1300 471 328 Apply

s WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.


Check your options before you borrow:

  • For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments

The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

Holiday loans, Take advantage of that holiday deal with Nifty finance, 60 minute approval, trusted lender, 100% online, Why wait? Apply Now!

How much cash do you want?
How long do you want it for?

We will not conduct a credit check through a credit bureau.

Repayments

Weekly

Fortnightly

Monthly

s WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.


Check your options before you borrow:

  • For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments

The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009

To be eligible for a Nifty loan you must:

  • receive a regular income which is paid into your bank account for at least 3 months;
  • receive at least $400 per week or $800 per fortnight from an employer or Centrelink;
  • you must not have received a Centrelink Emergency payment within the last 3 months;
  • not be in financial hardship, dealing with a financial councillor or be considering entering any form of bankruptcy;
  • you must show evidence of being able to handle financial commitments on your bank statements (regular payments, direct debits, etc.).

What are holiday loans?

Nifty holiday loans are small loans usually between $100 to $2,000 over a short term period of 9 to 24 weeks or 3 to 6 months.

Have you seen an amazing holiday deal that you want to take advantage of but are a bit short on cash?

No problem Nifty personal loans can grant your holiday wish with one of our holiday loans deals within 60 minutes!

Now that’s Nifty!

I’m looking for a personal loan for holiday, do you offer those?

Yes we do!

Our loans are paid in cash into your bank account so if you are applying for holiday loans then you are welcome to use it to book your holiday, extra spending money for your holiday or accommodation it is up to you!

How do I apply for a holiday loan?

Hit the Apply Now button at the top of the page and you could be packing and on your way to your holiday destination within 60 minutes!

All you need is to be 18 years of age, have a regular income and be a permanent Australian resident.

Can I still get a travel loans bad credit?

Yes, here at Nifty we don’t perform credit checks up to $400, because we think that your credit history shouldn’t be the only thing considered when assessing your loan eligibility.

We actually think that a copy of your last 90 days worth of bank statements is a better indicator of whether you are a candidate for a Nifty personal holiday loans.

So please hit the Apply Now button at the top of the page and chat with our friendly customer service staff on how we can help you with your holiday loans.

Do you only offer holiday loans Australia?

You are welcome to use your holiday loan for any kind of holiday whether it is in Australia or abroad the sky is the limit!

Are you tired of paying for somebody else’s holiday home? Have you thought about getting a holiday home loan?

Holiday home loans are very different to regular home loans because they are not your principle place of residence and you can be renting them out and using them as a source of income and asset.

Depending on your lender you may be able to get an interest only holiday home loan, which can allow your rental income to pay off your loan. Nifty could help towards your initial deposit on your holiday home loan.

What if I only want a small holiday loans?

No problem!

Nifty personal loans start from as little as $100 so no matter how small your holiday is we can help you out!

Do you offer online holiday loans!

Yes we do!

We are a 100% online personal loans company; this means that all of our loans and business is completely done online.

Comparing your holiday loans:

A good habit to get into when booking a holiday is doing a travel loans comparison this way you will know that you have gotten the best possible holiday loans deal and can enjoy your holiday with plenty of rest and relaxation.

Can I get a holiday loan if I am receiving Centrelink payments?

Yes, all you need to be eligible for a Nifty holiday loan is to have regular income, this includes centrelink payments as long as they are at least $400 a week or $800 a fortnight.

How do I repay my holiday loan?

Repaying you holiday loans is a piece of cake!

Once your loan has been approved you will be asked to nominate a repayment day and we will set you up with a direct debit, which will come out automatically on your nominated day.

No need to worry about paying your bills on time, in fact there is no need to worry about your bills, it is all done for you!

Once your holiday loans have been repaid in full then your direct debit will automatically stop so there is no need to worry about that either!

Now that’s Nifty!

What should I know when I’m thinking about applying for Holiday Loans?

Who is this product for? Those wanting to apply for Holiday Loans
What do you need to be eligible for a Holiday Loans? Current phone number. Receiving a regular income. Over 18 years of age. Australian citizen or permanent resident
How long do you have to repay your holiday loans? Customers will have between 9 and 24 weeks to complete their loan repayments
Available Loan types Fixed
Lender Nifty Personal Loans

Therefore, why wait! Your holiday won’t!

If you APPLY NOW by the time you finish packing and organising, your holiday loans application could be processed and you can be on your way to that much needed chillaxing time away!

Hit the Apply Now button and start your partnership with Nifty Personal loans today!

How to qualify for a nifty personal loan

You are at least 18 years of age.

You are an Australian Citizen or Permanent Resident.

Receive a regular income into a personal bank account for at least 3 months.

Receive at least $400 per week or $800 per fortnight from an employer or Centrelink.

Q

Not be in financial hardship or be considering entering any form of bankruptcy.

You must show evidence of being able to handle financial commitments on your bank statements (regular payments, direct debits, etc.).

Q

You must not have received a Centrelink Emergency payment within the last 3 months.

R

If you meet these criteria, apply now and receive an outcome within 60 minutes* (in normal business hours).

HERE'S HOW OUR SMALL PERSONAL LOANS WORK

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Loan Amounts: Minimum $100 to Maximum $2,000.
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Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Nifty Personal Loans does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%). For more information about the allowable fees and charges for SACCs visit the MoneySmart website.
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Terms: Minimum 9 weeks to Maximum 24 weeks.
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Example: Loan Amount of $500 over 10 weeks repayable weekly $500 (Principle Amount)+ $100 (20% Establishment Fee) + $60 (fees based on 4% per month over 10 weeks) = $660 total repayable in 10 weekly installments of $66.

HERE'S HOW OUR MEDIUM PERSONAL LOANS WORK (Product launch in late 2017)

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Loan Amounts: Minimum $2001 to Maximum $4,000.
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Costs: Up to $400 Establishment Fee charged upfront. Annual Percentage Rate (APR): 47.6158% with a comparison rate of 65.6597% p.a. This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. For more information about the allowable fees and charges for MACCs visit the MoneySmart website.
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Terms: Minimum 12 months to Maximum 18 months.
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Example: Loan Amount of $2,500 over 18 months repayable weekly $2,500 (Principle Amount)+ $400 (Establishment Fee) + $1183 (other fees) = $4,083 total repayable over 18 months with weekly installments of $52.84.

How customers rate Nifty’s Holiday Loans?

Holiday loans up to $2,000. No credit checks up to $400. Apply now! Overall rating: 4.8 out of 5 based on 16 reviews.

Quick personal loans

★★★★★
5 5 1
I was very happy with the service that I have received and I would recommend your service to family and friends It was extremely simple to apply and they were only a phone call away if i needed assistance. It was hard waiting to know if i was approved but it all went through within an afternoon.

Very helpful

★★★★★
5 5 1
I am very happy with the help and commutation Level between myself and Nifty Finance. Massive help in a sticky situation.

Fast Outcome

★★★★★
5 5 1
I was pretty surprised how quick it was - great serivce - thanks!
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holiday loans