*During normal business hours.
While Adelaide is one of the cheapest mainland capital cities in Australia, the costs of bills, food, rent and other expenses can still easily pile up. If you are struggling to find the money available to easily manage your finances, we have a Nifty solution for you. Nifty Loans offers fast cash loans Adelaide up to $10,000.
If you are looking for personal loans in South Australia, we offer loan options ranging from $300 to $10,000. We provide as close to instant cash loans in Adelaide that you can find. Whether you are looking for a small loan or large loan, Nifty will have an option to suit you.
We offer three types of personal loans: small cash loans, medium loans and large loans. Our Small loans range from $300 to $10,000 are unsecured short term loans. Medium and large loans are both secured loans, meaning that an asset must be attached to the loan as collateral. Medium loans range from $2,001 to $4,600 and large loans range from $5,000 to $10,000. The repayment periods for these loans will vary depending on how much you wish to borrow.
You can apply for any amount up to $10,00 using our loan slider at the top of this page. Our online loan application is paperwork free and can be completed in less than 8 minutes. All you need to apply is an internet connection, a mobile device or laptop and a few spare minutes. We could get back to you with an outcome in 60 minutes and, once we receive your signed contract, you could have your money in just 60 seconds.*
A personal loan can be helpful for a variety of reasons. Whether it’s an emergency medical expense or a much-needed holiday, a personal loan can be extremely helpful for some extra cash. These are some of the most common reasons people have taken out personal loans with Nifty.
Do you have bad credit? Have you been searching for ‘cash loans Adelaide with no credit check’? We provide bad credit loans to people with a poor credit history. We will take a realistic look at your financial situation as a whole before deciding whether a personal loan is a good option for you.
We partner with bank statements service, Credfin, to access a read-only copy of your recent bank statements.. This is to analyse your current income and spendings to see whether you will be able to comfortably make your loan repayments. We must conduct credit checks on all of our loan applications in compliance with the responsible lending practices set by the ASIC. However, even if you have bad credit, we may be able to provide you with a loan.
We provide personal loans to people that receive government benefits. We consider most Centrelink income as regular income. As long as you have been receiving your consistent payments for the last 90 days, we may be able to provide you with a loan. What is important to us is that you will be able to repay your loan.
Are you thinking about applying for a same day cash loan with Nifty? We have a few eligibility criteria all of our applicants must meet. Please ensure you can answer ‘yes’ to the following requirements:
For the fastest loan outcome, ensure that you have these documents available when you apply.
Ready to apply for a loan today? Our online application process is completely straightforward and easy. Follow these simple steps and apply for your loan amount in under 10 minutes.
Step 1: Apply online
Step 2: We assess your application
Step 3: If your application is approved, review and sign your contract
Step 4: Receive your money
A cash loan in Adelaide is a personal loan available to Adelaide residents. You can apply to borrow between $300 to $10,000 with Nifty Loans in Adelaide.
We will endeavour to get back to you within 60 minutes after you’ve submitted your application (if you apply within our business hours). If your application is approved, we will transfer the money straight to your account. You could have this money ready to use within 60 seconds (depending on your bank).
We don’t charge early settlement fees at Nifty, so if you want to repay your cash loan earlier than your agreed term, you are free to do so. This could save you on monthly fees and interest.
That will completely depend on a few factors, including how much you are looking to borrow and your current financial situation. If you would like more information about our fees and charges, refer to our costs page or use the loan slider at the top of this page for a detailed cost breakdown.
Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.Read More
$5,000 - $10,000
$2,001 - $4,600
$500 - $2,000
* Not applicable. Small loans do not charge an annual interest rate.
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.