Western Australia Cash Loans Up To $15,000. Apply online now!
Nifty Logo Jacaranda Finance Logo

What's New?

We're now becoming part of the award winning Jacaranda Finance group.

Here's what you can expect:

  • Market leading customer service
  • 60-Second Transfers once approved3
  • Fast Loan Outcomes1
  • Simple & Easy Application
* All personal loan rates, fees and charges, product claims, and credit application links represented on this website are now for products and services offered by Jacaranda Finance, who you will be referred to to apply.

Western Australia is a beautiful state. Those of us lucky enough to call WA home know this better than anyone. We also know that sometimes modern life throws a spanner in the works, and things don’t seem as beautiful as you remember. Well, that’s where we step in, with our cash loans Western Australia!

Find yourself looking for Western Australia Cash Loans? Well, look no further than Nifty! With a 100% online application process and fast outcomes, Nifty are the no-fuss lenders you’ve been dreaming about. Whether you live in Perth, Rockingham, Mandurah, Bunbury, Geraldton, Albany, Broome, Port Hedland, Esperance, Carnarvon, or wherever, Nifty has got you covered. So, what are you waiting for? Apply now!

A picture of red rocks and the ocean in the background in Western Australia.

What are cash loans Western Australia?

At Nifty, we understand that life doesn’t always go to plan. It can only take a little bump to derail your month and leave you in the lurch. So, if you are looking for that little helping hand to get you through the storm, Nifty is here for you.

How can we help? Well, at Nifty we offer fast cash loans between $2,100 to $15,000.

As we mentioned before, we pride ourselves on being super quick! So, if you apply during our normal business hours, you should receive an outcome on the same day* of applying. Now that’s Nifty!

Does Nifty do bond loans in Western Australia?

Are your current roommates driving you up the wall? Or maybe you’re thinking it’s high time you got a place of your own? Whatever your reason, Nifty is here to help you get that bond money together.

We offer cash loans from $2,100 all the way up to $15,000. So whether you’re moving into a student sharehouse or the ultimate pad, Nifty has the loan for you!

Want to learn more? Read our page on 100% online instant cash loans.

This means you can apply for your cash loan from the comfort of your lounge, office, car or your local library! You can even apply while hiding in your bathroom avoiding your annoying roommates. We’re a loan pal you can carry in your pocket.

What is a personal loan Western Australia?

A personal loan is simply a short term lending arrangement between an individual and a lender. At Nifty, we offer personal loans to Western Australians ranging from $2,100 to $15,000 with repayment periods that depend on the value of the loan.

Our medium loans range between $2,100 – $4,600 with repayment periods between 9 to 18 months.

Finally, our large loans are from $5,000 – $15,000 and 12 to 24-month repayment periods. Our large loans must be secured with an asset as collateral.

Do you do bad credit loans Western Australia?

Nifty is here to help all Western Australians, even those with bad credit. We realise that people are so much more than just a credit score, and have shaped our service around this. Now, while we can’t guarantee we’ll approve every loan application we receive, we can guarantee we’ll look at each case as an individual.

If you are worried your past financial mishaps may get in between you and a Nifty loan, don’t stress! We use the latest in safe-banking technology to access a read-only copy of your bank statements over the last 30-days. This isn’t us being nosey, we promise! Rather, this is so we can get an understanding of your current relationship with money. If we can see that you have been responsible with your other repayments over this period, there shouldn’t be any reason why Nifty can’t help you get that loan you’re looking for.

So, if you’ve been turned down by other lenders before because of your credit history, why not give Nifty a try? We truly believe in second chances and will do our try our best to help get you back on your feet.

How do I know if I’m eligible?

While we’d love to help all Western Australians find the finance they need, we do have a few minimum requirements. So, before you apply with Nifty, just make sure that you are:

  • At least 18-years of age;
  • Receiving a regular income into a personal bank account;
  • An Australian citizen or permanent resident;
  • Able to access an active mobile number and email address.

Fit the bill? Well, let’s get started finding you that Nifty finance!

How long until I receive my loan?

If you submit your application within normal business hours, you should have an outcome on the same day*. Once you have agreed to the terms and conditions of your loan, we’ll get to work sending your cash over. You could expect to have the cash in your account within the same day, or at latest, the next business day. This will all depend on when your application is approved and how your bank handles these types of transfers.

How do I repay my Western Australia cash loan?

Luckily for you, repaying your Nifty loan is just as easy as applying for one!

How does it all work? Well, we set up a direct debit from one of your nominated accounts. This means you won’t have to worry about manually sending through your repayments, it’ll happen automatically.

To make life even easier, we recommend lining up your repayment cycle with the day you normally get paid. This will usually guarantee you have enough money in your account, so you can avoid those unwanted penalty fees. Yes, if you do miss a payment without notifying us at Nifty, you may be charged an additional penalty fee.

If you are concerned you will not be able to afford a particular repayment, please get in contact with our friendly staff as soon as you can. By getting in contact, we may be able to come up with an alternative repayment plan. Once your repayments are completed, the direct debit will end automatically.

Ready to apply?