Cash in your bank within 60 seconds of approval*
- It's possible with Nifty.
*Only available for NPP enabled bank accounts
Cash in your bank within 60 seconds of approval*
- It's possible with Nifty.
*Only available for NPP enabled bank accounts
Before you apply for your loan, make yourself familiar with our costs.
This is a breakdown of the main costs you'll find in your personal loan contract.
Small Loans
($300 - $2,000)
Medium Loans
($2,001 - $4,600)
Large Loans
($5,000)
Loan amount:
$300 - $2,000
$2,001 - $4,600
$5,000
Terms:
6 - 9 months
9 - 24 months
9 - 24 months
Establishment fee:
20%
$400
Variable
Monthly Fee:
4%
$0
$0
APR:
N / A *
47.8%
21.24%
Comparison Rate:
138.37%**
65.86%**
48%**
Loan amount:
$1,000
$2,500
$5,000
Terms:
6 Months
(24 weekly repayments)
24 Months
(104 weekly repayments)
18 months
(78 weekly repayments)
Establishment fee:
$200
$400
-
Total other fees:
$240
$1,609.44
(reducing interest)
$1,897.54
(Establishment fee and Total Interest)
Total payable:
$1,440
$4,509.44
$6,897.54
Weekly installments:
$60.00
$43.36
$88.43
Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.
* Not applicable. Small loans do not charge an annual interest rate.
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.
Before you apply for your loan, make yourself familiar with our costs.
This is a breakdown of the main costs you'll find in your personal loan contract.
Small Loans
$300 - $2,000
| Loan amounts: | $300 - $2,000 |
|---|---|
| Terms: | 6 - 9 months |
| Establishment fee: | 20% |
| Monthly Fee: | 4% |
| APR: | N / A * |
| Comparison Rate: | 138.37%** |
Small Loan Example
| Loan amount: | $1,000 |
|---|---|
| Terms: | 6 Months, (24 weekly repayments) |
| Establishment fee: | $200 |
| Total other fees: | $240 |
| Total payable: | $1,440 |
| Weekly installments: | $60.00 |
Medium Loans
$2,001 - $4,600
| Loan amounts: | $2,001 - $4,600 |
|---|---|
| Terms: | 9 - 24 months |
| Establishment fee: | $400 |
| Monthly Fee: | $0 |
| APR: | 47.8% |
| Comparison Rate: | 65.86%** |
Medium Loan Example
| Loan amount: | $2,500 |
|---|---|
| Terms: | 24 Months, (104 weekly repayments) |
| Establishment fee: | $400 |
| Total other fees: | $1,609.44 (reducing interest) |
| Total payable: | $4,509.44 |
| Weekly installments: | $43.36 |
Large Loans
$5,000
| Loan amount: | $5,000 |
|---|---|
| Terms: | 9 - 24 months |
| Establishment fee: | Variable |
| Monthly Fee: | $0 |
| APR: | 21.24% |
| Comparison Rate: | 48%** |
Large Loan Example
| Loan amounts: | $5,000 |
|---|---|
| Terms: | 18 months, (78 weekly repayments) |
| Establishment fee and Total Interest: | $1,897.54 |
| Total payable: | $6,897.54 |
| Weekly installments: | $88.43 |
| |
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.
No fuss, no paperwork. Just nifty loans.
