Booking that long-awaited dental appointment is something we all dread. No matter how much we hate it, it’s better than going without treatment and potentially making things a whole lot worse. At Nifty, we offer fast cash loans ranging between $2,500 and $10,000 that can be used for dental expenses. In some cases, we’re able to get back to you with an outcome in 60-minutes.*
Dental insurance can be expensive. Not having dental cover can cause some people to avoid treatment, leading to even more problems down the line. It is important to understand the levels of dental cover.
Extras health insurance policies typically include a range of dental services, ranging from general and routine dental to major dental work. General dental helps to cover preventative treatment services like oral exams, scale and cleans, simple fillings, mouthguards and some other general dental work. Major dental, including both endodontic and orthodontics, generally covers more complex treatments.
If you find yourself with an unexpected dental bill, Nifty Loans is here to help. We provide same day loans that can be used for dental expenses.
Loans for dental work can be used for just about any dental-related procedures! Some dentists are fully covered by private health, while some charge a gap. This is super important information; however, some dentists don’t tell you on their website. Before you book an appointment, it may be a good idea to get in contact with your dentist for a better understanding of costs.
There is no shortage of work that your dentist or orthodontist might recommend. Below we have listed some of the most common things people take out dental loans for:
To qualify for a dental loan, at a minimum you must:
It is possible to get a loan on Centrelink at Nifty. We accept certain Centrelink payments as income, as long as they’re consistent and reliable. If you’ve met all of our basic eligibility requirements then we may be able to accept your application.
One of Nifty’s principles is that everyone deserves a second chance. We don’t believe credit ratings tell the whole story; we may still be able to help you with one of our dental loans for bad credit.
For most applicants, we need 90-days of up to date bank statements; this way our team will make most of their decisions based on your recent history as well. In some cases, our loan specialists may request further documentation (such as; payslips, loan contracts, older bank statements etc.), this is to ensure our income and expenditure assessment is as accurate as possible.
Yes, we do! Raising kids can be expensive, not to mention taking care of their teeth! Braces, wisdom teeth, and fillings are just the tip of the very expensive iceberg of dental problems your child may have as they get older.
That’s why we offer dental loans for all kinds of dental needs. Simply specify the reason for your loan and we’ll get to work assessing your application. You could have your cash loan approved in as little as 60 minutes* (during business hours).
As long as you have a regular income from an employer or Centrelink, Nifty Loans has got you covered for a dental dentures loan!
Repayments are made via direct debit. We’ll align your repayments with your pay cycle. All you need to do is make sure you have enough money in your bank account when repayments are made. When you’ve paid off your loan in full, the repayments will automatically stop.
| Who is this product for? | Individuals looking for a dental loan. |
| Loan amount | $2,500 to $10,000 |
| Eligibility requirements: |
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| What are your repayment terms? | Repayment terms range from 9 to 24 months |
| Repayment frequency | Weekly, fortnightly or monthly |
| Loan types available: | Fixed |
Visit our costs page for a more detailed overview of our interest rates as well as fees and charges
To apply for one of our dental loans, scroll up to the top of this page to begin your application. We deliver fast outcomes and even faster payouts. If you’re seeking further information about how it works visit our FAQ page or contact us.
