Do you need same day cash loans in a hurry? Apply now at nifty personal loans. We are 100% online! No credit checks!
Need some fast finance? We're here to help.
WARNING: Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
- If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments
The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009
To be eligible for a Nifty loan you must:
- receive a regular income which is paid into your bank account for at least 3 months;
- receive at least $400 per week or $800 per fortnight from an employer or Centrelink;
- you must not have received a Centrelink Emergency payment within the last 3 months;
- not be in financial hardship, dealing with a financial councillor or be considering entering any form of bankruptcy;
- you must show evidence of being able to handle financial commitments on your bank statements (regular payments, direct debits, etc.).
Same day cash loans
Are you wondering what these Same day cash loans that people are talking about are? Then you have come to the right place!
Here at Nifty we pride ourselves on our customer service excellence, our 100% online loans, and our speedy loans! Nifty can have your same day cash loan to you usually within 60 minutes of your loan being approved. Now that’s a fast Nifty loan!
What are Nifty same day cash loans?
A Nifty same day cash loans are a short term unsecured loan to help you get back on your feet when life throws you a curveball. This same day cash loans include an agreement where the borrower must repay the original loan, plus fees over a defined period of time. A Nifty same day cash loan is a small loan usually between $50-$1,000 for a fixed term.
We are a 100% online Australian lender and have friendly customer service representatives available to answer any questions you may have.
How do same day cash loans work?
Nifty same day cash loans are usually between $50 to $1,000. Here at Nifty we understand the significance of instant same day cash loans and that life doesn’t always allow for planning. We are leaders in our field at offering a solution for life’s little speed bumps that the big banks don’t want to know about. Our monthly fees are 25% cheaper than most of our competitors and we are 100% online!
What are the benefits of getting my same day cash loans online?
There are some pretty big benefits from getting your same day cash loans online!
- One of them being the fact that you don’t have to leave your living room or office to apply and receive your same day cash loans!
- It will only take you on average 4 minutes to fill in our application form and you will get a yes or no answer on your loan application within minutes!
- No credit checks! We believe that the past is just that and should stay there.
Here at Nifty we understand that life doesn’t always go to plan and sometimes customers need a second chance and Nifty want to give you that chance!
Money transferred upon approval – Once your loan application is approved, the loan money will be transferred into your account within 60 minutes.
Do you do credit checks when I apply for a same day cash loan?
No! Unlike other big lenders Nifty understands that sometimes life hands us bills/situations we are not entirely to blame for. We don’t think you should be punished for them either! So as far as we’re concerned your credit history is history! We won’t do a credit check or formal enquiry when you apply for your same day cash loans with us.
If I’m receiving Centerlink benefits can I still apply for one of your same day cash loans?
Absolutely! All you need to do is be able to show us that you are receiving at least $400 a week or $800 a fortnight into a personal bank account and your loan could be approved within 60min! Now that’s a Nifty little loan! So what are you waiting for? Start your partnership with Nifty today! Jump online anytime anywhere! All you need is an internet capable device and you can get your same day cash loans started with Nifty NOW!
There are a few things you will need to be eligible for a Nifty same day cash loan
Must be at least 18 years of age.
An Australian Citizen or permanent resident.
Receive a regular income into a personal bank account for at least 3 months.
Receive at least $400 per week or $800 per fortnight from an employer or Centrelink.
Not be in financial hardship or be considering entering any form of bankruptcy.
You must show evidence of being able to handle financial commitments on your bank statements (regular payments, direct debits, etc.).
Must not have received a Centrelink Emergency payment within the last 3 months.
If you meet these criteria, apply now and receive an outcome within 60 minutes* (in normal business hours).
Here’s how our same day cash loans work
Loan Amounts: Minimum $50 to Maximum $1,000.
Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 3%. Under the current legislation Nifty Personal Loans does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
Terms: Minimum 9 weeks to Maximum 24 weeks.
Example: Loan Amount of $500 over 10 weeks repayable weekly $500 (Principle Amount)+ $100 (20% Establishment Fee) + $45 (fees based on 3% per month over 10 weeks) = $645 total repayable in 10 weekly installments of $64.50.
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