We Can Offer Fast Approval Loans | Apply Now Up To $10,000

Are you looking for an online cash loan? Have you had a run of bad luck that just won’t quit? Your washing machine has broken down just as your kids need new school uniforms? Maybe you want to consolidate some debt? That’s when you turn to Nifty Loans to solve those pesky financial problems. We can offer fast approval loans, so apply today.

We understand that sometimes life doesn’t go to plan and that’s why we can offer quick outcome loans.

What are fast approval loans?

With Nifty, quick easy loans are a completely hassle-free experience. Of course, we cannot guarantee an outcome with approval, however, we can deliver fast outcomes on almost all of our applications. We have designed our system to process applications quickly, so we can do our best to offer personal loans efficiently.

Applying is simple. It only takes a few clicks of your mouse and a few minutes of your time! You can complete the forms at any time of day or night and all from the comfort of your own home. So, sit back and relax whilst we work our loan magic.

How to apply with Nifty Loans

To apply, you simply need to meet four simple requirements:

  1. You must be at least 18-years old;
  2. An Australian Citizen or permanent resident;
  3. You’ve been receiving a regular income into a personal bank account for at least 3-months;
  4. You have an active mobile number and address.

Before applying for a quick loan, make sure you check off all requirements to make an easy and smooth application process.

Why can we offer fast approval online loans?

The reasons for how fast approvals can benefit you are endless. We’re sure you can think of plenty of reasons, however, the service we can offer has a difference; the Nifty Loans difference.

The Nifty Loans Difference:

  • Fast applications that can be completed in minutes;
  • Our loan specialists aim for a 60-minute turnaround (during business hours);
  • If approved, have your moolah transferred the same day (if accepted during business hours);
  • We do perform credit checks, however, we look at more than your credit history;
  • No hidden costs;
  • Completely online for your convenience;
  • Trusted by thousands of Aussies.

The list could stretch far and wide, but you get the idea! Nifty Loans is here to service your urgent financial needs.

Flexible repayments

We will set up a direct debit in a nominated account on an agreed day, usually your payday, and voila! Just ensure enough money is kept in the account and your repayments will come out automatically.

Once your fast approval loan has finalised, your direct debits will automatically stop, so there’s no need to worry about calling up to cancel the payments. Nifty Loans is committed to being helpful and hassle-free, so you can focus on your health.

We want to give you the power to control your finances. If you need to make amendments to your repayments, for whatever reason, contact us ASAP. Our loan specialists will be happy to help.

We are lightning quick

We understand that when emergencies arise and you need money, dawdling is not an option! Here at Nifty Loans, we endeavour to have your loan approved within 60-minutes (during business hours). We work hard to save you time and hassle because no one has time for messy applications. Our 100% online loan process can negate those long trips to the bank and meetings that can droll on without results. We strive to deliver fast results.

To give your quick loans application an extra speed boost, you’ll want to have all your personal details ready before beginning your quick loan approval application. Here’s a handy list of personal information to have by your side:

  • Reason for the loan;
  • My Gov details (if applicable);
  • Internet bank details

You may hesitate when it comes to parting ways with your bank account details, however, we can put your mind at ease. Utilising the latest in safe banking technology, we use your account details to access read-only copies of your bank statements. These are used to assess whether you can reasonably afford fast approval loans.

If your loan is approved, your funds will be transferred to your account on the same day, provided your contract is signed during business hours. So, when you urgently need a financial pick-me-up, we can help.

Our Nifty Loans fast approval loans can have you back out there hitting your goals within the same business day! Time is money, so we offer a quick buck to get you back on your feet.

We handle all the financial legwork, so you can go back to what you do best.

What about my credit history?

You may be thinking, what if I have bad credit and I’m seeking a bad credit unsecured personal loans with a very fast outcome? Well, we have you covered.

We do perform credit checks as part of our responsible lending practices, however, it’s not the only criteria we examine. If your present finances reflect a different state than your credit history, we will consider your application.

You might also be thinking, ‘I’m on Centrelink, am I still eligible to apply?’ Don’t fret – we’ll do our best to provide fast outcomes for all applicants.

We consider most Centrelink payments as regular income. Therefore, as long as you’ve been receiving regular Centrelink payments for the previous 3-months, then you could still be eligible for fast approval loans.

Let’s be friends

The vision of Nifty Loans is to provide a loan service that is fast, easy and convenient for everyday users. We want to bring personal loans to the masses and offer a product that you have no reason to be afraid of! We are more lenient than traditional lenders, so if you find yourself in a pickle, you know who to call.

If you have unanswered questions about our service, you can head to the FAQs page and see if your answer is waiting for you.

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Personal Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes*
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.