Cash Loans Sydney from $2,100 to $15,000 | Nifty Loans
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What's New?

We're now becoming part of the award winning Jacaranda Finance group.

Here's what you can expect:

  • Market leading customer service
  • 60-Second Transfers once approved3
  • Fast Loan Outcomes1
  • Simple & Easy Application
* All personal loan rates, fees and charges, product claims, and credit application links represented on this website are now for products and services offered by Jacaranda Finance, who you will be referred to to apply.

Quick cash loans in Sydney

Sydney is well known for being one of the most expensive cities in the world. Living in Sydney can be very costly, even in a small apartment kilometres away from the CBD. Have you had an emergency expense, but dread the dent to your budget? We have a Nifty solution for you!

Cash loans Sydney are personal loans that can be accessed by people who live in Sydney. You can apply 100% online and receive the money within 24-hours of your application. This cash injection can be extremely useful when unexpected expenses occur and you need to cover them quickly.

What can I use my personal loan for?

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Car repairs
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Travel expenses
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Debt consolidation
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Urgent medical expenses
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Home renovations

How to get an online cash loan

Cash loans Sydney with Nifty are all 100% online. That means no matter where you are or what you are doing, if you have access to a computer or smart phone, you can apply for a personal loan with Nifty.

Similarly, if you are looking for a car loan in Sydney, the application process remains almost the exact same; 100% online, quick and easy. If apply during our business hours, you could get approved on the same day*.

Who can apply for cash loans Sydney?

At a minimum, you must:

  • Be 18 years or older
  • Be an Australian citizen or Permanent Resident
  • Receive a consistent income into a personal bank account for at least 90 days prior to applying
  • Have a mobile number and email address
  • Have internet banking set up

Frequently asked questions about
Sydney loans

What if I have bad credit?

We do not believe that your credit score tells your whole story. We’ve provided thousands of bad credit loans to Aussies across the nation. While we must conduct a credit check on all applications because of our commitment to responsible lending, do not let this deter you from applying. We will look at many factors before approving your fast cash loan application, not just your credit history.

How much can I borrow?

You can apply for a quick loan with us for any amount between $2,100 to $15,000. These amounts fall into two tiers: medium loans and large loans. Medium loans ($2,100 – $4,600) can be paid back over 9 to 18 months; and large loans ($5,000 to $15,000) can be paid back over 12 to 24-months. We will assess your application to ensure you can afford the loan amount you are applying for.

How much does a Sydney cash loan cost?

This will completely depend on how much you wish to borrow and your current financial situation. As with all loans, interest and other charges may apply. For more information, visit our costs page. The interest rate and comparison will vary depending on a few factors, one of these being your credit score.

How do I repay my loan?

Loan repayments are made simple with our high-tech and innovative repayment system. We will set up a direct debit from your account that aligns with your pay cycle on either a weekly, fortnightly or monthly basis. We do this to ensure you have enough money in your account on your repayment day. Once you’ve paid off your loan in full, the repayments will automatically stop.

Can I pay off my loan early?

You will not be charged an early settlement fee for paying out your loan early. If you are in the position to pay off your loan early, we recommend that you do so.

Why Nifty Loans?

If you find yourself strapped for cash, you can always apply for a personal loan with Nifty. Our application process is 100% online, meaning it’s paperwork free. You won’t be required to fill out piles of paperwork or scan any tedious documents. Simply apply with our fast online application form and you could have your outcome on the same day*.

Not in Sydney? We offer loans to people all over Australia. Check out our Tasmania loans.

Ready to Apply?