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- It's possible with Nifty.
*During normal business hours.
Gas and electricity are a very competitive market with many providers to choose from so its no wonder customers become easily confused and overwhelmed. For cash loans, check out what we have to offer.
Electricity prices tend to vary from state to state so the first thing you need to do when comparing prices is ensure you are getting the best deal for your state.
When comparing electricity prices you need to collect your previous bills with your previous supplier, the more bills the better as it gives you a better idea of how much you usually spend and the differences between the seasons.
When comparing electricity plans and contracts the main point of reference will be price for most people.
However there are other things you might like to take into consideration like:
There are two different kinds of tariff charges, a fixed charge and a usage charge.
A fixed charge is a fee that is charged by the company to supply your house with power.
A supply or usage charge is how much power you actually use and it is charged on top of the fixed charge.
Now that you have the basics down pat you can confidently go and check out the plans offered by the companies in your state and be able to understand the terminology and negotiate the best plan for you and your family.
When I think about gas most of the time I think of the old houses with the giant bottles that needed refilling before you got a hot shower!
Well not anymore! Many new homes have natural gas that is supplied from the street like our water. This can be used for things such as heating the houses hot water, gas cooking stove’s, fireplaces, washing machine’s and more.
There are only 10 gas suppliers in Australia so it makes it a little difficult to change gas suppliers if you live in one of the unlucky states that only have one supplier!
Gas company’s also charge a fixed and usage charge.
A fixed charge is a fee that is charged by the company to supply your house with gas, much the same as electricity and it does not vary.
Usage charges are fees that are charged on top of the fixed fee’s and are comprised of one or a mixture of the following:
When choosing a gas supplier you need to consider things such as:
In conclusion you now have a pretty good starting point on what the fine print on your bills are all about, so now you can go ahead and compare electricity and gas prices within your area and take advantage of all your options.
Generally, online lenders can offer quick personal loans for electrical bills depending on your financial circumstances. Nifty Loans can provide loans for unexpected bills from $300 to $5,000. The repayment period will depend on the amount you choose to borrow. You can apply online in minutes, have an outcome within the hour* and if approved, get the funds in your pocket and ready to use in 60 seconds**.
Eligibility requirements differ from lender to lender, so make sure to check that you’re eligible before you apply.
To apply with Nifty, you just need to meet the four requirements below:
If you meet the above requirements, you can begin your loan application! Scroll up and use our loan calculator to get started.
Whether you’re looking for an unsecured small loan or a secured large loan, Nifty Loans can help! We offer a variety of flexible loan options when you’re looking to borrow money and fast. Before you apply, check out the types of personal loans we provide:
|Loan type||The loan amount||The loan term|
|Unsecured||$300 to $2,000||3 to 9 months (depending on how much you borrow)|
|Secured||$2,000 to $4,600||9 to 24 months|
|Secured||$5,000||9 to 24 months|
Found an option that suits you? Great! Scroll up and use our loan calculator to select how much you wish to borrow and for how long.
Great! Scroll up to get started with our loan application today. You’ll be done in no time. If you have any questions about your application or our loan process, please contact our friendly team, we’re always happy to help.
*subject to when you submit your application
**Only available for NPP enabled bank accounts
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$300 - $2,000
* Not applicable. Small loans do not charge an annual interest rate.
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.