- Market leading customer service
- 60-Second Transfers once approved3
- Fast Loan Outcomes1
- Simple & Easy Application
We're now becoming part of the award winning Jacaranda Finance group.
Here's what you can expect:
Get the cash you need, fast
When life takes an unexpected turn and you need quick cash, you don’t have time to waste. Whether your car has broken down or you’re facing unexpected bills, the last thing you want to deal with is long waiting times or stacks of paperwork. Fortunately, this is where Nifty Loans can help.
We are one of the fastest lenders in Australia. We strive to deliver our outcomes on the same day* and, once approved, you could receive your cash in your bank account in just 60-seconds**.
Let Nifty lend a hand
Nifty Loans specialises in quick and easy short-term loans online. We operate 100% online across Australia, meaning you can apply for $2,100 to $15,000 anywhere, any time. We are proudly Australian owned and operated. Our dedicated loan specialists work with hundreds of Aussies every day to find the best loan for their needs. Whether you have good or poor credit, apply for a fast loan with Nifty Loans for a fair go.
Why choose Nifty for fast loans?
We’ve developed our very own advanced loan-processing engine, with our customers’ needs first in mind. This allows us, as an inclusive lender, to provide fair loans to customers, even if they have a poor credit history.
We’re pretty nifty when it comes to both processing and delivering loans. We will aim to process your loan application on the same day*. If you have an NPP-enabled bank account (which is 90% of bank accounts), you’ll likely receive your cash in just 60-seconds**.
Nifty Loans is completely Australian owned and operated. Our team is based in Brisbane, so we understand your needs. Our friendly customer service team is more than happy to help with anything you need. Just give us a call or email us with any questions or concerns you have.
We are a 100% online lender. This means no old-fashioned paperwork or long waiting times when applying for our fast loans online.
- Be at least 18 years old
- Be an Australian citizen or permanent resident
- Have internet banking
- Have an active email address and mobile phone number
- Have had a consistent income for the last 90 days
- Personal details (name, address, D.O.B.)
- 100 points of ID
- The reason for your loan
- Internet banking details
- Employment details and contact info
Our Happy Customers
Got questions about our fast loans?
Want to know more about fast loans? Find out the answers to some of the most frequently asked questions we get!
What is a fast loan?
A fast loan is a personal loan that you can access quickly without the hassle of visiting a bank or waiting days for an outcome. We all know that a pesky car rego or insurance bill can crop up when you least expect it. Applying for a fast cash loan could be just what you need to help tie up those loose ends.
Our loans are designed to assist you when life throws a curveball your way. At Nifty, we offer fast easy loans from $2,100 to $15,000, with the repayment period depending on what you borrow. You can submit an application in minutes, have an outcome on the same day*, and receive money in your bank account in just 60 seconds**. Simply scroll up and use our loan calculator to get started today!
Will you check my credit score?
As a responsible lender, we must make reasonable enquiries to ensure a personal loan is suitable for our customers. In line with this, we may conduct a credit check. If you have a bad credit history, don’t fret! We are also inclusive lenders, which means we will always give you a fair go.
Can I get a fast loan if I have bad credit?
At Nifty, we are proud to be giving all Aussies a fair go when they’re looking for fast personal loans today. If you have bad credit, there’s no need to stress. We’ve provided thousands of everyday Aussies with bad credit loans. We look at your current financial situation and other factors to determine if you can reasonably manage your loan repayments.
How do you assess my loan application?
Once you submit an application, our loan processing engine will extract read-only copies of, at least, the 90 days of your bank statements. This will help us verify your income and determine whether you can reasonably manage a loan. If we approve your application, we’ll send through a loan contract for you to read and sign. From here, you can choose to either accept or decline the offer, it’s up to you!
What are the fees and charges?
The fees and charges applicable to your personal loan will depend on the amount borrowed and your credit history. Before entering into a loan agreement, a credit guide detailing all of the fees and charges will be available for you to look at. Some of the fees and charges you might expect include interest charges, establishment fees, monthly fees, and late fees (if applicable).