Money Lenders Online | Up to $5,000 | Same Day. Apply now!

money lenders

If you are looking for online money lenders that you can trust with your needs and save you money at the same time – apply now with Nifty Personal Loans. It takes a few minutes to fill out our speedy application, so get started now and you could have cash straight to our bank by the end of the day! Isn’t that Nifty?!

Money, or more importantly, having money when you need it, can make all the difference in an emergency – or when an unexpected cost comes up.

Online Money Lenders – Nifty?

In short, we are Australia’s fastest growing short-term loan money lenders offering quick unsecured personal loans between $300 and $2,000 repayable over 3 to 6 months.

Looking a little closer, we are the single most awesome money lender, taking the time to get to know our customers and what you need from us to make sure we do our best by you first time, every time!

How does Nifty lend money?

We are a very hassle-free, no time wasting money lenders. Submit your application with our fast application form and we can assess your cash loan application in as little as 60 minutes (during normal business hours). The main things we will need are 90 days of bank statements and a Centrelink income statement  which you can even supply electronically!To make this experience as straight forward as possible we also offer:

What can I use my money for?

At Nifty Personal Loans we understand that not all of your unexpected costs are going to be the same. Therefore, we have developed a range of money loans for when you need it most, including:

Is Nifty a trusted money lender

Well we think so. We pride ourselves on being a responsible lender, so in the first instance you can trust that we will never offer you a loan that is not right for you and your circumstances.

But if you’re after a little convincing there are also the hundreds of new applications we receive every day and the excellent repeat business we have with customers coming back for second and third loans.

Not forgetting the hundreds of product reviews we have received from happy new and return customers from across the country.

Am I eligible for a Nifty Loan?

We hope so. We try and cater to all Australians on the lookout for easy finance. However, we are responsible lenders, so we do have a few little requirements to meet before applying for a cash loan:

  1. Must be over 18 years old
  2. Be an Australian citizen or permanent resident
  3. Be receiving a regular income into a personal account for the last 3 months
  4. Have an active moblie number and email address

And that’s it. Just four little requirements you’re ready to apply for same day cash loans.

What to have handy when applying for same day cash loans?

We think applying for same day cash loans is pretty speedy, however, we’ll all about optimising your experience as a user. So, have these details handy when you apply for quick loans:

  • Personal contact details e.g. mobile phone and email address
  • Reason for your loan
  • Bank account details
  • MyGov details
  • Employment info

We are the money lenders that care about your finances and want to find the right loan for you.

So, scroll up and use apply using our personal loan calculator.

Do we offer bad credit loans?

Yes! At Nifty Loans, we offer fast bad credit loans! So, if you have bad credit feel free to scroll up and apply today. We may conduct credit checks, but we look at more than just your credit score. We also look at your current relationship with money.

Apply for money online with Nifty

But honestly, the best way for you to find out how hardworking, honest and trustworthy we are, is to fill out an application for a money loan. We will work as hard to ensure that you get the best cash advance loan from one of the most trusted money lenders in Australia.

So give us a try – We know you’ll find that we are more than the mainstream.

Who can apply?

18+

You're at least 18 years old

kangaroo

You're an Australian Citizen or Permanent Resident.

Hand holding up 3 fingers

You've been receiving a regular income into a personal bank account for at least 3 months.

Email address @

You have an active mobile number and email address.

How it works

Small Loans

$300 - $2,000

small potplant
Loan amounts: $300 - $2,000
Terms: 3 - 6 months
Establishment fee: 20%
Monthly Fee: 4%
Max Comparison Rate: 199.43%
VIEW EXAMPLE

Small Loan Example

Loan amount: $1,000
Terms: 12 Months,
(50 weekly repayments)
Establishment fee: $200
Total other fees: $240
Total payable: $1,440
Weekly installments: $33.60
VIEW LOAN DETAILS

Medium Loans

$2,001 - $4,600

medium potplant
Loan amounts: $2,001 - $4,600
Terms: 13 - 24 months
Establishment fee: $400
APR: 48%
Max Comparison Rate: 67.41%
VIEW EXAMPLE

Medium Loan Example

Loan amount: $3,000
Terms: 18 Months,
(78 weekly repayments)
Establishment fee: $400
Total other fees: $1,379.06 (reducing interest)
Total payable: $4,779.06
Weekly installments: $61.27
VIEW LOAN DETAILS

Large Loans

$5000

large potplant
Loan amount: $5,000
Terms: 13 - 24 months
Establishment fee: $400
APR: 21.24%
Max Comparison Rate: 48%
VIEW EXAMPLE

Large Loan Example

Loan amount: $5,000
Term: 18 months,
(78 weekly repayments)
Establishment fee: $400
Total Interest: $2,027.80
Total payable: $7,027.80
Weekly installments: $90.10
VIEW LOAN DETAILS

Who we've helped

Money Lenders Online | Up to $5,000 | Same Day. Apply now! Overall rating: 4.8 out of 5 based on 20 reviews.

Who we've helped

Money Lenders Online | Up to $5,000 | Same Day. Apply now! Overall rating: 4.8 out of 5 based on 20 reviews.
parents teaching daughter to ride bike
quotation mark

Perfect, helped when i needed it

"I have bad credit so i didn't think I'd get help anywhere but nifty came through with a loan. Rego due so close to Christmas i was scared the kids would miss out. They worked out the amount that would be suitable for my financial situations and great repayment amounts. Will use again if ever needed."

- Paula

SEE MORE REVIEWS >

How customers rate Nifty's Personal Loans

Money Lenders Online | Up to $5,000 | Same Day. Apply now! Overall rating: 4.8 out of 5 based on 20 reviews.

Types of loans