Dental loans, Instant loans, 100% online, Amazing customer service, Apply Now!

How much cash do you want?
How long do you want it for?

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.


The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%)

What are Dental loans?

Dental loans with Nifty are a fast processed loan for a nominated amount usually between $300 to $4,600, approved within 60 minutes of receiving a completed application form!

Dental loans Australia:

Having dental work done in Australia can be very expensive whether you have health insurance or not!

Some dentists are fully covered by private health, some charge a gap and none of it is advertised on their website!

You have to make an appointment or phone the practice just to find this information out.

All while you are in pain from saw teeth, where is the dislike button!

And what if you don’t have dental cover?

That’s where Nifty can help out, we can offer you small dental loans to get you over that hump and unexpected expense so you can keep on trucking!

Do you offer dental loans for low income earners?

Yes we can!

As long as you have a regular income of at least $400 a week or $800 a fortnight then Nifty can absolutely help you out with dental loans!

Do you offer loans for dental work even if I am not a low income earner?


Nifty is an equal opportunity lender!

As long as you are over 18, a permanent Australian resident and have a regular income then you are welcome to apply for Nifty dental loans at any time.

Do you do credit checks when we apply for dental loans?

Here at Nifty we do dental loans no credit check as a basis for approval.
Because we believe that everyone deserves a second chance and we understand that sometimes in life unavoidable situations happen.
Here at Nifty we want to help improve that situation by organizing you with the dental loan you need.

What if I have bad credit? Can I still get a dental loan bad credit?


Here at Nifty we believe everyone deserves a second chance.

We believe we can get all the information we need to assess your eligibility from 90 days worth of bank statements, this way your credit history stay’s history.

My child needs braces, do you do dental braces loans?

Yes we do!

Children can be expensive little cherubs and especially when it comes to their teeth!

With the increase in the amount of sugar that companies are putting into even the healthiest of kids snack choices it is no wonder the dentists are run off their feet!

Braces, wisdom teeth, fillings are all on the very expensive list when it comes to kids and dentists.

We understand and are happy to help, no one wants to see kids in pain.

So jump online and apply for one of our Nifty dental loans and have your cash loan approved in as little as 60 minutes and have your little one on the mend in no time!

What about dental dentures loans?

The same goes for Gran and Grandpa!

As long as you have regular income paycheck from an employer or centrelink of at least $400 a week you can jump online now and apply for a dental dentures loan as well.

Nifty are here to help!

Loans for dental procedures

What about Mum and Dad I hear you say?

No problem there either!

We are more than happy to approve dental loans for procedures for Mum, Dad, Gran & Grandpa and the whole family infact!

As long as the applicant meets our lending criteria we are more than happy to send dental loans your way to get those dental problems solved!

How do I repay my dental loans?

That’s the easy part!

We will set you up with a direct debit on an agreed day of nominated amount and viola you won’t have to worry about your repayments again!

At the end of your cash advance loan repayments your direct debits will automatically stop so there is no need to worry about that either!

Here are some facts you need to consider when looking for a dental loan?

Who is this product for? Individuals looking for a dental loan
To be eligible to apply for a dental loan You need to:Be 18yrs of age. Have a regular source of income. Be an Australian resident
What are your repayment terms? Repayment terms range from 3-24 months.
Loan types available Fixed
Lender Nifty Personal Loans

So what are you waiting for?

Lets get those dental loans issues approved and sorted because no-ones a happy camper when they have sore teeth!

Apply Now! With Nifty Personal Loans

How to qualify for a nifty personal loan

You are at least 18 years of age.

You are an Australian Citizen or Permanent Resident.

Receive a regular income into a personal bank account for at least 3 months.

Able to give us an active mobile number or email address.


Not be in financial hardship or be considering entering any form of bankruptcy.

You must show evidence of being able to handle financial commitments on your bank statements (regular payments, direct debits, etc.).


You must not have received a Centrelink Emergency payment within the last 3 months.


If you meet these criteria, apply now and receive an outcome within 60 minutes* (in normal business hours).

how it works.

small personal loans.

  • Loan amounts: $300 – $2,000
  • Terms: 3 months – 6 months
  • Establishment fee: Up to 20%
  • Monthly fee: 4%


Loan Amount: $500
Term: 10 weeks, repayable weekly
Principal amount: $500
Establishment fee: $100
Total other fees: $60
Total monthly fees: 4% per month over 10 weeks
Total payable: $660
Weekly installments: $66

medium personal loans.

  • Loan amounts: $2,001 – $4,600
  • Terms: 13 months – 24 months
  • Establishment fee: up to $400.
  • Annual Percentage Rate (APR): 48%
  • Comparison Rate: 66.0347%


Loan Amount: $3,000
Term: 18 months, repayable weekly
Principal amount: $3,000
Establishment fee: $400
Total other fees: $1,378.87
Total payable: $4,840.14
Weekly installments: $61.27

How customers rate Nifty’s Dental Loans?

dentalloans Overall rating: 4.6 out of 5 based on 3 reviews.

Best loan company to go through

5 5 1
I have not had much luck with any other loan company but NIFTY gave me a go and I would advise others to go through NIFTY as well.


4 5 1
i have found the nifty team to be quick helpful friendly and always try to exceed there expectations .

Excellent company and easy to deal with.

5 5 1
Great company to deal with. Easy to apply and great rates for those times when you get a little stuck. Quick approval and all around a great company. Highly recommend nifty and i will definitely be back in the future.

Review Title
Review Content