Cash Loans Perth | Fast Cash Loans up to $10,000 Online

Cash loans in Perth and surrounds

Have you been scouring the internet trying to find the best ‘cash loans Perth’ but you’re inundated with choices? Choosing the right loan can be hard. While it may seem like an impossible task, Nifty Loans may be just what you need to get your finances sorted!

Our loans are for people who are looking for a quick cash injection to give them that helping hand when they need it most. At Nifty, we offer fast and convenient cash loans between $2,500 to $10,000. With an easy 100% online application process, you can submit an application from anywhere and at any time in Australia. Sounds too good to be true? We promise you it isn’t. All you need is a smartphone and a couple of minutes to get started.

So, no matter when the unexpected strikes or your circumstances change, all you have to do is think “Nifty” and submit a quick and easy application online. It’s free to apply and will only take a few minutes, so why not get the ball rolling today and see how simple it is!

The Perth CBD with a river and high rise buildings.

What are cash loans?

Cash loans are small, convenient personal loans usually in the range of $2,500 to $10,000, that can be used for a number of different reasons. They’re particularly helpful when life decides to throw you a curveball and hit you with some unexpected expenses, due to their easy and speedy application process. Lenders like Nifty offer cash loans in Perth and various other Australian cities.

What can cash loans be used for?

If you’re sitting there wondering what ‘cash loans Perth’ could be used for, we have you covered. Your loan could be used for a multitude of different things, depending on your needs. From car repairs and registration, new whitegoods or moving costs to splurging on that big fancy wedding you’ve always dreamed of or a well-deserved holiday, your imagination is your only limit.

Here at Nifty, we understand that things happen, life can throw unexpected and expensive surprises at us, and sometimes we don’t always have spare cash handy. With this in mind, cash loans in Perth can be used for any number of reasons. Whatever you need a quick cash loan for, Nifty could get you the funding you need, fast.

Who can apply for cash loans in Perth?

Are you wondering if you’re eligible to apply with Nifty? Look no further. Our eligibility criteria are pretty simple, so if you like what you’re hearing, read on. If you can answer ‘yes’ to the following, then you are more than welcome to scroll to hit that ‘apply’ button and submit your application now.

You must:

  • Be at least 18-years of age at the time of application;
  • Have a regular income for at least the last 3-months being deposited into a personal bank account;
  • Have an active Australian phone number and email address;
  • Be an Australian citizen or permanent resident;
  • Have internet banking set up.

Meet these criteria? Submit an application now and get your application off to a flying start.

What information will I need to include in my application?

We will need a few key pieces of information from you so that we can properly assess your application. Have the following information handy and your application will be an absolute breeze to complete and submit:

  • Personal details – name, D.O.B, address, phone number, etc.;
  • Reason for applying for cash loans in Perth;
  • Employment details and contact information;
  • Internet banking details – so that we can secure a read-only copy of your recent bank statements.

By having these details handy when applying, you’ll be able to ensure that your application process is quick, easy and smooth.

Will you contact my employer?

As a rule of thumb, Nifty won’t contact your employer – unless it’s a last resort. We base your application on your bank statement read-only copies, and can see your regular income through here. So, don’t let the slim possibility of employee checks turn you away from applying.

Can I apply if I receive Centrelink?

At Nifty, we welcome customers from all different backgrounds. If you currently receive Centrelink benefits, we may just be able to help you out with a fast loan – as long as you meet our lending criteria. Unlike traditional lenders, we view certain government benefit payments as a form of regular income, and may be able to approve your application based on this.

Please keep in mind, however, we do still need to do an assessment to ensure that the loan will be affordable for you. So, if you’re receiving Centrelink and you’re hesitant to apply for cash loans in Perth, we still encourage you to apply. We’ll do our best to help you out if we can.

Will Nifty check my credit score?

The short answer is yes, here at Nifty we do conduct credit checks. However, don’t let this put you off applying. A credit score is only a portion of your application and we do not base our assessment purely on the results of your score.

Our team looks at a lot of different factors when assessing your application – not just your credit score. We will take into account your employment status, income and overall relationship with money to get a good idea of whether or not you have the means to meet the repayments on your cash loan. Here at Nifty, we are responsible lenders and will not lend money to applicants that do not have the means to make their repayments.

You can be assured that Nifty has your best interests at heart. Yes, we conduct a credit check, but no it isn’t the be-all and end-all of your application.

So, rather than frantically Googling ‘cash loans Perth bad credit’, why not give Nifty a go? You may be surprised at what we could do for you.

So, what are you waiting for? Apply for cash loans in Perth today and your money could be in your account in as little a 60-minutes*. Here at Nifty, we specialise in easy, speedy loans with quick, pain-free assessments. Rest easy knowing that we always strive to provide the very best in responsible lending practices and are always willing to help and go that extra mile for our customers. Sounds too good to be true? Why not find out for yourself. Scroll up and apply now!

If you have any questions about our procedures, want to check up on the status of an application you submitted or want to clarify any part of your contract or repayments, please do not hesitate to give us a call on 1300 471 328.

Why wait?
Apply now!