Cash in your bank within 60 seconds of approval*

- It's possible with Nifty.

Tell me more!

*Only available for NPP enabled bank accounts
Piggy Bank

Cash in your bank within 60 seconds of approval*

- It's possible with Nifty.

Tell me more!

*Only available for NPP enabled bank accounts

Fast Cash Loans Online

fast cash loans online

Applying For Fast Cash Loans Online

Have you gone cashless in the middle of the month? And, the unexpected expenses have rushed in without a fair warning when you barely have any savings. Don’t worry; it is a common sight for us. Over the years, we have helped endless people stuck in situations like these. We are neo-lenders who offer fast cash loans online.

Our financial solutions cater to the Aussies who need small, big, secured, unsecured loans and do not want their financial health to be bothered.

We are the most secure, fastest, the most accessible online platform to get loans.

Where can I get fast cash loans online?

Hey! You have already landed at the right place that can help you get fast cash loans online. We don’t promise you the world, just a quick and happy walk through the loan process. 

At Nifty Personal Loans, we have designed the terms and services which won’t hurt you in the long term partnership with us. With the minimal possible documentation, and 100% online process, you will receive the loan amount in no time.

You can provide you quick financial relief and handle all your unexpected expenses without causing any hassle.

How can you get a small loan fast? 

A cash loan somewhere between the value of $300 and $2000 is called a small loan and to apply for the same, check whether you qualify first;

-Are you at least 18 years of age?

If no, then sorry, you are not eligible. But, if you are 18 years of age or older, then go ahead and fill up our online application form.

-Are you an Australian citizen or a permanent resident? Then, We are ready to serve you!

We will be checking your financial health by going through your bank account. Don’t worry; we just want to check the regular source of your income for at least the past 3 months.

We are known as responsible lenders, and so we want to make sure that we wisely decide about lending after scrutinizing your bank account.

-Lastly, we require your current mobile number and email id. A point of contact is crucial for us so that if there is any need to confirm any document-related information with you, our team can get in touch with you.

Is there a need for collateral to get a small loan?

No. We consider small loans as unsecured loans, and so for these, we do not ask for collaterals.  

Within how much time is the small loan amount expected to be paid back?

It depends upon the loan amount that you have requested. To be specific, a small loan is expected to be repaid from 3 to 9 months. You can get an estimate with the help of the loan calculator available on our website.

With us, the process is going to be nothing more than a cakewalk, so; you will get a small loan super-fast.

Where can I borrow money instantly?

Look no further as your search ends here! We offer fast cash loans, Australia wide. So, no matter which part of the continent you are located at, we will make every little effort to provide you with the requested amount in the minimum time possible.

Our services are painless and peculiarly designed, keeping your comfort in mind. From 60 minutes of loan application processing time to the low-interest rates, everything is streamlined to provide you a stress-free service.

To meet the myriad needs of the Aussies, we offer various loans, from small, medium, large loans, unsecured to secured loans. 

Don’t fret borrowing money with Nifty Personal Loans because we keep nothing hidden from our valuable customers. The process will be carried transparently, with no hidden costs, no need to stress over receiving the funds late. When we say ‘Borrow Money Instantly,’ we mean so quick even before you say the phrase aloud! So, without any fuss, feel free to contact us and understand more about us. Give us a call at 1300471238, or you can even email us.

What is a fast cash loan?

A fast cash loan is a facility introduced by the modern-day banks to meet the modern needs of the fast-paced generation. The world now believes in quick fixes, immediate solutions, and finding the easier way through, which is why fast cash loans are introduced! In the digital era, a fast cash loan facilitates quick solutions to meet the urgent financial needs of the people.

As the name suggests, the fast cash loan request is processed by the lender within one hour of receiving the application, and if approved, the cash is quickly transferred to the applicant’s bank account.

Perfect, right? It helps solve the purpose immediately without the need to make multiple visits to the bank.

With Nifty Personal Loans, you get fast cash loans online, which makes the entire process effortless. Whether you are looking for cash to get your car fixed or maybe a significant amount for an unplanned overseas trip, we’ve got you covered!

We offer fast cash loans from the minimum amount of $300 to a maximum of $5000.

Here is a straightforward process for the same:

  • Fill in the online application form
  • Wait to get the answer after an hour
  • Upon approval, get the cash into your account
  • Tada! Cash is ready for use within 60 seconds

Why Nifty provides the best loans?

We give you endless reasons to make nifty your money lender. Here are a few:

  • As all our services are online; therefore, you can apply for a loan anytime.
  • No stressful paperwork is required. Fill the electronic application which is available on our website and leave the rest on us. The online form will hardly take a few minutes to complete.
  • The loan calculator available on our website helps you estimate the time which will be given to you for making the repayments. So, before even applying, you get a fair idea.
  • We follow a completely transparent method to process the requests. So, do not worry, we don’t keep our customers blindfolded!
  • Now, it is time to experience a whole new way of borrowing money.

Visit our website to apply for a fast cash loan online.

Loan Costs

Small Loans

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43
View Loan Details
* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

Loan Costs

Small Loans

Small Loans

$300 - $2,000

Loan amounts:$300 - $2,000
Terms:6 - 9 months
Establishment fee:20%
Monthly Fee:4%
APR:N / A *
Comparison Rate:138.37%**
View Example

Small Loan Example

Loan amount:$1,000
Terms:6 Months,
(24 weekly repayments)
Establishment fee:$200
Total other fees:$240
Total payable:$1,440
Weekly installments:$60.00
View Loan Details
Medium Loans

Medium Loans

$2,001 - $4,600

Loan amounts:$2,001 - $4,600
Terms:9 - 24 months
Establishment fee:$400
Monthly Fee:$0
APR:47.8%
Comparison Rate:65.86%**
View Example

Medium Loan Example

Loan amount:$2,500
Terms:24 Months,
(104 weekly repayments)
Establishment fee:$400
Total other fees:$1,609.44 (reducing interest)
Total payable:$4,509.44
Weekly installments:$43.36
View Loan Details
Large Loans

Large Loans

$5,000

Loan amount:$5,000
Terms:9 - 24 months
Establishment fee:Variable
Monthly Fee:$0
APR:21.24%
Comparison Rate:48%**
View Example

Large Loan Example

Loan amounts:$5,000
Terms:18 months,
(78 weekly repayments)
Establishment fee and Total Interest:$1,897.54
Total payable:$6,897.54
Weekly installments:$88.43

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.

We don’t stop there

No matter what the occasion is, Nifty has your back.