*Only available for NPP enabled bank accounts
- It's possible with Nifty.
*During normal business hours.
We are happy to announce that we remain fully operational during this time. So, if you are looking to submit an application or get in touch, please feel free. Though, in response to the recent COVID-19 (Coronavirus) pandemic, Nifty would like to extend a helping hand to any customers struggling with an active account.
Your financial well-being is important to us. Which is why, If you have an active Nifty loan and are struggling due to the COVID-19 pandemic, we strongly suggest you get in touch. Our team is familiar with the evolving complications of this virus and will be able to assist in arranging an alternative payment plan to help during this difficult time.
If you wish to get in touch or if you have further questions, please email us on email@example.com or call us on 1300 471 328.
Remember, we’re here to help.
With the introduction and rapid adoption of these two benefits, we would like to offer a little disclosure in what we can and can’t accept as income.
If you have experienced a loss in hours or have been stood-down from your employment and are now receiving JobKeeper payments, we will still be able to process your loan application. Though, if you are now receiving JobSeeker payments, we will not be able to assist you with a loan, unfortunately.
This comes down to a number of factors, including both the nature and volatility of the payments. As such, we have come to the realisation that we are not currently in the position to assist clients who are receiving JobSeeker payments as their sole form of income. We’re truly sorry for any inconvenience.
For a lot of us, the digital realm is not our forte. Well, whether we like it or not, everything is moving online. Our government is no different. Now, you’re able to access the Department of Human Services’ website, as well as services like Centrelink, all online. While this may seem overwhelming initially, Centrelink online could actually make your life a lot easier. For information about Centrelink loans, click here.
Don’t worry, Nifty is here to guide you through what you need to know about Centrelink online as well as creating a myGov account!
If you’re not technically gifted, the Centrelink website can be very difficult to navigate. In part, it can feel complicated complex at the best of times. However, accessing Centrelink online provides a heap of serious benefits.
For example, by accessing Centrelink’s services online, you no longer have to spend hours waiting in a branch. Don’t waste your time waiting for your number to be called out in a Centrelink waiting room. Accessing Centrelink online services in a few clicks is far more efficient as you can take care of the vast majority of your business online.
MyGov is a platform set up by the Australian Government to allow citizens to access a wide selection of government services, including Centrelink. By having most government services available through one portal, you’ll only have to remember one login and one password.
You are able to link the following government services to your myGov account:
In short, you will need to create a MyGov account to access most government services, including Centrelink online services.
To log in to myGov Australia you will need to create a myGov account. It is straightforward and will allow you to easily access Centrelink in the future. So, if you haven’t created an account yet, here’s how:
To begin, head over to the myGov login page. Underneath the login forms, you will see an icon saying ‘create an account’.
Enter in your active personal email address, then click ‘next’.
Additionally, each myGov account must have a unique email address. You cannot use the same email for two myGov accounts. Now, a code will be sent to your nominated email address. Once you have obtained this code, go back to myGov and enter it in.
You’ll be asked now to enter your mobile number and click ‘next’. If you, however, do not have a mobile or do not have mobile reception, you are able to skip this step.
At this stage, you must enter a password. However, you can change your password anytime. Additionally, your password must be at least 7 characters long and include at least 1 number. Once you have successfully entered your password in twice, click ‘next’.
In the event of you forgetting your password or a suspected security breach, you will be asked to answer a series of questions that only you would know. Therefore, you are required to nominate these security questions now.
You are able to choose questions from the options provided, or create your own. Once you have entered in your answer, select ‘next’.
By this stage, your myGov account will have been created. Here, you’ll be able to see your myGov username on screen. Additionally, It will also be emailed to you. Keep in mind, you can log into your myGov with both your myGov username or your email.
Once you are signed in to your myGov account, you can now link services, like Centrelink. To do this, go to the ‘Account Settings’ tab, and follow the prompts.
To access Centrelink online services, you need to first link Centrelink to your myGov account using a linking code. Once you have done this, you will be able to access Centrelink services through your myGov account.
To do this, log in to your myGov account, by using either your email or your myGov login details, as well as your chosen password.
Now that you have access to Centrelink online services, you can take care of most of your businesses over the internet. So, to give you more of an idea of what you can do with Centrelink self-service, we’ll go over the major features available to you.
