*Only available for NPP enabled bank accounts
- It's possible with Nifty.
*During normal business hours.
Sometimes life doesn’t go as planned. Unforeseen circumstances and unexpected expenses leave you stuck between a rock and a hard place. Or, perhaps you’re looking for a little extra cash so you can treat yourself. If any of this is sounding familiar, we’re pretty sure you’ve been searching the internet for instant approval loans, or perhaps even instant approval loans need cash today. Are we right? You could even get a small loan fast! Keep reading!
Well, we may not provide instant approval loans, but we can offer very quick outcomes! You could even get a fast cash loan online today!
Well, we might be able to help! While we don’t offer instant approval loans, here at Nifty, we’ve made our application process so quick and easy, they almost seem like instant approval cash loans Australia. You don’t even need to leave the comfort of your lounge or office because we are 100% online. Got bad credit? It doesn’t have to stand in your way anymore… apply for a poor credit loan today!
Instant approval loans are, unsurprisingly, loans that are approved instantly. While there are few providers of instant approval loans Australia, these types of loans are few and far between. However, Nifty Loans certainly provides super-fast outcomes and we do our best to grant approval to those seeking quick finance. Wanna know more about quick loans online? Click here!
Instant approval loan is not quite what we do, but it’s pretty close. We offer small fast outcomes between $300 and $5,000, and we’re pretty damn quick about it. Here’s how our small loans work: You apply, just at the top of this page. One of our specialist team members will aim to have your application assessed within 60 minutes, during normal business hours. Once approved, you’ll get a contract to sign. Dotted those T’s? Great! They are fixed-rate loans 100% online.
Well, we’re glad you asked. We’ve got the experience to know what you want instant approval loans for, and what you really need. Quick turnaround times from a local lender ready to give Aussie a fair go. So while we don’t offer instant approval loans, we may still meet your needs with a speedy cash loan. Feel ready? Head over to the Nifty Loans repayment calculator to find out what your loan could cost, then apply. So even if it’s online loans instant approval that you’re after, we’ve got you covered with super fast loan outcomes! The best part about Nifty Loans is that the applications are 100% online, meaning you don’t even have to leave your living room to apply. Wherever you are, wherever your phone is, you can go ahead and apply for a loan with Nifty.
There are several reasons why people may be looking for instant approval loans and fast approval loans. Life is expensive, as you no doubt know, and sometimes we need a bit of extra cash to get our ducks in a row, or on a plane, or for a holiday (who doesn’t need a holiday?) Sound familiar? A fast approval loan sounds like what you need. Here is a list of some of the common reasons our clients apply for loans, and why you need to stop searching for online loans instant approval Australia, and stick with a fast Nifty Loan:
|Car registration||Dental or medical bills|
|Car repairs||Home renovations|
|Wedding expenses||White goods or furniture for the home|
If it’s a personal loan you’re after, look no further. Fill out our simple loan application and we’ll provide you with an outcome on your application. Yep – forget all about online loans instant approval. It’s Nifty Loans that you need. Once you’ve submitted your application, our loan specialists will review your application which usually only takes 60 minutes (during normal business hours).
During the application process, we’ll ask you a few questions about your personal details, your employment details and some questions about your finances! Easy peasy!
If your application is approved and you’ve signed your contract, we will transfer your funds ASAP. If you have an NPP enabled bank account, you should have your funds in your account within 60 seconds!
Here’s how it all works:
With our fast approval loans, you can apply for either a small unsecured personal loan or a medium secured personal loan. You can borrow between $300 to $2,000 with our smaller loan that you can repay over a period of 6 to 9 months. A larger loan is between $2,001 to $5,000 which you can repay over 9 to 24 months. This larger loan will often require an asset, generally a vehicle, to be tied to the loan as security.
The costs of our Nifty fast approval loans are explained in the cost table on our costs page. The costs of our loans are factored into the total repayment amount. To give you an idea of how much your repayments will be, you can use the loan repayment calculator at the top of the page. Drag the slider to adjust the amount you want to borrow, as well as the repayment period over which you would like to repay your loan.
