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No fuss.
Just nifty loans.

I'm looking for a

I need $1,000

Why are you asking me these questions?

Are you over the age of 18?

Yes No

Have you been employed and working for the past 3 months?

Yes No

Do you have a driver’s license?

Yes No

Is your credit score above 300?

Yes No

I’m not sure

Are you an Australian Citizen or Permanent Resident?

Yes No

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Almost there!

We just need a few more details.

First Name

Last Name

Date of Birth

Day

Month

Year

Email Address

Phone Number

I have read and understood the Nifty Loans Privacy and Diversifi Privacy and Credit Guide documents and make and all consents and acknowledgements they contain.

Thank you for showing interest in Nifty’s new brokered car loans. Unfortunately you have not met our broker’s criteria today for this product.

This does not mean you are not eligible for one of our personal loans.

Apply for a personal loan

To be eligible for our brokered car loans, you must:

Be over 18 years of age
Be employed and working for the past 3 months
Be an Australian Citizen or Permanent Resident
Have a driver’s license
Have a credit score above 300

If your circumstances change, please feel free to apply again.

Thank you for your understanding,

The Nifty Team

Please be aware our brokered car loan service is different to our personal loan products and has different criteria and response times. For information on how this service works, please see our brokered car loans home page here.

Why are you asking me these questions?

I'm looking for a

I need $1,000

I need 9 Months to pay it back

Hundreds of applications every day!

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Hi

Thank you for showing interest in Nifty’s new brokered car loans. Unfortunately you have not met our broker’s criteria today for this product.

This does not mean you are not eligible for one of our personal loans.

Apply for a personal loan

To be eligible for our brokered car loans, you must:

Be over 18 years of age
Be employed and working for the past 3 months
Be an Australian Citizen or Permanent Resident
Have a driver’s license
Have a credit score above 300

If your circumstances change, please feel free to apply again.

Thank you for your understanding,

The Nifty Team

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WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments.

The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Copyright © www.niftypersonalloans.com.au Nifty Loans PTY LTD, t/a Nifty Personal Loans, ABN 66 630 101 843, Australian Credit Licence 514 260. The information on this webpage is general information and does not take into account your objectives, financial situation or needs. Information provided on this website is general in nature and does not constitute financial advice. All loan applications are subject to assessment. Before applying for or accepting credit, you should always consider all your options and seek independent financial and/or legal advice.