We can offer same day cash loans up to $5,000 in a hurry. Apply now at Nifty Loans. We are 100% online!

How much cash do you want?
How long do you want it for?

Loans from $2100 to $5000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Loans from $2100 to $5000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Repayments

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here for a worked example

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on our loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here for a worked example

same day cash loans

Same day cash loans

Are you wondering what these same day cash loans that people are raving about? Then you have come to the right place! Nifty Loans can offer same day cash loans!

Here at Nifty, we pride ourselves on our customer service excellence, our 100% online loans, and our speedy loans! You can apply for your same day cash loan and have it in your account within 24-hours! Now that’s a fast Nifty loan!

Who is eligible for a Nifty loan?

To apply for a possible same day cash loan, you simply need to meet the following requirements:

  1. Must be over 18 years old
  2. Be an Australian citizen or permanent resident
  3. Be receiving a regular income for at least 3 months
  4. Have an active mobile number and email address

That’s it! Just those four requirements and you’re ready to apply with Nifty Loans!

What are Nifty same day cash loans?

Nifty can offer same day cash loans are short term unsecured loans to help you get back on your feet when life throws you a curveball. Same day cash loans include an agreement where the borrower must repay the original loan, plus fees over a defined period of time. A Nifty same day cash loan is a small loan usually between $300 – $5,000 for a fixed term.

We are a 100% online Australian lender and have friendly customer service representatives available to answer any questions you may have.

How do same day cash loans work?

Nifty same day cash loans are usually between $300 to $5,000. Here at Nifty, we understand the significance of instant same day cash loans and that life doesn’t always allow for planning. We are leaders in our field at offering a solution for life’s little speed bumps that the big banks don’t want to know about. We are 100% online!

How to apply for same day cash loans

Applying for same day cash loans is easy. Our application can be completed within minutes, and as a bonus, is 100% online! Here are the parts that make up the magic of the same day cash loans we can offer:

Part 1: Apply Online

Our cash loans application is simple and convenient. Say goodbye to fruitless trips to the bank and endless meetings with your bank. At Nifty, we don’t make you jump through the ringer, we give the right tools to succeed. To start your application, simply scroll up and use our loan calculator. Just select how much you wish to borrow and for how long. Then, select whether you wish to make your repayments weekly, fortnightly, or monthly. Once you are happy with your loan terms, click the Apply button and you’re on your way to same day cash loans! It’s that easy.

Part Two: We Assess your Application

After you’ve submitted your application, the rest is down to our expert team of loan specialists. So, don’t sweat it. Sit back relax and enjoy a calming cup of tea or coffee (or whatever your poison is), while we assess your application. However, keep a keen eye on your emails and texts for exciting info.

Part Three: We deliver your moolah!

If you hear the good news (that you’re approved!), then just review and sign the electronic contract and your moolah will be transferred on the same day! It’s that easy. No fuss, no worries. This is, of course, provided your contract is signed before the close of business.

What are the benefits of getting my same day cash loans online?

There are some pretty big benefits from applying for our potential same day cash loans online!

  • One of them being the fact that you don’t have to leave your living room or office to apply and receive your same day cash loans!
  • Our application is fast and to the point. Most applicants will get a yes or no answer on their loan application within minutes!
  • Looking for no credit checks loan? We do credit checks! But here at Nifty, we don’t only look at your bad credit, because we think that your credit history shouldn’t be the only thing considered when assessing your loan eligibility.

Here at Nifty, we understand that life doesn’t always go to plan and sometimes customers need a second chance and Nifty want to give you that chance!

Money transferred upon approval – If you’re loan application is approved, the loan money will be transferred to your account on the same day (provided the contract is signed before close of business).

Do you do credit checks when I apply for the same day cash loan we can offer?

Yes! But we do consider bad credit, unlike some lenders. We don’t think you should be rejected based purely on a credit check.

If I’m receiving Centrelink benefits can I still apply for one of your same day cash loans?

Absolutely! All you need to do is be able to show us that you are receiving regular income into a personal bank account and your loan could be approved within 60 minutes (if you apply during regular business hours!). Now that’s a Nifty little loan! So what are you waiting for? Start your partnership with Nifty today! Jump online anytime anywhere! All you need is an internet capable device and you can get your same day cash loans started with Nifty NOW!

There are a few things you will need to be eligible for a Nifty same day cash loan

Must be at least 18 years of age.

An Australian Citizen or permanent resident.

Receive a regular income into a personal bank account for at least 3 months.

You need to have an active mobile number and email address.

Q

Not be in financial hardship or be considering entering any form of bankruptcy.

You must show evidence of being able to handle financial commitments on your bank statements.

Q

Must not have received a Centrelink Emergency payment within the last 3 months.

R

If you meet these criteria, apply now and receive an outcome within 60 minutes (subject to workload and business hours).

how it works.

small personal loans.

  • Loan amounts: $300 – $2,000
  • Terms: 3 months – 6 months
  • Establishment fee: Up to 20%
  • Monthly fee: 4%

Example

Loan Amount: $1000 $1000
Term: 6 Months, repayable weekly (25 weekly repayments) 12 Months, repayable weekly (50 weekly repayments)
Principal amount: $1000 $1000
Establishment fee: $200 (20% establishment fee) $200 (20% establishment fee)
Total other fees: $240 (fees based on 4% per month over 25 weeks) $480 (fees based on 4% per month over 50 weeks)
Total payable: $1,440 $1,680
Weekly installments: $57.60 $33.60

medium personal loans.

  • Loan amounts: $2,100 – $4,600
  • Terms: 13 months – 24 months
  • Establishment fee: up to $400.
  • Annual Percentage Rate (APR): 48%
  • Comparison Rate: 67.41%
  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Example

Loan Amount: $3,000 $4,500
Term: 18 months, repayable weekly (78 weekly repayments) 24 months, repayable weekly (104 weekly repayments)
Principal amount: $3,000 $4,500
Establishment fee: $400 $400
Total other fees: $1,379.06 (reducing interest) $2,732.56 (reducing interest)
Total payable: $4,779.06 $7,632.56
Weekly installments: $61.27 $73.39

large personal loans.

  • Loan amount: $5,000
  • Terms: 13 months – 24 months
  • Establishment fee: up to $400.
  • Annual Percentage Rate (APR): 21.24%
  • Comparison Rate: 48%
  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Example

Loan Amount: $5,000 $10,000
Term: 18 months, repayable weekly (78 weekly repayments) 24 months, repayable weekly (104 weekly repayments)
Principal amount: $5,000 $10,000
Total Interest: $2,027.80 $5,577.12
Total payable: $7,027.80 $15,577.12
Weekly installments: $90.10 $149.78

How customers rate Nifty’s Same Day Cash Loans?

samedaycashl Overall rating: 4.6 out of 5 based on 3 reviews.

Happy Customer

★★★★★
5 5 1
Nifty was very easy to apply with. They were very prompt in their reply to me and I received the money into my account without delay. Very happy with their service

Same day cash loans

★★★★★
5 5 1
I have bad credit so i didn't think I'd get help anywhere but nifty came through with a loan. Rego due so close to Christmas i was scared the kids would miss out. They worked out the amount that would be suitable for my financial situations and great repayment amounts. Will use again if ever needed

Perfect when your short of cash

★★★★☆
4 5 1
Needed money fast and nifty gave me a chance. Will apply again when I'm sort of cash. Would recommend nifty to any family or friends Thanks again nifty for giving me a chance

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