- Market leading customer service
- 60-Second Transfers once approved3
- Fast Loan Outcomes1
- Simple & Easy Application
We're now becoming part of the award winning Jacaranda Finance group.
Here's what you can expect:
Access quick cash on the coast
When financial emergencies arise and you’re short on cash, who do you turn to? There are so many lenders out there that you could literally spend hours scouring the internet, not knowing where to turn to or who to trust. Choosing the right lender for your cash loans Gold Coast is an important decision. And while it may seem like an impossible task when you have so many options, know that there is a light at the end of the loan tunnel.
That’s where Nifty comes in with suitable and affordable personal loans to help you get your finances sorted, fast. Nifty specialises in super-fast and convenient cash loans from $2,100 to $15,000. With the latest in technology and offering a 100% online application process, you can submit an application from anywhere and at any time in Australia. All you need is a smartphone and a few minutes. Sound good? Let’s get started.
Cash loans Gold Coast – what are they?
Cash loans Gold Coast are small personal loans designed for people situated on the Gold Coast who need a bit of spare cash, fast. Ranging from $2,100 all the way up to $15,000, they can be used for a bunch of different reasons. Whether you’re looking for a personal loan because of emergency reasons or something a bit more every day, Nifty can help with our fast and easy application process. Our cash loans are 100% online meaning you can apply from anywhere including Benowa, Burleigh Heads, Cedar Creek, Coomera, Helensvale, Labrador, Miami, Nerang, Robina, Surfers Paradise or Tugun.
What can I use my loan for?
In a nutshell, cash loans Gold Coast can be used for so many different reasons, depending on your needs. Need an emergency loan to cover an unexpected bill? No problem. Have you just been hit with a huge dentist bill and you’re not sure how you’re going to cover all the costs? Nifty can help with a dental loan. Or maybe you’re ready to book the trip of a lifetime and need a travel loan to help you get there. Think ‘Nifty’ cause we’ve got you covered.
Whether you’re looking to jet off overseas, or you’re looking to stay local and maybe explore some of the beautiful sights the Gold Coast has to offer. Whatever the location, know that if you need a bit of a break, Nifty is here to get you well on your way to relaxing poolside somewhere with a drink in your hand and a smile on your face.
Things happen, and life has a habit of throwing the occasional curveball just to keep us on our toes. Sometimes, we don’t always have spare cash when we get given one of those curveballs. Whatever you need a quick personal loan for, Nifty could get you the cash you need, without hassle.
Life can be tough. Applying for a quick loan doesn’t have to be. Our application criteria are pretty simple. We believe everyone should have the chance to get their hands on that much-needed funding. Rather than have a set of needlessly strict criteria, we simply ask for the following things from you:
- You must be at least 18-years of age at the time of application;
- You must have an active Australian phone number and email address;
- You must be an Australian citizen or permanent resident;
- You must have internet banking set up.
- You must have a regular income for at least the last 3-months being deposited into a personal bank account.
If you answered ‘yes’ to the above criteria, then you are more than welcome to scroll up and hit that ‘Apply’ button, to submit your application now.
We grab some key details from you during the application process so that we can properly assess your application. By having the following information handy, you can be sure that the application will be a piece of cake and your assessment will be super speedy:
- Your personal details – including name, D.O.B., address, phone number, etc.;
- Your reason for applying for cash loans Gold Coast;
- Your employment details and contact information (we may need to get in touch if we need to verify your employment status);
- Your internet banking details – so that we can secure a read-only copy of your recent bank statements.
How do I apply?
We like to keep things simple. No unnecessary paperwork or information, just a quick, easy 100% online application that you can complete from almost anywhere if you have a smartphone handy. No need to worry about hunting down paperwork from years ago that’s probably fallen behind the filing cabinet. Take a look at our cash loans Gold Coast and see just how easy it really is.
Step 1: Decide how much to borrow
Scroll up to the top of this page and using our handy loan calculator let us know how much you would like to borrow and the repayment term. Next click on the ‘Apply Now’ button to get your application off to a quick and successful start.
Step 2: Fill in your loan application form
Now we’ll grab a few important details from you such as your name, DOB, employment status and your reason for applying for a loan so that we can get to know you a little better. This part should only take you a few minutes to complete.
