If you are looking for Online Money Lenders. Apply now with Nifty Personal Loans up to $4,600!

How much cash do you want?
How long do you want it for?

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.


The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%)

Online Money Lenders – Nifty Personal Loans

If you are looking for online money lenders that you can trust with your needs and save you money at the same time – apply now with Nifty Personal Loans.

Money, or more importantly, having money when you need it, can make all the difference in an emergency – or when an unexpected cost comes up.

Online Money Lenders – Nifty?

In short, we are Australia’s fastest growing short-term loan money lenders offering quick unsecured personal loans between $100 and $2000 repayable over 3 to 6 months.

Looking a little closer, we are the single most awesome money lender, taking the time to get to know our customers and what you need from us to make sure we do our best by you first time, every time!

How does Nifty lend money?

We are a very hassle free, no time wasting money lenders. We can approve your cash loan application in as little as 60 minutes, and require only a 2-3 minute application, 90 days of bank statements and a Centrelink income statement if you have one, to make this happen.
To make this experience as straight forward as possible we also offer:

What can I use my money for?

At Nifty Personal Loans we understand that not all of your unexpected costs are going to be the same. Therefore, we have developed a range of money loans for when you need it most, including:

Is Nifty a trusted money lender

Well we think so. We pride ourselves on being a responsible lender, so in the first instance you can trust that we will never offer you a loan that is not right for you and your circumstances.

But if you’re after a little convincing there are also the hundreds of new applications we receive every day and the excellent repeat business we have with customers coming back for second and third loans.

Not forgetting the hundreds of product reviews we have received from happy new and return customers from across the country.

Apply for money online with Nifty

But honestly, the best way for you to find out how hardworking, honest and trustworthy we are, is to fill out an application for a money loan. We will work as hard to ensure that you get the best cash advance loan from one of the most trusted money lenders in Australia.

So give us a try – We know you’ll find that we are more than the mainstream.

who can apply?

Looking for a loan? You can apply with us if:

  • You’re at least 18 years old.
  • You’re an Australian Citizen or Permanent Resident.
  • You’ve been receiving a regular income into a personal bank account for at least 3 months.
  • You have an active mobile number and email address.
Need to know more? Check out our FAQs

how it works.

small personal loans.

  • Loan amounts: $300 – $2,000
  • Terms: 3 months – 6 months
  • Establishment fee: Up to 20%
  • Monthly fee: 4%


Loan Amount: $500
Term: 10 weeks, repayable weekly
Principal amount: $500
Establishment fee: $100
Total other fees: $60
Total monthly fees: 4% per month over 10 weeks
Total payable: $660
Weekly installments: $66

medium personal loans.

  • Loan amounts: $2,001 – $4,600
  • Terms: 13 months – 24 months
  • Establishment fee: up to $400.
  • Annual Percentage Rate (APR): 48%
  • Comparison Rate: 66.0347%


Loan Amount: $3,000
Term: 18 months, repayable weekly
Principal amount: $3,000
Establishment fee: $400
Total other fees: $1,378.87
Total payable: $4,840.14
Weekly installments: $61.27

Want to know something nifty? See how it works!

How customers rate Nifty Online Money Lenders
ml Overall rating: 5 out of 5 based on 3 reviews.


5 5 1
This worked out very well for me, and i appreciate the help. Very easy to pay back and happy to use this company again and recommend to other users. Thank you.


5 5 1
Good customer service and my application was processed and approved quickly

Hassle free quick and easy

5 5 1
Nifty was such a hassle free experience for me & easy process will definitely be recommending them to friends and family thankyou nifty will be using you again in the future

Review Title
Review Content