Top 5 Family Cars of 2020 | Car Guide of Nifty Loans

Top 5 Family Cars of 2020

Buying your first family car

When the time has come to buy a family car, the requirements for the car you’re looking for may change a bit from when you were riding solo. Space, safety, convenience features, as well as price level, become more important than having the hottest wheels in town. But don’t worry, the top 5 cars are both aesthetically pleasing AND family-friendly. Therefore, there are a few essential factors to consider when buying your first family car. Luckily for you, Nifty has provided a guide for getting the best bang for your buck cars suited for you and your family. Don’t forget, we can also help with car finance if you don’t have all the cash up front when you find your dream car! 

What to consider when buying a family car 

Safety first

There are a few safety pillars and features you should investigate and insist on before you go ahead and buy a new car to keep you and your little ones safe and sound. 

Your children’s safety starts with properly fitting the child seats and ensuring they are used correctly. It’s very important that the child or baby seat installation is done correctly, failing to do so can increase the risk of injury in the event of an accident. 

Make sure the seats are fastened and adjusted to the Australian Standard (AS). Only child restraints that carry the AS sticker have been tested and approved as meeting standard AS/NZS 1754. You can risk a penalty if a child is not in a tested and approved child restraint. You can be fined $400 and incur 3 demerit points for each child that is not properly restrained. Furthermore, if you purchase a child restraint overseas, it may only be used in Queensland if they comply with AS/NZS 1754.

Convenient features 

Features like auto emergency braking and blind-spot monitoring are some cool features that further enhance the safety of the passengers. The emergency braking will automatically stop the car when you’re about to hit something. Whereas blind-spot monitoring is a light that will pop up on your side mirror to alert you if you have a car in your blind spot. Some cars have lane-departure warnings that beep in case you veer out of your lane and/or 360-degree cameras that will show you all around your car. Additionally,  a feature that’s been around for a while now but is still extremely useful in certain situations is adaptive cruise control and reverse parking camera – a camera that shows you the road behind you.

The list of great features is long and comprehensive and you may not find a car that ‘has everything’. However, search for a car that has the features and criteria that is most vital for you. Research your alternatives and make a list of the most relevant. 

Space and comfort

When you and your family embark upon a family adventure, having a car with a comfortable cabin can make all the difference. Supportive seats, soft upholstery, and the latest technology can keep you relaxed and entertained on the road for hours. You’re going to need a lot of extra space for all stages of your family’s growth. Keep an eye out for flexible options such as flat-folding seat rows which can be extremely convenient when you’re multitasking. Accessories such as cargo barriers and roof racks can also give you more options to play with when it comes to maximising your use of available space. 

Cars that offer more space, a higher sitting position for improved visibility and a safer ride in off-road and flooded conditions are considered the best family cars. Bigger cars can tow heavier loads and if you’re looking for a newer model, they are increasingly more fuel-efficient than older models.

Consider the total cost

It is fun yet challenging to find the right family car. You can easily get carried away when you’re looking for the best family car. There are tons of options available, and it can seem confusing and, not to mention – expensive. It is not just the vehicle purchase itself that is expensive. To properly plan your car purchase, make sure you include all the costs with owning and maintaining a car. 

We understand you want the best for your family, but that also includes not going totally bankrupt. Budget for what you aim to spend on your new vehicle and include costs like registration, insurance, petrol, repairs and maintenance. It is important that the car you are buying is just as affordable as reliable, so you can continue supporting your family. Remember, if you are unsure about any financial questions, you should always contact an independent financial advisor before making a decision.  

Getting a car loan 

For people who don’t have all the funds upfront to pay for their new car, a car loan is a very popular and viable option. Before you apply for a car loan, calculate the lenders’ interest rates and other fees and charges to add up the total cost of your loan. Applying for a loan and buying a car are big decisions. Nifty Loans is now offering easy and fast car loans via our broker network, so you can come to us for your car loan needs! 

To make your investigation of your new family car a little easier, we have, in no particular order, listed the top 5 family cars of 2020 with a short brief of their functions and features. 

Hyundai Santa Fe: Bigger is better

The new Sante Fe is larger than ever. Families looking for safety features will be pleased to discover that the new Sante Fe offers a range of safety features such as forward collision assist with pedestrian protection, blind-spot collision avoidance, rear cross-traffic alert, lane-keeping assist and smart cruise control with stop and go capability. 

2020 Toyota Camry: The always reliable 

How can you have a list of the top family cars without including the humble yet ever reliable Toyota Camry? Although it’s probably unfair to label this legend ‘humble’ anymore as it’s grown in size and wears a very flashy body design. the new model has followed suit to recent models with a lavish exterior to rival that of a Lexus. It has boosted in-car connectivity and made big advances in safety technology. 

2019 Honda CR-V: A handful of safety features

Attractive looks, balanced handling and a comfy cabin keep the CR-V at the head of its class. Safety features are plentiful. Every CR-V comes with the Honda Sensing suite of driver assistant technologies, which includes adaptive cruise control, forward collision warning with automatic emergency braking, and lane-departure warning with lane-keeping assist. 

2019 Subaru Forester: Safer and smarter

Subaru’s boxy SUV looks familiar, but it’s loaded up with new camera-based technologies that improve safety and comfort. The new safety feature is the DriverFocus system, which is only available on the top-trim Touring model. This upgrade adds an infrared camera to the dashboard that watches the driver’s face to make sure you’re alert and watching the road ahead.

2020 Volvo V60 – less is more

Beautiful, functional and nicely appointed, the 2019 Volvo V60 is a car that checks all the right boxes. A stylish, luxurious, nice-driving hauler, the Volvo V60 wagon is easy to live with every day. Being a Volvo, safety equipment is in similarly high supply, with the company’s City Safety collision avoidance system, run-off road mitigation, lane-keeping assist, road sign information and rear park assist fitted to every V60.

The prices for the listed vehicles varies and is dependent on dealerships and manufacturers price rates, the state and territories you’re buying from and current taxes.                                                                                                                                                                                                                                                                                                                                                                               Planning on upgrading to a newer car? Learn which safety features are important in a car and what to look for when buying!

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Andy Andy


Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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