Cash Loans Hobart | $2,500 To $10,000 | 100% Online | Apply Today!

Cash loans Hobart: What are they?

You may be asking yourself, “what are cash loans Hobart?” Well, let’s give you a quick run-down. Essentially, cash loans Hobart are personal loans that are available for Hobart residents and can be used for almost any personal expense. Think medical expenses to holiday loans and unexpectedly high utility bills to bond loans, the list just goes on. So, if you’re a resident of Hobart that needs a little financial pick-me-up, a small personal loan could be the perfect solution.

Nifty, your go-to lender

If you’re looking into cash loans Hobart, you can’t go by Nifty! Who are we? Well, we’re an Australian based lender offering personal fast loans from $2,500 to $10,000. Want to know the best thing, though? We are completely online! This means faster applications, faster processing and faster outcomes. Now, if that’s not Nifty, we don’t know what is. Before we go on about ourselves, though, let’s look into the beautiful ci!

A history of Hobart

Established in 1804, the town of Hobart, then known as Hobart Town, quickly became one of the largest settlements on the island of Tasmania. As with most colonies within Australia, the bulk of Hobart’s population consisted of convicts from the United Kingdom. With such a population, Hobart initially struggled to find it’s footing due to an unacclimatized population and a lack of skilled labour. Slowly but surely, though, the population of Hobart began to thrive, establishing the city as the capital of Tasmania and developing it into the flourishing town it is known as today. Since then, Hobart has become a popular tourist stop for many Australians and internationals looking to explore the wider region of Tasmania. With its sense of isolation and picturesque landscapes, there isn’t much you can’t love!

Holiday loans for Hobart residents

Itching to explore your backyard? Do it with Nifty in your back pocket! We can offer cash loans Hobart for residents looking to getaway! So, you’re living in any of the following suburbs, feel free to apply:

  • North Hobart;
  • Goodwood;
  • Bellerive;
  • Battery point;
  • New Town;
  • Lutana;
  • Sandy Bay;
  • Geilston Bay;
  • Lindisfarne and
  • Rose Bay.

Why choose Nifty for cash loans Hobart?

Here at Nifty Loans, we like to think we’re different from the typical money lender. We like to take a realistic approach to money lending. Have a few previous hiccups? No worries! Nifty employs an innovative assessment process that looks deeper into an applicant’s current financial position.

As mentioned earlier, we offer personal loans from $2,500 – $10,000. The repayment terms for these products vary depending on the loan amount, though, they generally fall between 9 and 24 months. Depending on your situation, we can offer either secured or unsecured loans. For greater comparison, the table below outlines the specifics for each loan product.

Loan Type Amount Term (Months) Loan Security
Medium Cash Loan $2,500 – $4,600 9 – 24 Can be Secured
Large Cash Loan $5,000 – $10,000 9 – 24 Recommended Secured
Want to know more?

So, if you’re after cash loans Hobart… Apply today!  There are a plethora of places waiting for you to explore!. If you’re interested in our other loan products, or just have a question, feel free to hit us up from our contact page.

Want more of Nifty? You can also follow us on PinterestInstagram, and also keep up to date with the latest personal finance and lifestyle trends via our blog.

Personal Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes*
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.