*During normal business hours.
If you’re running low and don’t have the funds to cover your unexpected electricity bill? Why not give Nifty a call? You could be eligible for a cash loan up to $5,000 right now! The best part is you can apply 100% online anytime anywhere.
Nifty’s fast loan approval can provide you with cash up to $5,000! We offer personal loans that, depending on your bank, could be accessed within minutes of signing your contract. If you submit an application within regular AEST business hours you could have an answer from a member of our team within 60-minutes. Scroll up and apply today with Nifty loans!
Are you worried about your credit score? Maybe you’ve been googling ‘instant cash advance online no credit check’, or ‘cash advance no credit check’. While we can’t provide a loan with no credit check, we can guarantee that we’ll look at more than just your credit score. At Nifty, we understand that circumstances change that’s why we are committed to giving Aussies a fair go. Nifty could be the lender to provide you with a fast personal loan even if your credit rating isn’t up to scratch. So, why not scroll up and let us see what we can do for you?
Have you avoided applying for a small cash advance loan because you fear you may not be approved? Why not try Nifty? We don’t just look at your credit rating, we take a variety of aspects into account to give you a fair chance. We will look at spending habits, your income as well as your current financial commitments during our assessment. If we can see you’re doing your best to restore your credit rating we could approve you for a personal loan. Don’t let the past stand in your way…Why not give it a go? Our online application is free, whether you’re approved or not!
Online lenders typically offer personal loans for a variety of reasons, including car repairs and other emergency expenses like dental bills.
Nifty Loans is a trusted name in online lending. We like to take a realistic look at your financial situation. Our team looks beyond your credit score and assesses your current relationship with money, such as your income and spending habits.
We always do our best to match you with a personal loan that is right for your individual circumstances. On the other hand, we’re also committed to doing the right thing by our customers. Our team will never lend cash to an individual that we believe cannot afford to make the repayments.
At Nifty, we don’t think a cash advance loan approval should take weeks. You should have access to the cash you need ASAP. With Nifty, it’s possible. You can apply for a personal loan with Nifty in minutes and have the outcome you need within the hour*. If approved, you could have your money in the bank and ready to use in 60 seconds**. Why wait? Get started today.
If you can meet the following criteria, you could scroll up and apply for a Nifty personal loan right now:
We’re an online lender that provides personal loans between $300 and $5,000 for a variety of expenses. However, If you have questions regarding our application criteria, head to our FAQ page for more information.
To qualify for a quick personal loan, we’ll need you to submit a few things:
The best part is our application process is 100% online. Therefore, we won’t waste your time with lots of paperwork, so you can submit your application form in minutes! We cannot guarantee approval for every applicant, however, we can guarantee we’ll give you a fair go.
At Nifty we want to make it easier for you to get the loan you need. Got everything ready? Apply Now!
What makes Nifty Loans different from all other lenders is the ethics and values we live by. We care about our customers at Nifty and that’s why we have no hidden fees and are 100% transparent. Our loan repayments are flexible and we are always happy to help out when unexpected circumstances arise. Check out the types of loans we can provide you:We’re glad you asked. Nifty offers 3 types of personal loans. These are:
|Loan type||Loan amount||Loan term|
|Unsecured||$300 to $2,000||6 to 9 months|
|Can be Secured||$2,001 to $4,600||9 to 24 months|
|Secured||$5,000||9 to 24 months|
You can use our calculator to find out what your repayments will look like and decide whether they will fit in your budget. – It’s that simple!
If your application is approved, the Nifty team will organise for repayments to be directly debited from your account throughout your loan. Our team can organise the repayments to work in line with your income so there will always be a sufficient amount of cash in your account.
At Nifty Loans we understand sometimes things don’t go to plan. If you think that you will be unable to make a repayment, our team encourages you to get in touch as soon as possible. The Nifty team will always do their best to arrange an alternative payment schedule if you contact them 24 hours before your next payment is due.
Apply today and get a loan fast without the hassle of visiting a bank. Online lenders can provide you with fast loans to suit your needs. When you choose Nifty Loans as your online lender, all you need to do is follow the three simple steps and we will try our best to get you the money you need:
To begin your loan application, scroll up to find our loan calculator. Using the slider, select the amount you’d like to borrow and the repayment period and hit the ‘Apply Now’ button!
You’ll be directed to our 100% online application. This could only take a few minutes to complete. We don’t ask for much when you apply for a Nifty loan, however, we do ask you to provide a few important details so we can access your application.
You can sit back and relax – Nifty’s team will do all the hard work. We assess your application and provide you with an outcome, =sometimes in 60-minutes*. As soon as we have an outcome on your application, we will let you know straight away!
If you have successfully matched you with an appropriate loan product, we’ll contact you directly. An agreement will be sent over for you to review, sign. Nifty encourages all applicants to read through their agreement to make themselves aware of any fees or charges associated with late or failed payments.
Once we receive your agreement, we will transfer the cash straight to your account. Thanks to instant banking you could have the money in your account and ready to use in just 60 seconds**.
There are a variety of reasons to apply for a small personal loan. On the other hand, if you’ve been googling ‘cash advance rate’ it is essential to remember that Nifty does not provide cash withdrawal services. You can, however, apply for a personal loan between $300 and $5,000 very quickly! Scroll up and get started today.
Before you take a small cash advance loan out we encourage our customers to carefully think about why they may need one. It can get a little overwhelming when choosing the right loan so it’s important to take your time and define your needs. We also encourage you to plan out how you intend to repay your loan as these factors will help you make the right decision and avoid unnecessary costs.
Ask yourself before you dive into getting a loan whether you agree with and will be able to comply with all the conditions of the loan contract. If we approve your application, we’ll extend you an offer and send you the loan contract. Now, if there is anything that you disagree with or are not happy with, you can choose to decline the offer if you wish or get in touch with our friendly team.
At Nifty, we only want the best for our customers. There’s a bunch of online lenders out there who claim ‘instant cash advance’ or ‘instant cash loans’. The Nifty team cautions consumers to be aware, it’s important to do your research and remember that when something seems too good to be true, it probably is.
Great! Let’s get you the money you need as soon as we can. To begin your application for a personal loan, apply now!
For more information about 1-hour cash advance, direct lenders visit the MoneySmart website.
*subject to when you submit your application.
**NPP enabled bank accounts.
Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.Read More
$5,000 - $10,000
$2,001 - $4,600
$300 - $2,000
* Not applicable. Small loans do not charge an annual interest rate.
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.