Australian Snow Holidays on a Budget | Nifty Loans

Australian Snow Holidays on a Budget

Winter has arrived and the mountains are calling. If you’re looking to take the family on a snow holiday this winter, you’ve probably taken one look at the prices and thought better. Yet, don’t be so quick to give up! Nifty is here to arm you with all the inside tips to booking an Australian snow holiday on a budget.

While the snow may be pricey, we know it shouldn’t have to cost you a kidney in order to experience Australia’s breathtaking alpine region.

Book flights ahead of time (or drive!)

Let’s start from the top, shall we? You’re going to have to get there and sometimes this is half the struggle. If you leave the flights to the last-minute then you’re probably not going to snag a bargain. So, we recommend you book your flights well ahead of time. Airlines like Jetstar and Tiger often have amazing sales – so, keep your eyes peeled and make the most of them!

If you can’t score a deal with a flight then driving is another great option (that being said, probably not if you’re coming all the way from Perth). Depending on where you’re coming from, driving to the snow can be a great way to experience the beauty of the Aussie countryside in winter – at least it’s a bit greener than usual! The best part about making a road trip out of it is that you won’t have to worry about transport once you get there. Having your own car in the snow will save money on either hiring one or resorting to Uber/Taxis/Buses!

Avoid the ski chalets

Top tip: if you’re looking to head to the snow on a budget, the ski chalets are definitely not the cheapest place to stay! We get it, staying in a ski lodge is definitely enjoyable (no secrets there) – but, if you’re looking to do the snow on a budget it definitely isn’t the most economical money wise. However, if you just can’t resist, we recommend booking way ahead of time to score the best deals.

There are plenty of less expensive options when it comes to accommodation. If you’re planning a trip to Perisher or Thredbo then we recommend you take a look at what Jindabyne has to offer. Jindabyne is a pumping hive of activity over the Australian ski season and definitely produces the good when it comes to budget accommodation. Nifty highly recommends the Discovery Holiday Park. Set on the stunning Lake Jindabyne, you can score a 2 bedroom cabin that sleeps 5 people for just $190/night – it doesn’t get much better than that! The Man From Snowy River Hotel also provides value for money accommodation situated right above the pub – perfect for apres ski beverages! You can score a family room that sleeps 5 people for around $350!

Getting to the slopes

Once you’ve got your accommodation sorted you’ll need to have a travel plan for making your way to the slopes. If you’re staying in Jindabyne the Ski Tube is only a short 10-minute drive away. The Ski Tube takes you through the mountains and delivers you to the Perisher Valley Terminal. Nice and convenient, all you’ll need to do is pop your ski’s on and you’re ready to go!

If you’re planning on heading to Thredbo for the day there a few different options when it comes to transport. The Snowy Mountains Shuttle operates a daily door to door service during the winter months from your accommodation in Jindabyne to the Thredbo information centre. The same service applies to your trip home. All you need to do is jump aboard!

If you’ve got your car with you or you’ve hired a car you can simply follow the Snowy Mountains Highway to Thredbo. The drive is stunning with breathtaking scenery the whole way!

Getting the gear

If you’re going to head to the snow, the right gear is definitely something worth investing in. Lucky for you, snow attire has become very accessible thanks to stores like Aldi! Usually, this stuff sets you back hundreds of dollars – but, Aldi has (once again) produced the goods! You can pick up a kids ski jacket for just $39.99 and pants for just $29.99. Adults can grab a bargain with snow jackets for just $59.99! And, guess what, the quality is just as good as the big brands. Speaking from experience, the Nifty team gives Aldi the big thumbs up when it comes to budget snow gear!

When it comes to your skis and snowboards the cheapest place to hire is not on the mountain. If you’re planning on heading to either Perisher or Thredbo, then Jindabyne is definitely the place to get your skis/boards! The Shed is definitely the best value ski hire in Jindabyne with deals like hire your gear for 4 days and get the 5th day for free! You can pick up some ski’s, boots and poles for as little as $92 for 4-5 days. Nifty definitely recommends picking your gear up before you head up the slopes if you wanna save some extra cash!

Ski/board passes

We won’t lie to you… you’ll probably feel the pinch when it comes to the lift passes. It’s unavoidable, unfortunately. However, there are still ways to get the best value for money. The best deal out there is usually the season pass. An Epic Australia Pass for the Perisher Ski Fields will set you back around $779. Before you freak out, let’s take into consideration that a one day pass to the slopes usually goes for around $140. So, if you’re planning on hitting the slopes a couple of times this season the Epic Australia Pass definitely produces bang for your buck.

Plus, it gives you access to a number of different ski fields not only in Aus. but around the world, namely Hakuba Valley in Japan and Whistler Blackcomb. If you ask us, an Epic Australia Pass is the way to go! If you’re looking at heading to Thredbo, a week’s lift pass will probably set you back about $550 – depending on the dates you choose.

Eating on the mountain

Buying your food on the mountain will definitely rack up a hefty bill pretty quickly. Speaking from personal experience, a bottle of water usually ranges from $5 – $6! So, if that gives you any indication on how much lunch for a family is going to amount to then we recommend you pack some snacks! Packing lunch is definitely the way to save cash during the day. However, we do recommend you splash some cash on a hot chocolate (or two)!

Nifty Loans

If you just can’t say no to a wintery escape after reading the above then let Nifty lend a hand! We get it, ski holidays aren’t cheap at the best of times. So, if you need a little extra cash to make your snowy dreams a reality then why not apply for a holiday loan with Nifty! Nifty offers loans between $2,500 and $10,000 transferred instantly to your account. That’s right, Nifty offers instant** inter-bank transfers with compatible bank accounts. You could have the cash you need in a matter of seconds. The best part is, Nifty is 100% online. That means you can apply for a quick cash loan wherever you are and whenever you like! Nifty is proud to be helping everyday Aussies get the cash they need when they need it!

Immediate transfers

At Nifty, we know our customers like things fast! So, we’ve made it even easier to access the cash you need. Nifty is now offering immediate inter-bank transfers on compatible bank accounts. What does that mean? Well, once your loan is approved, the cash could hit your account in just 60 seconds**. Most banks in Australia are compatible, however, it is important to check your account offers this service. Our team is here to help. So, feel free to get in touch if you have any questions or queries!

Apply today

Ready to get started? The application process could only take you a matter of minutes.

Step 1:

To get started, scroll up and use our loan calculator to select an amount and repayment period. When you’re happy simply hit ‘Apply now’!

Step 2:

If you’ve chosen to proceed with an application you will be directed to our 100% online application form. This could only take a matter of minutes to complete. Once you’re finished just send it back to our team. We’ll do all the hard work. If you’ve chosen to apply during AEST business hours then you can expect an outcome in 60 minutes*.

Step 3:

If your application is successful we’ll send over a loan contract for you to review and sign. We recommend you read over the agreement and make yourself aware of any fees or charges that could incur for late or failed payment. When you’re happy, just sign and send it back to us.

Step 4:

Once we receive your signed agreement our team will transfer the money straight to your account. Nifty is now offering immediate inter-bank transfers for compatible bank accounts. So, you could have your cash in just 60 seconds**. Talk about speed and convenience!


Personal Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes*
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.