The costs you can expect when you apply with Nifty Loans!

Before you apply for your loan, make yourself familiar with our costs.

This is a breakdown of the main costs you'll find in your personal loan contract.
Small Loans

Small Loans

($300 - $2,000)
Medium Loans

Medium Loans

($2,001 - $4,600)
Large Loans

Large Loans

($5,000 - $10,000)

Loan amount:

$300 - $2,000

$2,001 - $4,600

$5,000 - $10,000

Terms:

6 - 9 months

9 - 24 months

9 - 24 months

Establishment fee:

20%

$400

Variable

Monthly Fee:

4%

$0

$0

APR:

N / A *

47.8%

21.24%

Comparison Rate:

138.37%**

65.86%**

48%**

Loan amount:

$1,000

$2,500

$5,000

Terms:

6 Months
(24 weekly repayments)

24 Months
(104 weekly repayments)

18 months
(78 weekly repayments)

Establishment fee:

$200

$400

-

Total other fees:

$240

$1,609.44
(reducing interest)

$1,897.54
(Establishment fee and Total Interest)

Total payable:

$1,440

$4,509.44

$6,897.54

Weekly installments:

$60.00

$43.36

$88.43

View Examples
View Loan Details
Large Loans

Large Loans

Large Loan Example

$5,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
EEstablishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details
Medium Loans

Medium Loans

Medium Loan Example

$5,000

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
EEstablishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details
Small Loans

Small Loans

Small Loan Example

$300 - $2,000

Loan amounts:
$300 - $2,000
Terms:
6 - 9 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
6 Months, (24 weekly repayments
EEstablishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$60
View Loan Details

Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

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