In short, myGov login in Australia for Centrelink services are the easiest way to do the following:
Through Centrelink online accounts, you are able to claim a payment, apply for an advance payment, as well as keep track of your claims and request to transfer carer payments. Additionally, if you would rather someone else deal with Centrelink, you can authorise them to act on your behalf.
You are able to update your personal details, which includes your bank details, work status, and your status as a student. Additionally, you have the ability to report mutual obligation requirements, view or change appointments and complete your rent assistance review.
You can easily access your Centrelink letters, and submit and request documents. Additionally, you can request replacement concession and health care cards, as well as view your payment and transaction history.
Via Centrelink online, you are also able to report your income or confirm you’re meeting your requirements. Additionally, you are able to confirm your employment income as well as get reporting reminders.
The mobile app for myGov is called ‘myGov Access’. A free download of myGov Access is available from the App Store or Google Plus. MyGov Access is a secure sign-in option for myGov users.
When you first download and log into your myGov Access app, a one-time access code will be created on your mobile device. This is a more secure alternative to simply sending you a code via SMS.
Warning: When you set up a myGov Access account on your device, you will need to use that same device every time you sign in to myGov. If you delete the myGov Access app or lose your mobile device, you run the risk of being locked out of your myGov account.
However, if you want to change your device or delete the app, you will first need to go into your myGov account settings and change your sign-in options.
For Centrelink services, in particular, you are able to use the Centrelink mobile app, Express Plus Centrelink. Just like the myGov Access, Express Plus Centrelink is available for free download from both the App Store or Google Plus.
Once you have downloaded Express Plus Centrelink, you can log in with your myGov login details.
There are a few key features available through the Express Plus Centrelink app. So, you can use the app to do the following.
After you make a claim through your Centrelink online account, you are able to:
Keep in mind, however, that you cannot make a claim through the app. You will have to do this through Centrelink online services.
Additionally, you are able to use Express Plus Centrelink to manage you:
You can view and update your details on the app, which includes:
Finally, you are able to download all documents to your Vault (Centrelink Express App’s cloud), as well as share and print documents.
You can get more information regarding the Express Plus Centrelink app, as well as its capabilities here.
The easiest way to claim your Family Tax Benefit is online. However, to do this you will need a myGov account linked with Centrelink. To make your claim, follow the steps below:
Over Christmas, or indeed, many other public holidays, your reporting and payment dates may change. Additionally, you may even be paid early. This is due to all services centres, as well as most phone lines being closed over the below national holidays:
You are still able to report your income over the above dates through your myGov account or relevant apps. If you, however, report your income on a public holiday, you will only receive your Centrelink payment after the public holiday.
We don’t know about you, but we are not huge fans of wasting time unnecessarily. So, below are our top-6 ways you can use Centrelink online to save you time:
You no longer have to wait hours in a Centrelink branch to check your eligibility, only to find out you’re ineligible. Now, you can use Centrelink’s Payment and Service Finder to help you easily find, estimate and compare payments and services you may be eligible for.
You are now able to track your upcoming payments via myGov or the Express Plus Centrelink app. You can, additionally, check how much money you will receive on your upcoming payments. In short, you can access all this information quickly and therefore forget about wasting time on the phone.
If you have set up your Centrelink online account, claiming your payments is much quicker and simpler. For example, you’ll be able to claim Youth Allowance or Austudy online as well as claim up to 13-weeks before you start your course or apprenticeship.
If you are, for example, working while you study, you will easily be able to report your earnings via Centrelink online or through either the myGov app or the Express Plus Centrelink app. Reporting your income correctly ensures Centrelink are able to pay you the right amount.
Additionally, you can use the employment diary in myGov or the timesheet in Express Plus Centrelink to keep a record of your fortnightly earnings. This makes it easy to not only keep track of your earnings but also report them on time to ensure your payment isn’t late.
If your circumstances change, you can easily update your details in your Centrelink account or through myGov. You will be able to update your details online if any of the following information changes:
You are able to access a wealth of information online. Centrelink has made life easy by providing step-by-step guides, as well as video demonstrations on how to access Centrelink services. Nifty also has the rundown on all the benefits of Centrelink and how to pay your Centrelink debt!
Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.Read More
$300 - $2,000
* Not applicable. Small loans do not charge an annual interest rate.
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.