Step 3: We assess your application
Congrats, your part’s all done! Now it’s all up to our team of talented assessors to get to work on your application. Our team will conduct a thorough assessment of your application, and depending on what time you applied, you could have your outcome on the same day* (if you apply during AEST business hours).
If you applied outside of our business hours (AEST) don’t panic too much, we’ll get back to you first thing next business day.
Step 4: Review your cash loans Gold Coast contract
If your application for a loan has been successful, we’ll SMS you and email through your contract for you to review and sign. We strongly encourage everyone to thoroughly read and review their agreements and to take note of your repayments dates and amounts as well as any fees or charges late or missed payments. Once you’re happy with your contract simply e-sign it for us and send it back. It really is that simple!
Step 5: We transfer your cash
Once we successfully receive your signed contract we’ll release your cash straight into your account. Depending on what bank you’re with, you could have your funds in your account in as little as 60-seconds**! Otherwise, you should see your cash in your account within the next few hours, or at the very latest, overnight. Pretty Nifty isn’t it?
Here at Nifty, it’s our job to make applying for cash loans Gold Coast easy. We’re specialists in no-fuss, speedy loans with quick, pain-free assessments. If you submit an application for cash loans Gold Coast today, you could have your cash in your bank account tomorrow. It really is that easy with Nifty. So, next time life throws you a curveball and hits you with unexpected expenses, or you have a sudden emergency and need an emergency loan, never fear because Nifty is here to help.
You can also rest easy knowing that in Nifty, you have yourself a responsible lender that always has your best interests at heart. We will always strive to provide you with the very best in responsible lending practices and always ensure we undertake a thorough and fair assessment of every application that we receive.
If you have any questions about our procedures, want to check up on the status of an application you submitted or want to clarify any part of your contract or repayments, please don’t hesitate to give us a quick call on 1300 471 328.
Life is already tough enough without getting hit with hidden fees or charges. We’re firm believers in transparency and one of the key ways we show this is by being completely honest and upfront with any and all fees that will be associated with your loan. In fact, we encourage you to take a good look at these before you sign your contract to ensure you are aware of any charges that you may accrue
If you find that you have a question about something or you don’t understand any of the fees, don’t hesitate to give us a call! It’s why we’re here and we’re always happy to help in any way we can. Once you’ve signed your cash loans Gold Coast contract, you can rest easy knowing that Nifty will never surprise you with an unexplained and sudden fee or charge. As responsible lenders, we stick to our word and promise that what you see is what you get.
Nifty’s commitment to responsible lending
Here at Nifty, we understand just how important responsible lending practices are. We take responsible lending seriously and have been working hard to dispel that image of the seedy guy in the back alley in a trench coat, trying to sell you something you don’t need or want. Or, perhaps you’re more familiar with the term ‘loan shark’. Regardless, we’ve made it our mission to prove that mental image wrong.
One of the reasons that we perform such a thorough and fair assessment of every application that we receive, is our commitment to responsible lending practices. But, what do we actually mean by ‘responsible lending’? In a nutshell, we mean that we will never offer cash loans Gold Coast to someone if we don’t think they can afford the repayments. We’re here to help, not dig you into a hole of debt and despair. If we don’t think that you will be able to make your loan repayments then we will not approve a loan for you. It’s that simple. This is our commitment to responsible lending and to you, our valued client. We really do have your best interests at heart.
Frequently asked questions
What happens if I have bad credit?
For many traditional lenders like banks and credit unions, bad credit is considered a big ‘no no.’ They’ll most likely reject you on the spot once they’ve conducted a credit check. Here at Nifty, we’re not so restrictive in our views. We like to take a fresh approach to lending. In fact, did you know that we actually offer emergency loans for people with bad credit? We know that people make mistakes and things happen that are out of our control.
We’d much rather take a thorough look over multiple different aspects of your application and make a judgement based on your overall application, not just something that may have happened several years ago. With that in mind, Nifty does conduct credit checks, but we won’t assess your application solely on the basis of a credit check.
We take a lot of things into account. We’ll take a look at your employment status, income, banking habits and overall relationship with money to get a good idea of whether or not you can comfortably afford the loans repayments.
So apply with Nifty! You can always guarantee you’ll be given the fair go you deserve!
What loans do we offer?
|Unsecured or Secured
|$2,100 – $4,600
|9 – 18 months
|$5,000 – $15,000
|9 – 24 months