- Market leading customer service
- 60-Second Transfers once approved3
- Fast Loan Outcomes1
- Simple & Easy Application
We're now becoming part of the award winning Jacaranda Finance group.
Here's what you can expect:
Are you in Tasmania and looking for a loan? Has your fridge suddenly died or has an unexpected bill popped up from nowhere? You might find yourself frantically searching for Tasmania loans. Well look no further, because Nifty is here to help!
Tasmania loans from Nifty are unsecured or secured personal loans. Whether you’re searching for loans Launceston, loans Hobart or cash loans Devonport, Nifty is always online to offer the loan you need. Because we are 100% online, you can apply from anywhere, such as Hobart, Launceston, Devonport, Burnie, Somerset, Kingston, Bridgwater, Wynyard, Latrobe or Bridgewater.
You can apply for a loan anytime, anywhere; however, if you apply outside of regular business hours, our team may assess your application by the next business day.
Nifty Loans offers quick personal loans from $2,100 to $15,000 and the repayment period will depend on the amount you choose to borrow. When applying for an easy loan, we provide flexible options suited to what you need. Select the exact amount you think you’ll need and how long you’ll need to repay this proposed amount. It’s that easy. To choose your loan options, scroll up to find our loan calculator and get started today.
Searching for quick cash and want to skip the headache? Want to complete an application in minutes, have a smart decision on the same day and get cash straight to your bank within 60 seconds**?
Nifty Loans is the online lender you need when an emergency strikes and funds are a little short. When you need finance fast, turn to Nifty for an application you can submit in minutes and smart outcomes you can get on the same day, depending on when you apply. If approved, you could have your money in 60 seconds**.
Bank says no? We can say YES!
We do things a little differently. Skip the hassle of time-consuming paperwork and scheduled meetings. Instead, jump online and submit an application for the loan you need in minutes!
Have less-than-perfect credit? Did bank say no? We can say yes. We cannot guarantee approval without assessing your application. However, we’re committed to giving every Aussie a fair go when the big bank won’t. How? We look at more than just a number; we look at the big picture. Our team assess your current relationship with money, including your income, spending and expenses. So, for a different take on your loan application, apply with Nifty Loans.
What are the types of personal loans?
There are a few flexible loan options to suit your situation. Before you apply, you can decide which one suits you best!
|Unsecured or Secured
|$2,100 to $4,600
|9 to 18 months
|Unsecured or Secured
|$5,000 to $15,000
|12 to 24 months
To apply with Nifty Loans, you need to tick off a few basic requirements:
- You’re an Australian citizen or permanent resident;
- You’ve been receiving a regular income into a personal bank account for at least 3 months;
- You have an active mobile number and email address.
If you meet these requirements, then yes, you can apply with Nifty Loans. You can complete our fast application in just a few minutes either from your smartphone or laptop – whatever suits. Nifty is the lender that’s here for you when you need it.
When you apply with Nifty, have these details on hand to make your application that much easier:
- Personal contact details, e.g. mobile number and email address;
- Internet banking details;
- Employment details.
If you have this information handy when you apply, you’ll fly through your application. We like to do what we can to make our clients’ lives that bit easier. So, if you have any questions throughout your application, please feel free to contact our friendly team.
With some lenders, you may have to submit paper bank statements or scans of documents that can confirm your identity. With Nifty Loans, we’ve automated as much of the application process as possible, so that you won’t need to submit physical paperwork with your Nifty Loans application.
We use the latest in secure banking technology to access a read-only copy of your bank statements, income and expenses. Skip the headache of attaching months worth of bank statements and detailed information about your expenses. Instead, submit a Tasmania loans application within a few minutes, and you could have a smart decision on the same day* (depending on when you apply).
Instant banking is a secure, online payment method that enables fast (almost instant!) bank transfers direct from your online bank account.
Introducing Nifty’s instant banking for all customers with NPP-enabled bank accounts. To deliver a true Nifty experience, we have integrated this secure banking technology into our loan process. You shouldn’t have to wait hours for your loan once approved; with Nifty you could receive your cash in 60 seconds**! It’s possible with Nifty.
So, whether you’re googling Tasmania Loans or Brisbane loans, if your application is approved, don’t wait for your cash, have it in a flash!
