Cash Loans Adelaide up to $10,000 | Nifty Loans

No fuss.
Just nifty loans.

Get your cash within 60 seconds of approval*

Apply now for:

Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments:

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Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*

*During normal business hours.

Cash Loans Adelaide

Get up to $10,000 in Adelaide

While Adelaide is one of the cheapest mainland capital cities in Australia, the costs of bills, food, rent and other expenses can still easily pile up. If you are struggling to find the money available to easily manage your finances, we have a Nifty solution for you. Nifty Loans offers fast cash loans Adelaide up to $10,000. 

How do I get a cash loan in Adelaide?

If you are looking for personal loans in South Australia, we offer loan options ranging from $300 to $10,000. We provide as close to instant cash loans in Adelaide that you can find. Whether you are looking for a small loan or large loan, Nifty will have an option to suit you.

We offer three types of personal loans: small cash loans, medium loans and large loans. Our Small loans range from $300 to $10,000 are unsecured short term loans. Medium and large loans are both secured loans, meaning that an asset must be attached to the loan as collateral. Medium loans range from $2,001 to $4,600 and large loans range from $5,000 to $10,000. The repayment periods for these loans will vary depending on how much you wish to borrow.

You can apply for any amount up to $10,00 using our loan slider at the top of this page. Our online loan application is paperwork free and can be completed in less than 8 minutes. All you need to apply is an internet connection, a mobile device or laptop and a few spare minutes. We could get back to you with an outcome in 60 minutes and, once we receive your signed contract, you could have your money in just 60 seconds.*

What can I use my personal loan for?

A personal loan can be helpful for a variety of reasons. Whether it’s an emergency medical expense or a much-needed holiday, a personal loan can be extremely helpful for some extra cash. These are some of the most common reasons people have taken out personal loans with Nifty.

  • Taking a holiday
  • Consolidating your debt
  • Covering unexpected costs and bills
  • Home renovations
  • Emergency medical bills
  • Dental expenses
  • White goods
  • School supplies

What about bad credit loans?

Do you have bad credit? Have you been searching for ‘cash loans Adelaide with no credit check’? We provide bad credit loans to people with a poor credit history. We will take a realistic look at your financial situation as a whole before deciding whether a personal loan is a good option for you. 

We partner with bank statements service, Credfin, to access a read-only copy of your recent bank statements.. This is to analyse your current income and spendings to see whether you will be able to comfortably make your loan repayments. We must conduct credit checks on all of our loan applications in compliance with the responsible lending practices set by the ASIC. However, even if you have bad credit, we may be able to provide you with a loan. 

We provide personal loans to people that receive government benefits. We consider most Centrelink income as regular income. As long as you have been receiving your consistent payments for the last 90 days, we may be able to provide you with a loan. What is important to us is that you will be able to repay your loan.

Who is eligible?

Are you thinking about applying for a same day cash loan with Nifty? We have a few eligibility criteria all of our applicants must meet. Please ensure you can answer ‘yes’ to the following requirements:

  • You are at least 18 years old
  • You are an Australian citizen or permanent resident
  • You have had a consistent income into your bank account for the last 90 days
  • You have an active email address and mobile number
  • You have internet banking set up

What documents do I need to provide?

For the fastest loan outcome, ensure that you have these documents available when you apply.

  • 100 points of identification
  • Your basic personal information (name, D.O.B, address etc.)
  • Online banking login details (so we can access read-only copies of your bank statements)
  • The reason for your loan application
  • Your myGov details (if you receive Centrelink benefits) 

How to apply

Ready to apply for a loan today? Our online application process is completely straightforward and easy. Follow these simple steps and apply for your loan amount in under 10 minutes.

Step 1: Apply online

Step 2: We assess your application

Step 3: If your application is approved, review and sign your contract

Step 4: Receive your money

FAQs

What is a cash loan in Adelaide? 

A cash loan in Adelaide is a personal loan available to Adelaide residents. You can apply to borrow between $300 to $10,000 with Nifty Loans in Adelaide.

How quickly can I get the money?

We will endeavour to get back to you within 60 minutes after you’ve submitted your application (if you apply within our business hours). If your application is approved, we will transfer the money straight to your account. You could have this money ready to use within 60 seconds (depending on your bank).

What if I want to pay out my cash loan early?

We don’t charge early settlement fees at Nifty, so if you want to repay your cash loan earlier than your agreed term, you are free to do so. This could save you on monthly fees and interest. 

What are the fees and charges?

That will completely depend on a few factors, including how much you are looking to borrow and your current financial situation. If you would like more information about our fees and charges, refer to our costs page or use the loan slider at the top of this page for a detailed cost breakdown.

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Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Large Loans

Large Loan Example

$5,000 - $10,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
Establishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details

Medium Loans

Medium Loan Example

$2,001 - $4,600

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
Establishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details

Small Loans

Small Loan Example

$500 - $2,000

Loan amounts:
$500 - $2,000
Terms:
12 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
12 Months, (52 weekly repayments
Establishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$35
View Loan Details

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.