Cosmetic Surgery Loans Up To $5,000 With Nifty Loans

comestic surgery loans
cosmetic surgery loans

Your physical appearance has a major influence on boosting your emotional wellness and self-confidence. If you feel that you don’t look good enough, you’ll be less confident during your interaction with others. We get it. It might be time to get rid of that old scar that has bugged you for ages. Maybe you aren’t satisfied with certain curves or are looking for a confidence boost. Whatever your reason – cosmetic surgery loans may be able to help you.

In the past, people couldn’t do anything to alter or enhance their appearance. However, that has changed now with the availability of cosmetic surgery procedures. Cosmetic surgery can recondition, alter or enhance one’s appearance. It includes elective procedures on all body parts including the neck, face and even breasts. Cosmetic surgery is increasingly becoming common in Australia and more and more women are considering cosmetic surgery solutions.

Unfortunately, cosmetic surgery procedures come with a hefty price tag and healthcare providers generally don’t cover these procedures. The good news is that there are cosmetic surgery loans available in Australia that can be used to fund this type of surgery.

Worried about bad credit? There’s no need to be, Nifty could offer loans for people with bad credit.

Getting a loan for cosmetic surgery

If you want to alter or enhance your appearance through cosmetic surgery, it is essential for you to find the lender that understands your need to undergo surgery at an affordable rate. That’s where we come in – at Nifty Personal Loans we offer loans of up to $5,000. To find out more about our fees and what your loan could cost, take a look at these examples. Through plastic surgery loans, you could pay for the surgery that alters or enhances your appearance.

The medical and personal loans for cosmetic surgery from our lenders can ensure that you’re able to acquire funding for any type of plastic surgery or cosmetic surgery.

Let’s look at what your loan could cost you

Before applying for a loan, its always a good idea to have a look at what the potential costs for a loan may be. You can more information about our costs at the bottom of this page, and on our costs page. Don’t worry though, before you take a loan with us, we will always provide you a contract with all the fees and changes listed.

Personal Loans for Cosmetic Surgery

A personal loan comes with a fixed repayment term whereas a credit card may not, this can make managing the repayment easier in the long term, maintaining it as an alternate choice for funding cosmetic surgery. Finding the right personal loan can make your goal of better physical appearance a reality without putting a significant financial burden on you. Our team works to assess loans fairly and quickly, sharing loan outcomes in just 24 hours, so you can get to work finding the surgeons and healthcare providers you trust.

Cosmetic Surgery Holiday

Cosmetic surgery holidays are when an individual goes to another country for their desired procedure due to the cheap rates or premium service they offer. Usually, Australians travel to Thailand as cosmetic procedures are cheaper there. You may finance your trip through a personal loan for cosmetic surgery. However, if you are travelling to another country only for the sake of cheap rates, you may want to reconsider. You may expose yourself to serious risks if you opt for a cheaper cosmetic surgery procedure.

How to Apply for a Personal Loan

We take the stress out of applying for a personal loan. Simply scroll up and choose your desired loan amount and term using the handy repayment calculator. Once you are happy with the proposed repayments, simply click ‘apply’ and fill out the rest of the application for your cosmetic surgery loan. This process can be completed within minutes and, if you apply during business hours, our team will aim to have an answer within 60 minutes, so you get the results fast.

Credit Checks for a Personal Loan

If you are googling ‘cosmetic surgery loans no credit check’, don’t worry. Although we do perform credit checks, as part of our responsible lending practice, we look at more than just your credit score. We also look at your current relationship with money. One or two financial mishaps in the past, shouldn’t disrupt your chance for finance in the future. So, don’t shy away on account of bad credit, you’re welcome to apply and we’ll do our best to help. Click here to apply for a personal loan through Nifty Personal Loans.

Medical Loans for Cosmetic Surgery

Finding a medical loan for cosmetic surgery in Australia is no easy feat. At Nifty Loans, we offer medical loans for cosmetic surgery and plastic surgery financing. Whether you need help in financing a breast augmentation, nose job or tummy tuck, we may be able to offer you a cosmetic surgery loan to get your financing sorted.

We will hook up with available medical loan offers and run you through your contract and repayments so you can worry about the important stuff – healing. You may use the medical loan for any cosmetic or plastic surgery procedure. Some of the examples of cosmetic surgery procedures you may be able to finance through a medical loan include:

Types of Cosmetic Surgery

    • Tummy Tuck

Tummy tuck is also called abdominoplasty and in this procedure, excess fat and skin is removed from the lower abdomen. It is used to improve the abdomens shape. Tummy tuck procedure can improve the appearance of the skin, but cannot get rid of stretch marks. Patients who have recently given birth or have lost a major amount of weight may opt for a tummy tuck.

    • Breast Augmentation

Women usually choose to undergo breast augmentation to correct issues with symmetry or balance therefore enhancing their appearance.

    • Breast Reduction

Breast reduction is less common than breast augmentation and women with postural problems and severe back pain usually undergo this type of surgery. In breast reduction surgery, the size of breasts is decreased and their lift is increased to improve physical movement.

