Nifty Loans is an online lender. This means that, unlike traditional lenders, we can be more lenient in our credit eligibility. We provide bad credit loans to eligible applicants that can reasonably afford their repayments, even with bad credit. We will conduct a thorough financial analysis of your bank statements, including your income and expenses, to ensure that you can reasonably manage your loan.
We adhere to the responsible lending guidelines set by ASIC, so we must conduct a credit check on all of our applicants. However, even with bad credit, we may be able to provide you with a quick loan.