have an NPP-enabled bank account, you’re likely to receive your cash in just 60-seconds!** This takes the guesswork out of loan application and means our customers are always the first to know about their outcome.

As an Aussie owned and operated company, Nifty understands the importance of having a reliable and local online lender. We understand that our customers value speed and reachability, which is why we ensure our customer service team is the best in the bizz. So, no matter what time it is, leave our friendly customer service team a message via our website and receive a response during the next business day.

Being a 100% online lender, our team at Nifty are able to cut the old-fashioned paperwork and offer you a super quick application process. Unlike many traditional lenders, you can apply for a loan with Nifty at any time of the day or night, no matter where you are in Australia.

How much can I borrow with a Centrelink customer loan?

If you’re wondering about loan amounts, feel free to use our handy loan repayment calculator. You can find this tool at the top of our page. Just select how much money you want to borrow, and what loan term suits you best.

Our support team is available if you’d like to chat about your loan options. Just head on over to our contact page and reach out via a phone call or message!

How does it work?

Apply for a Nifty loan in three simple steps:

  1. Complete your loan application;
  2. Our team assesses your application and gives you a quick outcome;
  3. Receive your cash.

Can I get a loan from Centrelink?

If you receive Centrelink benefits, you may be eligible for an advance payment. What this means is that you could receive a portion of your payment early. You’ll then be required to pay it back later out of your payments. You can apply for a Centrelink advance at any time if you receive one of these payments:

  • Abstudy;
  • Austudy;
  • Youth Allowance for students;
  • Family Tax Benefi;t
  • Mobility Allowance.

If you have been receiving benefits for at least three months for these payments, you can also apply for an advance payment:

  • Age Pension;
  • Carer Payment;
  • Disability Support Pension;
  • Farm Household Allowance;
  • JObseeker Payment;
  • Parenting Payment;
  • Widow Allowance;
  • Youth Allowance for job seekers.

This should always be your first option when searching for a loan on Centrelink for many reasons, but most notably: these loans incur no interest and you can repay the advance out of your future Centrelink payments. For more information, visit the Department of Human Services.

Frequently asked questions

Visit FAQs

*If you apply within our standard business hours. Subject to individual assessment. 60-minute outcomes are not guaranteed.

**If you have an NPP-enabled bank account.