Cash in your bank within 60 seconds of approval*

- It's possible with Nifty.

Tell me more!

*Only available for NPP enabled bank accounts
Piggy Bank

Cash in your bank within 60 seconds of approval*

- It's possible with Nifty.

Tell me more!

*Only available for NPP enabled bank accounts
Nifty Personal Loans Reviewed by Product Review
Quick Cash Loans from Nifty Reviewed by True Local
Short Term Loans & Small Loans Reviewed by Techboard
Borrowing Money From Nifty Personal Loans reviewed by Word of Mouth
Australian Fintech Reviews Online Finance Assistance from Nifty
Bad Credit Loans & Loans For Poor Credit Ratings reviewed by Aus Scene
Nifty Personal Loans Reviewed by Product Review
Quick Cash Loans from Nifty Reviewed by True Local
Short Term Loans & Small Loans Reviewed by Techboard
Borrowing Money From Nifty Personal Loans reviewed by Word of Mouth
Australian Fintech Reviews Online Finance Assistance from Nifty
Bad Credit Loans & Loans For Poor Credit Ratings reviewed by Aus Scene

Before you apply for your loan, make yourself familiar with our costs.

This is a breakdown of the main costs you'll find in your personal loan contract.
Small Loans

Small Loans

($300 - $2,000)
Medium Loans

Medium Loans

($2,001 - $4,600)
Large Loans

Large Loans

($5,000)

Loan amount:

$300 - $2,000

$2,001 - $4,600

$5,000

Terms:

6 - 9 months

9 - 24 months

9 - 24 months

Establishment fee:

20%

$400

Variable

Monthly Fee:

4%

$0

$0

APR:

N / A *

47.8%

21.24%

Comparison Rate:

138.37%**

65.86%**

48%**

Loan amount:

$1,000

$2,500

$5,000

Terms:

6 Months
(24 weekly repayments)

24 Months
(104 weekly repayments)

18 months
(78 weekly repayments)

Establishment fee:

$200

$400

-

Total other fees:

$240

$1,609.44
(reducing interest)

$1,897.54
(Establishment fee and Total Interest)

Total payable:

$1,440

$4,509.44

$6,897.54

Weekly installments:

$60.00

$43.36

$88.43

View Examples

Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Before you apply for your loan, make yourself familiar with our costs.

This is a breakdown of the main costs you'll find in your personal loan contract.
Small Loans

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.
Want to find out more?

Want to find out more?

See how it works!

Let’s Go!
Want to find out more?

Want to find out more?

See how it works!

Let’s Go!

No fuss, no paperwork. Just nifty loans.

swiggly arrow