Have you been searching for a reliable lender to provide you with an urgent cash loan when you really need it? Well, you may have just struck gold. Nifty Loans is a lender with a difference. Our cash is delivered quickly and 100% online. There is no longer any need to wait in line at the bank for hours on end. You can apply online, right now, with Nifty. Our application process typically takes a few minutes to complete. Nifty’s experienced team of lenders could even have an answer to you within 60 minutes* of submitting an application (during business hours).
Who Are We?
Nifty Loans is a 100% online lender committed to giving Aussies a fair go at an urgent cash loan. We think you deserve a little leg up. That’s why we do our best to find a loan product to suit your individual circumstance. At Nifty, we pride ourselves on looking deeper. We consider your relationship with money and do not focus solely on credit checks. Our team of lenders look at your employment status, current spending habits as well as an array of other practical elements that make up your financial profile.
Unlike some traditional lenders, we understand what it is like to be in a sticky situation. It can be extremely challenging when you feel as if there is nowhere to turn. It can be even worse if you know your credit score is less than fantastic. That’s why Nifty encourages all applicants, who are in need of a loan, to apply – regardless of their credit. We believe in second chances. That means we will do our best to come up with a strategy and loan product to suit your individual situation. So, apply today and let us know how we can help sort the loan you need. You might be surprised. Nifty can also provide loans for all sorts of needs. Check out some of our other loan types:
Well, that’s simple. Nifty has helped thousands of happy customers get the cash they need right when they need it. We believe in complete transparency. That’s why, when you sign a contract with Nifty, we will always clearly state the fees and charges, you could incur for late payment of instalments and other breaches of our agreement.
We encourage you to ask as many questions as you see necessary. Nifty also encourages you to read your contract before signing to ensure the agreement you are entering in to is right for your individual situation.
Lucky for you, we are 100% online. That means you can ask us a question at any time with the click of a button. There is no such thing as a stupid question, so ask away! You can always get in touch!
You might be wondering what an urgent cash loan actually is? Well here’s a simple explanation – it’s the cash you need right now! Maybe you’ve run into a medical emergency, or maybe your car has broken down and you need cash to fix it right now, or possibly you just need cash for your next holiday. Whatever it is, when it comes to fast cash – Nifty has you covered.
Many of our applicants think urgent cash loans are only available in an emergency situation for an emergency expense. Well, we are here to tell you that isn’t entirely true. You can take out an urgent cash loan to cover a wide variety of expenses. Nifty could even loan you the funds you need for cosmetic surgery or a house renovation – bet you didn’t know that! Yes, we loan cash to cover more expenses than you might think.
Do we offer urgent cash loans with bad credit? The simple answer to that is yes, Nifty does loan cash to people with not-so-perfect credit scores, however, we would need to take a closer look at your individual circumstances. As we believe in 100% transparency, we do check your credit score. However, you can have full confidence in the fact that this is just a part of the process.
We prefer to take a more realistic approach to your finances. Our experienced team of lenders will take a look at your current relationship with money. After all, the most important factors are how you are planning on paying back your urgent cash loan.
As part of the application approval procedure, we may need to contact your workplace to verify employment. There is no need to stress – employment checks are something we perform regularly. Our team will never disclose any of your personal information or the reason you are applying for a loan. Nifty Loans are bound by a strict privacy and confidentiality agreement.
So, if you’re looking for a trusted lender to provide an urgent cash loan with bad credit, Nifty could be the guy for the job.
If you’re unemployed and looking for a lender to provide you with quick cash, why not let Nifty see what we can do for you? Regardless of whether you are employed or not, you can be guaranteed a fair go at approval with Nifty Loans. We help people receiving Centrelink benefits get the cash they need in a hurry.
Providing cash to unemployed applicants can be challenging. There are many checks that need to be carried out. However, at Nifty, we are experienced when it comes to matching a loan product with the correct customer. If you receive Centrelink, Nifty may need to look at what percentage of your income the benefits make up.
We may also need to take a look at your spending habits and regular transactions made into your account. This is usually done by accessing read-only copies of your bank statements. Don’t worry, it’s totally secure – we don’t access your bank account. Nifty will only access copies of the statements themselves. You can rest easy knowing that we use the latest in safe banking technology. In order to provide urgent cash for unemployed or urgent cash loans bad credit, these checks are necessary.
What Type Of Urgent Cash Can I Apply For?
Nifty Personal Loans offer two different types of cash loans. These are medium and large. Wondering what that means, we’ve made it easy for you:
Medium loans are loans taken out for any cash amount between $2,500 and $4,600. The repayment schedule on a medium loan is anywhere between 9 to 24 months.
Large loans are, as the name suggests, loans taken out for up to $10,000. These loans are also repaid over 9 to 24 months.
Who Have We Helped
Nifty has helped lots of Aussies with the cash they need! Our team will always do their best to match you with a suitable loan product. Take a look…
|Urgent Cash Loans Today||Amount||Approved|
|Instant Cash Online For Bad Credit||AUD ($)2,500||✔|
|Quick Cash Loans Now||AUD ($)4,600||✔|
|Speedy Cash Loans Online||AUD ($)5,000||✔|
Disclaimer: The above examples are for demonstrative purposes only. They do not, in any way, reflect the terms of your possible loan, or the amount you may be approved for.
How Do I Apply?
It’s super simple and 100% online for your convenience. We don’t waste your time. Just follow these three simple steps to apply for a fast personal loan:
Just scroll up and use our loan calculator to get started. Select an amount and repayment period that suits you. We will then show you the weekly, fortnightly and monthly repayments on your loan. You can then hit apply now!
If you’ve chosen to ‘apply now’ then you will be directed to our fast, simple application form. This could only take you a few minutes to complete. We only look at the essential details to start the application approval process.
If you are approved for a cash loan with Nifty Loans we will send you over a contract to review and sign. Ensure you read through the contract and ask us any questions that you might have. We are always here to help. Once we receive the agreement back from you we will transfer the cash to your account. Access to funds is subject to inter-bank transfer times.