- Market leading customer service
- 60-Second Transfers once approved3
- Fast Loan Outcomes1
- Simple & Easy Application
We're now becoming part of the award winning Jacaranda Finance group.
Here's what you can expect:
Quick loans Canberra were designed to be used by Canberra residents to cover unexpected costs that cannot be easily managed. Nifty Loans offers fast personal loans from $2,100 to $15,000 to cover a variety of expenses; from a dental procedure to unexpected vet bills, cash loans Canberra are a short term financial solution to help you cover the costs.
Nifty Loans is a 100% online lender. This means that we can deliver fast outcomes efficiently and effectively completely online. We are one of Australia’s fastest lenders, often delivering loan payouts within just 60-seconds**. We endeavour to get back to you on the same day* of your loan application; when you are searching for quick cash loans, Nifty Loans may be the lender for you.
Loans Canberra, otherwise known as cash loans ACT, are a form of personal loan designed specifically to be used by Canberra residents. While Canberra is not a largely expensive city to live in, it is still sometimes inevitable for bills to pile up and a strain to be put on your budget. Nifty Loans offers two types of personal loans: small loans, medium loans and large loans.
Medium loans are for amounts from $2,100 to $4,600. Repayment terms vary from 9 months to 18 months, and medium loans can be either secured or unsecured.
Large loans range from $5,000 to $15,000. Repayment terms on large loans are from 12 to 24-months. Large loans must be secured; this means that an asset must be offered as collateral against the loan. This could be in the form of a car, motorbike or caravan. The reason for this is because these loans accompany a higher risk for the lender; secured loans allow us to continue to offer affordable rates.
How to apply
If you are ready to apply for a loan today, Nifty’s online application is simple and easy; you could complete it in just a few minutes. We endeavour to deliver our loan outcomes on the same day* of submitting your application. Upon approval, you could have your cash within 60-seconds**.
Complete your online application form
Our team assesses your application
We will let you know the outcome of your application
If approved, review and sign your contract
Receive your money
We have a few standard eligibility requirements all of our applicants must meet so that we can approve their applications. Before you apply, ensure that you meet the following criteria:
- You are at least 18 years old
- You have a consistent income into your bank account for at least 90-days
- You are an Australian citizen or permanent resident
- You have an active mobile number and email address
- You have internet banking set up
So that we can streamline your application process, please ensure that you provide your supporting documents at the time you submit your application. It may be helpful to have these documents handy when you apply:
- 100 points of identification
- Your basic personal information (date of birth, full name, address, etc.)
- The reason for your loan
- Your online banking details
Fast cash loans Canberra with bad credit
Nifty Loans is an online lender. This means that we can be more lenient in our credit requirements than traditional lenders like banks and credit unions. We provide bad credit loans to eligible applicants that can afford to make their repayments, even with bad credit. We conduct a thorough financial analysis on all of our applicants using their bank statements to ensure that a loan is manageable. If we determine that you can manage a loan, even with bad credit, we may be able to provide you with a same day cash loan.
All of our applications are subject to an independent assessment. We adhere to the responsible lending guidelines set by ASIC. We must still conduct a credit check on every loan application we receive; however, even with bad credit, we may be able to provide you with a loan.
Frequently asked questions
If you still have questions about our cash loans Canberra, you may find the answers below.
How much can I borrow?
You can apply to borrow any amount from $2,100 to $15,000. Our team will conduct a financial assessment to ensure you can manage your loan. Your repayment terms will vary depending on how much you borrow.
What are the fees and charges?
This will depend on the different loan amount and your current financial situation. Each loan type accompanies different fees and charges. Additionally, if you have a poor credit history, you will likely be offered a higher interest rate. All of the fees and charges will be clearly outlined to you in your loan agreement.