How can I get money, fast?
When your car breaks down, or a pipe bursts in your kitchen and it unleashes chaos, the last thing you need is a drawn-out loan process. You need an online application you can submit in minutes, a fast, smart outcome and cash straight to your bank. You need Nifty Loans. To have the cash you need straight to your bank, follow these three simple steps:
Step 1: You apply online
To get started with your Nifty application, scroll up to select from our flexible loan options. You can choose how much you wish to borrow and for how long. The possible repayments for your proposed loan will appear below as weekly, fortnightly or monthly payments. Hit the ‘Apply Now’ button, and you’ll be taken straight to your application. Fill out a few more details, and then once you’re happy, click ‘Submit’.
Step 2: We assess your application
Once you submit your application, our team will begin your assessment immediately, if you apply during regular business hours. We do our best to deliver a smart outcome on the same day of receiving your application. So, sit back and relax, grab a coffee, and we’ll take care of the rest.
Step 3: Wait 60 seconds** to see cash in your bank
If your application is approved, we’ll send you a contract to review, sign and send back. Once your contract is signed, you could receive your cash in as little as 60 seconds** straight to your bank! It’s possible with Nifty.
Yes, we do conduct credit checks on all our applicants. Don’t let that deter you from applying if you think you have less-than-perfect credit. We conduct credit checks as part of our commitment to responsible lending practices. However, we also look beyond your credit score and assess your current relationship with money.
We are committed to giving every Aussie a fair go at the loan they need even if they have less-than-perfect credit. Therefore, if you’re googling ‘bad credit loans Tasmania’, apply with Nifty. We don’t just look at a number, as part of the assessment process we look at the big picture. We assess your current relationship with money, your bank statements, income and expenses to determine whether you’re suitable for a personal loan.
Reasons you can apply for a personal loan
You can apply for a personal loan for a variety of reasons. Any reason is valid, aside from expenses required for day-to-day living, such as rent or food. Take a look at the most common reasons to apply for a quick cash loan.
Can I get a loan for a holiday?
You can apply for a holiday loan from $2,100 to $15,000 and the repayment period will depend on how much you wish to borrow. A holiday loan can be useful if you want to pay for a much-needed getaway.
Can I get help with my vet bills?
You can qualify for a vet bill loan when you need a helping hand. If your best bud swallows something he shouldn’t, your Nifty application is only a click away. Apply in minutes for the loan you need now.
Can I finance car repairs?
Nifty Loans can offer both unsecured and secured personal loans for any car repairs:
- Accident repairs
- Service costs
- New tyres
- Air-con repairs
- Painting and bodywork
- Windscreen repairs
- Engine repairs
- Battery replacement
When life happens, we don’t always have the cash we need on hand. If your engine gives in, and you need urgent repairs, submit a Nifty application in minutes, and if approved, you can have cash in 60 seconds**. We can also assist with car registration if you find yourself a little short when the bill lands on your doorstep.
You can apply for a medical loan to cover any medical expenses you may incur. If you fall ill, the last thing you want to worry about is completing more lengthy paperwork and waiting days for your finance. You need it quick, and we understand. So, apply in minutes, receive a quick outcome, and if approved, we’ll transfer cash straight to your bank.
Nifty Loans is the lender you can rely on when you need finance, fast. As we assess each applicant, we adhere to responsible lending practices. So, we never approve an application if we believe they cannot make their repayments. Throughout your loan, you can always chat with the Nifty team if you foresee any issues with an upcoming repayment. Our team will do their best to restructure repayments to help you stay on track.
No matter the emergency, Nifty has the lender you want on your team. With a fast application, fair and smart outcomes, and cash straight to your pocket, it’s time to apply for the finance you need.
We may be 100% online; however, we are committed to quality customer service. Our team is always on hand to assist with any enquiry you may have. Whether you need assistance with your application or have a question about your current loan, contact the Nifty team, no problem is too small.
Great! To get started scroll up and complete your application in just a few minutes, and we’ll do our best to deliver an outcome on the same day. If approved, that’s cash straight to your bank in 60 seconds**. So, why wait? Apply for the finance you need today.
**Only available for NPP-enabled bank accounts