Here’s how repayments work. We help you to set up a direct debit so that your repayments come out of your account automatically. You can nominate which day you would prefer your repayments to be deducted. We suggest arranging for your repayments to come out of your account to match your pay cycle. In other words, if you get paid fortnightly, arrange for your payments to come out on a fortnightly basis.
Good question! We do have eligibility criteria that you’ll have to meet before you can apply. If you want to apply for Nifty fast approval loans, see if you can check off everything on this list.
In order for us to give you fast approval loans, we will need you to provide us with a few pieces of supporting documentation. However, the great news is these can all be uploaded electronically. Here is a list of the things you may need to submit:
The short answer is yes. Here at Nifty, we believe that your credit history should be history! Some lenders don’t perform credit checks or formal enquiry’s at all when you apply for a mini loan, although we believe they are still useful. Although we do perform credit checks, we believe that everyone deserves a fair go and we understand that sometimes in life unexpected circumstances happen. That’s why we look at more than just your credit history when assessing your loan application.
There are very few businesses in Australia that will offer a personal loan with bad credit instant approval.
Here at Nifty we pride ourselves on not only being fast, but also being responsible lenders that don’t believe one mistake should decide your borrowing future. We assess all applications individually. So your credit report is not the only thing we look when assessing applicants for fast approval loans. That’s why we ask for your internet banking details so that we can look at your current financial situation and judge based on your present situation rather than your past.
The answer is yes! Here at Nifty personal loans, we don’t discriminate against Centrelink recipients. That’s because we understand that just because you receive Centrelink, it doesn’t mean that you can’t responsibly manage financial commitments. As long as you are receiving regular payments into a personal bank account you can apply.
If you receive regular income, online loans fast outcomes unemployed people may not be off limits to you! As long as you can provide evidence of a regular stream of income such as with Centrelink, you may be eligible to apply for fast outcomes from Nifty!
You may be wondering what the benefits are of borrowing personal loans from Nifty. There are plenty of benefits you experience when you borrow fast approval loans from Nifty. We’ve decided to list them out here for you:
Here at Nifty, we offer smart fast outcome loans with no fuss. If you have any problems our friendly customer service staff are here for you to talk to. In most cases, if you apply within business hours, you’ll receive an outcome within the hour. If you apply outside of business hours we’ll get you a response as soon as we are back in the office.
Rest assured Nifty has an amazing team of loan experts ready to look after you if you have questions throughout your loan term.
If you want to pay your loan off early, you can! Plus, we won’t charge any early exit fees. That means that if you are ready to pay your loan off earlier than the end of your loan term you can feel free to go ahead and do so.
One of the great benefits of online loans Australia is that you can use them for almost any purpose you like. Whether it’s for car rego, a car repair, rental bond or you are buying a new fridge, it’s up to you what you use your loan to pay for!
Before you apply for a personal loan there are a few things you need to do before you make the decision to borrow. Here is a list of some the things you may want to ask yourself before you make the decision to borrow:
The most important thing to work out before you decide to borrow is if you can afford to make repayments, particularly if there is an instant approval loans need cash today kind of urgency. Work out if you can fit your repayments into your budget, without dishonours which may draw your loan out longer and add extra dishonour fees.
When looking at your loan application, we will do a financial assessment before we make the decision to extend you a loan offer. We may be able to suggest different repayment terms to help make your repayments more manageable. You can use our loan calculator to see if you can afford your loan. Another good tool to use to help you work out whether you can fit your repayments into your budget is MoneySmart’s budget planner.
Always ask yourself: is this loan right for me?
It’s always a good idea to ask yourself about your reason for getting a fast approval loan before you make the decision to borrow. Is the reason you need a loan urgently? Or can it wait until a more convenient time?
Once we have approved your application, we will extend you an offer for a loan. So, it’s important to ensure that you have read the terms and conditions of the loan contract before you decide to borrow and accept the contract.
If you’ve been knocked back for a loan in the past when you need money fast, you may be wondering what went wrong. Well, Nifty has compiled a quick list of the 4 most common reasons for an application to be declined, have a look!
Whether you came here looking for instant approval loans need cash today or online loans instant approval Australia, consider fast loan from Nifty! Apply online today!
Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.Read More
$300 - $2,000
* Not applicable. Small loans do not charge an annual interest rate.
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.