How our loans work
The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable.
The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%)
How our super-fast loans work
Scroll up and fill in the form above. 4 minutes, a few quick details and you’ll be on your way.
If you qualify, we’ll let you know right away. If we need extra info, we’ll send you a text and an email. It’ll be painless and paperless.
Our team will make sure a loan is the best option for you and that you’ll be able to reasonably afford your repayments.
Approved? Your money is on its way! Latest, it’ll be with you overnight.
who can apply?
You, as long as:
- You’re at least 18 years old.
- You’re an Australian Citizen or Permanent Resident.
- You’ve been receiving a regular income into a personal bank account for at least 3 months.
- You have an active mobile number and email address.
what will I need to apply?
- Contact details: a current email address and direct mobile number that you have access to. We’ll be sending you some important info, so keep an eye on both!
- A reason for the loan: we have to ask, so give us as much info as possible so we can assess your loan properly and get you back on your merry way.
- Your expenses: You’re going to need to know what you’re spending on rent, groceries and other bills.
- Banking details: we’ll verify your expenses by taking a quick look at your bank statements. It’s safe and secure and cuts out a lot of hassle. See – we’re all about convenience and speed.