    • Liposuction

Another common treatment in the country is liposuction. It gets rid of excess fat deposits from specific areas of the body, however, this isn’t intended for weight loss.

    • Rhinoplasty

Rhinoplasty or nose job is a plastic surgery procedure designed to correct and reconstruct the nose. People generally undergo rhinoplasty to improve the appearance of their nose or correct problems after an injury.

    • Eyelid Surgery

Bags under eyes are common for those who can’t get enough sleep. However, for some, the problem is more serious. The eyelid surgery may be a treatment option for bags under eyes.

    • Facelift

This procedure is used to repair loose, dropping, wrinkled or sagging skin on the face. During a facelift, excess skin is removed, facial tissues are lifted and skin is replaced over re-positioned contours.

    • Lip Augmentation

This cosmetic surgery procedure is used to give fuller-looking lips to the patient. Usually, the lip volume, structure or shape is increased using injectable dermal fillers.

How to Apply for a Medical Loan

Applying for a medical loan through Nifty Loans is simple. Just submit an application online during regular working hours and we will get to work on providing you with an outcome.

Credit Checks for a Medical Loan

At Nifty, we do perform a credit check. However, having a lower credit score is not necessarily the end of the road for you. Therefore, we may be able to help you out with one of cosmetic loan products if your current relationship with money is ok. So, if you are interested, apply and let us take a look.

General Criteria for a Medical Loan

The criteria for applying for a medical loan are simple.
You must be at least 18 years old and an Australian citizen or permanent resident. You must provide a valid mobile number and email and you must be able to show an income continuing for at least 90 days being deposited into a personal bank account.

Click here to apply for a medical loan through Nifty Personal Loans.

So, how can I get approved for a loan?

There is no such thing as guaranteed loans. At Nifty Personal Loans, we don’t make false promises.

We can’t promise that you will be approved for the personal or medical loan for cosmetic surgery but we can promise you a fair go and quick outcome.

How do I calculate interest on a loan?

At Nifty Loans, we offer loans of up to $5,000. We don’t offer interest-free loans, but we do offer simple repayment structures so you can spread the cost of your cosmetic procedure out over time. These loans may prove to be an affordable and convenient way to pay for your procedure. Whether you are considering an eyelid surgery, tummy tucks, nose job or breast augmentation, we can help you.

Click here to apply for a loan through Nifty Personal Loans or view our repayment calculator.

So, please note, these examples are indicative only.

Cosmetic Surgery Loans Bad Credit

A few people out there have a wrong assumption that they can’t qualify for a personal or medical loan if they have a poor credit score. That’s not true. Although some lenders do demand a good credit, there are lenders who would approve you for a loan even when you have a low credit score.

Therefore, just because you have a bad credit score, doesn’t mean you can’t get the financing for a cosmetic surgery. Bad credit won’t stop you in your tracks as long as you have the funds to repay the loan. There are loans available for people with bad credit. At Nifty Loans, we may be able to offer you a loan considering more than just your credit score. Thus, you may be able to qualify for a loan even with a bad credit so long as you meet our application eligibility criteria.

Click here to apply for a bad credit loan through us!

Benefits of Applying for Nifty Loans

Seamless Application Process

Our loan application is paperless and only takes a few minutes to complete. As soon as you fill in your details, we will start assessing your application (provided you fill the application during business hours).

Our easy application form and simple repayments make sourcing and paying off cosmetic surgery loans Australia a breeze.

Apply for a Cosmetic Surgery Loan

When it comes to quick cash loans, there’s nowhere else you should go. So, if you are looking for a loan for your cosmetic surgery procedure, apply for it through our website. Your search may just end with Nifty Personal Loans.

Want to read more? You could be eligible for a consolidation loan today!

Who can apply?

18 Years and Older Can Apply For Loans

You're at least 18 years old

Personal Loans Australia

You're an Australian Citizen or Permanent Resident.

Emergency Cash Loans When Earning an Income For More Than 3 Months

You've been receiving a regular income into a personal bank account for at least 3 months.

Our Money Lenders Will Be In Contact

You have an active mobile number and email address.

How it works

Small Loans

$300 - $2,000

Quick Small Loans - Borrow Money Now
Loan amounts:$300 - $2,000
Terms:3 - 6 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00

Medium Loans

$2,001 - $4,600

Medium Loans In An Hour Once Approval Has Been Confirmed
Loan amounts:$2,001 - $4,600
Terms:13 - 24 months
Establishment fee:$400
Monthly Fee:$0
Comparison Rate:65.86%**

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36

Large Loans


Get Fast Money Today - Small to Big Cash Loans
Loan amount:$5,000
Terms:13 - 24 months
Establishment fee:Variable
Monthly Fee:$0
Comparison Rate:48%**

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Who we've helped

Fast Cash Loans Australia With A Good Reputation
Nifty Peronal Loans Customer Reviews

I would definitely borrow money again!

"Very easy to apply, very fast service and friendly staff! Will recommend to other people the repayments are affordable i found the online application was basic not too much information needed."

- Jodez


Types of loans