Wedding Loans | Fast Personal Loans up to $10,000

Quick and Affordable Wedding Loans

Need a hand funding your dream wedding? 

Gather up something old, something new, something borrowed and something blue – it’s time for a wedding! From picking a venue, catering and most importantly, choosing the dress, weddings are one of the most important days of our lives. Unfortunately, the cost of these things can add up quickly, making this special day turn out to be a very expensive one.   

If a lack of funds is casting doubt over your happy day, not to worry. With Nifty, you can apply for a loan specifically to finance your own wedding! Using our quick and easy application form, you’ll find yourself applying for a wedding loan in the morning and paying for the caterer by the afternoon. 

Young couple getting married

Who are we?

Before we walk down the aisle, we thought we’d introduce ourselves first. We are Nifty Loans, an online alternative lending company that more Aussies are turning to for a reliable and affordable loan service. We offer loans to lovebirds out there who need a financial pick-me-up. 

Our loans are just the thing for any occasion, and there’s nothing more celebratory than a wedding! Love is the one priceless commodity we have, something that money can’t buy. However, sometimes money can leave you inches away from your dream wedding. Not to worry, at Nifty, our job is to bridge that gap.


What is a wedding loan?

Falling short on funds to achieve your Pinterest-inspired dream wedding? Then it’s time to look into a wedding loan! These loans can cover some of the big expenses like venue, catering, the dress and more. The best part is you can even start paying this loan off before the actual wedding date.

Can I get a wedding loan with bad credit?

Yes! Nifty offers bad credit loans for wedding expenses. We understand that bad credit isn’t the most reliable indicator of your current financial position. We focus on the bigger picture by focusing on your current finances to see how you’re going to repay the loan – not just on your credit score alone.

Can I get a wedding loan if I’m on Centrelink?

We believe in inclusion for all Australians. Therefore, we encourage all eligible Australians to apply for our online loans when they need them! We count Centrelink payments as income. If your loan repayments fit comfortably with your Centrelink income, you could be considered for approval. 

How do I repay my wedding loan?

We know the stress of planning your wedding day is immense. The last thing you want to be worrying about is loan repayments. That’s why all our repayments are automatic! 

Repaying your loan is just as easy as applying for it. With Nifty, our repayments work by setting up a direct debit, so that your repayments will come out of your account automatically. We will ask you to select a day to deduct repayments. They can be set up to come out of your account on a weekly, fortnightly or monthly basis. 

Typically we’ll align your repayments with your pay cycle. Selecting the right payment structure ensures that you always have enough money in your account. So, as long as you have enough cash in your account to cover the payments, they will just come out automatically. No need to set reminders only to forget to make the payment. Just make sure you don’t spend your entire paycheck the moment you get paid! 

How do I apply for wedding loans? 

If you found out you’re eligible for wedding loans and have all the information ready to go, simply follow these four steps and you’ll be on your way down the aisle in no time!

Step one: Apply online

To begin, scroll up to the top of this page. Using the slider, select an amount between $300 and $10,000 and a repayment period and click ‘Apply Now.’ You’ll then be taken to our online application form. Here you’ll be required to provide some personal and financial details. When you’re done, hit ‘Submit.’ 

Step two: We’ll assess your application

That’s it from you! We’ll take over from here. Once we’ve received your application, our team of loan specialists will get to work assessing it. In other words, just sit back and relax while we assess your application. If you applied within our business hours, you could get an outcome in 60-minutes. 

Step three: Review and sign your contract

If the Nifty team has approved your loan, congratulations! All that’s left to do is review and sign your electronic loan contract and you’re good to go! We recommend reading the terms and conditions thoroughly to make yourself aware of any fees and charges for late or missed payments. When you’re happy, e-sign it!

Step four: Get your cash!

Finally, as soon as our team receives a signed copy of our agreement, we’ll transfer your cash. If your bank supports NPP or Osko payments, you could have the cash in your account in just 60 seconds. Of course, this is all provided your contract is signed before the close of business.

That’s it! Easy. Just four simple steps to your wedding finance.

Am I eligible for a wedding loan?

We want to give every Australian a fair go at easy finance. We just have a list of eligibility criteria that you’ll need to meet before you apply. To be eligible you need to:

  • Be 18 years or older;
  • Be an Australian Citizen or Permanent Resident;
  • Receiving a regular income into a personal bank account for the last 3 months;
  • Have an active Australian mobile number and email address;
  • Have internet banking set up.

If you meet this criteria, then you’re eligible to apply for our wedding loans! 

What information do I need to provide?

We already think our application is super speedy. However, if you’re looking for hyperspeed, then have these details ready to go before you apply:

  • 100 points of ID (name, D.O.B, etc.)
  • Contact information
  • The reason for your loan
  • Internet banking details
  • Your MyGov account details (if you receive Centrelink benefits)
  • Employment details and employer contact information

We use the latest in safe banking technology to access read-only copies of your bank statements and expenses. And bonus: it means our process is 100% paperwork-free!

Why choose Nifty for wedding loans?

We get it, weddings are bloody expensive. So needing a boost to your wedding fund shouldn’t be framed as a question. When you’re busy planning your big day, you can lose track of the costs and fail to notice them pile up. We understand you’ll be on the hunt for a trustworthy lender that can offer fast outcomes and even faster payouts. Here are a few reasons why you’re better off turning to Nifty to lend a helping hand on your special day: 

  • Fast application;
  • Quick approvals;
  • Instant fund transfer*;
  • No hidden costs;
  • No early exit fee;
  • Helpful and friendly customer service.

Most importantly, at Nifty we understand that life doesn’t always go to plan and sometimes customers need a second chance!

What can a wedding loan from Nifty be used for?

They can fund your whole wedding or as much as you need it to! It’s all up to you. Maybe you’ve always dreamed of unique wedding photos but can’t afford a fancy photographer in the budget. That’s where we come in. Here are some other expenses you could cover with our wedding loans:

  • Venue payment;
  • Wedding dress;
  • Catering;
  • Flowers;
  • Transport;
  • Music;
  • Bridesmaid dresses.

And the list could go on! The sky’s the limit with Nifty. Any expense you need to cover for your wedding, our loans may be able to help. 

Need some wedding inspo?

We know, our expertise lies in loans. Which is why we’ve turned to the experts to give you some major wedding inspiration. Check out these gems and start planning!

Trendsetters to follow on Instagram

Must-see broads on Pinterest

Ready to apply?

We want to be a part of creating a beautiful wedding day for you and your partner. We’re hoping you now have all the information you need to make an informed decision about taking out one of our wedding loans. If you still have more questions, check out our FAQ page or send us a message, here

Otherwise, go ahead and scroll to the top of this page to get started with your online loans application and planning your dream wedding!

*If you have an NPP-enabled bank account

Read more…

If you’re looking for tips to create your wedding dream on a budget, Nifty has you covered. Just have a read of our wedding dream blog post. Alternatively, find out how reality TV dating shows have changed Australian’s perspective of marriage.

Want more of Nifty Loans? Great! Follow us on Facebook, Instagram and Twitter and also keep up to date via our blog.

Apply with Nifty for cash loans you can trust!


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Andy Andy


Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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