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Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*
*During normal business hours.

Cash in your bank within 60 seconds

88% of our customers have their funds within 60 seconds of signing their contract.*

*Only available for NPP enabled bank accounts

Cash in your bank within 60 seconds

88% of our customers have their funds within 60 seconds of signing their contract.*

*Only available for NPP enabled bank accounts

Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*
*During normal business hours.

Fast Cash Loans Online

Andy

Andrew Bell

Last updated: May 7, 2020

  • 4 min read

4 min read

Applying For Fast Cash Loans Online?

Have you found yourself cashless in the middle of the month? And, the unexpected expenses have rushed in without a fair warning when you barely have any savings. Don’t worry; it is a common sight for us. Over the years, we have helped endless people stuck in situations like these. We are neo-lenders who offer fast cash loans online.

Our financial solutions cater to the Aussies who need small, big, secured, unsecured loans. We are a lending company that is secure, fast, accessible, and has an online platform to provide fast get loans.

fast cash loans online

Where can I get fast cash loans online?

Hey! You have already landed at the right place that can help you get fast cash loans online. We don’t promise you the world, just a quick and happy walk through the loan process. 

At Nifty Personal Loans, we have designed the terms and services which won’t hurt you in the long term partnership with us. With the minimal possible documentation, and 100% online process, you will receive the loan amount in no time.

We can provide you quick finance and handle your unexpected expenses without causing the hassle you might get with applying with a bigger institution.

How can you get a small loan fast? 

A cash loan somewhere between the value of $300 and $2000 is called a small loan and to apply for one of these loans, check whether you qualify first;

Are you at least 18 years of age? If no, then sorry, you are not eligible. But, if you are 18 years of age or older, then go ahead and fill up our online application form.
Are you an Australian citizen or a permanent resident? Then, We are ready to serve you! If not, we may not be able to approve you for a loan.
Have a mobile and email address? Lastly, we require your current mobile number and email id. A point of contact is crucial for us so that if there is any need to confirm any document-related information with you, our team can get in touch with you.
Have a bank account? We will be checking your financial health by going through your bank account statements. Don’t worry; we just want to check the regular source of your income for at least the past 3 months.

We are known as responsible lenders, and so we want to make sure that we wisely decide about lending to our customers.

Is there a need for collateral to get a small loan?

No. We consider small loans as unsecured loans, and so for these, we do not ask for collateral.  We do offer larger amount loans from $2,100 to $5,000 for these types of loans you can offer a vehicle as security for the loan.

Within how much time is the small loan amount expected to be paid back?

It depends upon the loan amount that you have requested. To be specific, a small loan is expected to be repaid from 6 to 9 months generally. You can get an estimate of the repayments for different repayment periods with the help of the loan calculator available on our website.

With us, the process can be nothing more than a cakewalk, so; you can get a small loan super-fast.

Where can I borrow money instantly?

Look no further as we may be able to meet your needs! We don’t offer instant approval loans just yet, but our loans are really fast! We offer fast cash loans online, Australia wide. So, no matter which part of the continent you are located at, we will make every little effort to provide you with the requested amount in the minimum time possible.

Our services are painless and peculiarly designed, keeping your comfort in mind. From 60 minutes of loan application processing time to the low-interest rates, everything is streamlined to provide you a stress-free service. To meet the myriad needs of the Aussies, we offer various loans, from small, medium, large loans, unsecured to secured loans. 

Don’t fret borrowing money with Nifty Personal Loans because we keep nothing hidden from our valuable customers. The process will be carried transparently, with no hidden costs, no need to stress over receiving the funds late. When you are searching for ‘Borrow Money Instantly,’ give us a go! So, without any fuss, feel free to contact us and understand more about Nifty Personal Loans. Give us a call at 1300 471 238, or you can even email us.

What is a fast cash loan?

A fast cash loan is a facility introduced by the modern-day lenders to meet the modern needs of the fast-paced generation. The world now believes in quick fixes, immediate solutions, and finding the easier way through, which is why fast cash loans are introduced! In the digital era, a fast cash loan facilitates quick solutions to meet the urgent financial needs of the people.

As the name suggests, the fast cash loan request through Nifty Personal Loans is processed fast, usually within one hour of receiving the application (during normal business hours), and if approved, the cash is quickly transferred to the applicant’s bank account! If you have an NPP enabled bank account, you could receive your funds instantly!

Perfect, right? It helps solve the purpose immediately without the need to make multiple visits to the bank.

With Nifty Personal Loans, you get fast cash loans online, which makes the entire process effortless. Whether you are looking for cash to get your car fixed or maybe a significant amount for an unplanned overseas trip, we’ve got you covered! And have we mentioned? We offer fast cash loans from the minimum amount of $300 to a maximum of $5000.

Here is our straightforward process for our fast cash loans:

  1. Fill in the online application form
  2. Wait to get the answer
  3. Upon approval, get the cash into your account
  4. Tada! Cash can be ready for use within 60 seconds

Why Nifty provides some the best small loans?

We give you endless reasons to make nifty your money lender. Here are a few:

  • As all our services are online; therefore, you can apply for a loan anytime.
  • No stressful paperwork is required. Fill the electronic application which is available on our website and leave the rest on us. The online form will hardly take a few minutes to complete.
  • The loan calculator available on our website helps you estimate the time which will be given to you for making the repayments. So, before even applying, you get a fair idea.
  • We follow a completely transparent method to process the requests. So, do not worry, we don’t keep our customers blindfolded!
  • Now, it is time to experience a whole new way of borrowing money.

Visit our website to apply for a fast cash loan online.

Find the best personal loans in Australia!


Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Grown Tree Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43
View Loan Details
Growing Tree Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Potted Plant

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Loan Costs

Potted Plant

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
Growing Tree Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Grown Tree Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.