Apply

s WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.


Check your options before you borrow:

  • For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments

The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

Need no fuss fast approval loans? Nifty Personal Loans has you covered – apply online now – get your cash fast | Nifty Personal Loans

How much cash do you want?
How long do you want it for?
Repayments

Weekly

Fortnightly

Monthly

s WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.


Check your options before you borrow:

  • For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments

The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

To be eligible for a Nifty loan you must:

  • receive a regular income which is paid into your bank account for at least 3 months;
  • receive at least $400 per week or $800 per fortnight from an employer or Centrelink;
  • you must not have received a Centrelink Emergency payment within the last 3 months;
  • not be in financial hardship, dealing with a financial councillor or be considering entering any form of bankruptcy;
  • you must show evidence of being able to handle financial commitments on your bank statements (regular payments, direct debits, etc.).

Nifty Finance has fast approval on a loan for you

Are you looking for an online cash loan that doesn’t bother about credit checks and has fast approval? Have you had issues with bad credit ratings and just can’t seem to get back on top?
Here at Nifty Personal Loans we understand that sometimes life doesn’t go to plan and that’s why we offer credit check free up to $400, fast approval loans.

What is a Fast Approval Loan?

With Nifty Personal Loans fast approval loans are a hassle free, paperless process. Applying only takes a few clicks of your mouse and a few minutes of your time!

You can complete the forms at any time of day or night and all from the comfort of your own home.

Why get a fast approval online loan?

There are many reasons why Nifty Finance fast approval loans can be of benefit to you!

  • No credit checks up to $400!
  • Here at Nifty finance we believe your credit history is just that history! we will not perform a credit enquiry when you apply for a loan up to $400 with us.

  • Get paid in 60 min!
  • Once approved and accepted we will transfer the loan amount into your account immediately!

  • Completely Online
  • No need to make appointments, no waiting in queues just to be denied from a big bank, a few clicks of your mouse is all a Nifty fast approval loan needs!

  • “Fair go”
  • Here at Nifty we believe that everyone deserves a second chance and a hand up, that’s why we don’t do credit checks on loan amount up to $400, all you need is a consistent income that gives you $400 or more a week.

  • No Fuss
  • Nifty same day fast approval loans are no fuss, we will give you a Yes or No answer and approval within 60 minutes.

  • Customer service
  • We believe in return business, we look after our customers so that next time they can feel peace of mind that Nifty will be there to help them out.

  • Fees
  • At Nifty Finance we are up front and honest about our loan fees. We believe that transparency is the key to a happy customer relationship.

    So if you choose Nifty you will always know where you stand with your fees and repayments!

    Can anyone get Fast approval loans?

    Why of course!

    As long as you are over 18 years of age and are an Australian resident then you are eligible for a fast approval loan.

    How do I apply?

    It is an easy 3 step process!

    Step 1: Apply online by completing the simple 5 minute application form.

    Step 2: Get a Decision – We assess your application and provide you with an outcome, usually within 60 minutes (during normal business hours)

    Step 3: Get paid FAST: Once approved and your online contract is accepted, we will transfer the money to your bank!

    When do I get my money?

    We understand that you need money and you need it now! Here at Nifty we can have your loan approved and in your account within 60 minutes.

    Our Nifty finance fast approval loans can have you back out there hitting your goals within the same business day!

    Now that’s a Nifty Loan!

    When life hits you with an unexpected financial emergency, most lenders would see that as a negative and refuse your loan application. Because somehow, an unexpected emergency is your fault??

    Well not here at Nifty Personal Loans!

    We are all about customer service, second chances and getting you the right loan every time, because you matter to us.

    So go on! Start your journey to success with fast approval on your next Nifty loan.

TO QUALIFY FOR A NIFTY PERSONAL LOAN – YOU ARE:

At least 18 years of age.

An Australian Citizen or Permanent Resident.

A recipient of a regular income into a personal bank account.

Receiving at least $400 per week or $800 per fortnight from an employer or Centrelink.

HERE'S HOW OUR SMALL PERSONAL LOANS WORK

Z
Loan Amounts: Minimum $100 to Maximum $2,000.
Z
Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Nifty Personal Loans does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%). For more information about the allowable fees and charges for SACCs visit the MoneySmart website.
Z
Terms: Minimum 9 weeks to Maximum 24 weeks.
Z
Example: Loan Amount of $500 over 10 weeks repayable weekly $500 (Principle Amount)+ $100 (20% Establishment Fee) + $60 (fees based on 4% per month over 10 weeks) = $660 total repayable in 10 weekly installments of $66.

HERE'S HOW OUR MEDIUM PERSONAL LOANS WORK (Product launch in late 2017)

Z
Loan Amounts: Minimum $2001 to Maximum $4,000.
Z
Costs: Up to $400 Establishment Fee charged upfront. Annual Percentage Rate (APR): 47.6158% with a comparison rate of 65.6597% p.a. This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. For more information about the allowable fees and charges for MACCs visit the MoneySmart website.
Z
Terms: Minimum 12 months to Maximum 18 months.
Z
Example: Loan Amount of $2,500 over 18 months repayable weekly $2,500 (Principle Amount)+ $400 (Establishment Fee) + $1183 (other fees) = $4,083 total repayable over 18 months with weekly installments of $52.84.

How customers rate Nifty’s Fast Approval Loans?

nfal Overall rating: 4.6 out of 5 based on 3 reviews.

Great service

★★★★★
5 5 1
Most definitely will use again, great service and your repayments are affordable which works well with my affordability. Hoping to use you in the future because you are so great.

Love this short term loan

★★★★★
5 5 1
Nifty loans are so quick at making your borrowings go into your account 5/5 I would recommend this to everyone who needs a small loan easy repayments they respond so quickly I received it in a day of applying

Awesome

★★★★☆
4 5 1
This worked out very well for me, and i appreciate the help. Very easy to pay back and happy to use this company again and recommend to other users. Thank you.
Name
Email
Review Title
Rating
Review Content
fast approval loans