Fast Cash Loans Bad Credit | Bad Credit Loans up to $10,000
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Nifty Loans offers fast cash loans bad credit from $2,500 to $10,000, 100% online.

Fast cash loans bad credit Australia are online loans offered to eligible applicants that are in need of short term finance. We offer cash loans with fast outcomes and often deliver outcomes within 60 minutes*.

Easy fast cash loans bad credit

If you have been searching for ‘fast cash loans bad credit no credit check’, you may have a bad credit history and need cash fast. Nifty Loans is a fast loan specialist; we offer fast easy cash loans to eligible applicants from $2,500 to $10,000. We offer small loans for people searching for a short term loan; whether you have had emergency medical bills or an unexpected trip to the vet, you can access small cash loans from Nifty to cover your costs.

Nifty Loans is a 100% online lender; this means that we are able to deliver very fast and efficient loans to our customers. We endeavour to deliver loan outcomes within 60 minutes* and support instant transfers on approval; this means you could have your cash within 60 seconds** of approval (depending on which bank you’re with).

What are small fast cash loans bad credit?

Fast cash loans bad credit are a type of personal loan offered to Australians with bad credit history that need cash immediately. We offer two types of online personal loans: medium loans and large loans.

All of our medium and large loan options are secured personal loans. This means that an asset must be attached to the loan as security; this could be a car, motorbike or even a caravan. We offer secured loans because lending money at these higher amounts creates a higher risk for the lender. Secured loans allow us to continue to offer competitive rates on all of our loans.

If you would like a further breakdown of our loan types, please refer to our costs page.

Medium loan

Security: Unsecured
Loan amount: $2,500 – $4,600
Repayment period: 9 to 24 months

Large loan

Security: Secured
Loan amount: $5,000 – $10,000
Repayment period: 9 to 24 months

What can I use fast cash loans bad credit OK for?

If you are in need of fast cash, but are unsure whether your expense will be covered by one of our bad credit loans, here are some of the reasons we receive loan applications:

Unexpectedly high bills

Medical expenses

Dental bills

Vet bills and pet finance

Holiday expenses

White goods

How to apply

Applying for a loan with Nifty Loans is simple and easy with our online application form. The application process may take you only a few minutes and we will do our best to get back to you within just 60 minutes*. We help hundreds of Australians every day who submit their online applications; we support instant transfers on approval, so you could have your loan payout within 60 seconds** of approval. Follow these straightforward steps to apply:

Step 1

Complete your online application form

Step 2

We will process your application as fast as possible

Step 3

Our team will let you know whether your application was successful

Step 4

If your application was approved, review and sign your loan contract

Step 5

Receive your cash

Eligibility criteria

We have standard eligibility criteria that all of our applicants must meet. If you are unsure whether you are eligible for a fast cash loan bad credit, these are our requirements:

  • You are at least 18 years old
  • You have had a consistent income into your bank account for at least 90 days prior to your application
  • You are an Australian citizen or permanent resident
  • You have an active email address and mobile phone number
  • You have internet banking set up

Supporting documents required

We also must receive copies of your supporting documents along with your submitted application. To apply as fast as possible, and so that our team can efficiently process your loan, it may be helpful to have these documents ready when you apply:

  • 100 points of identification
  • Your basic personal details (full name, date of birth, address, etc.)
  • The reason for your loan
  • Your myGov login details (if you receive Centrelink benefits)
  • Your online banking details

FAQs about fast cash loans bad credit online

Can I get a cash loan bad credit no credit check?

We are a responsible lender; this means that we must conduct a credit check on every application we receive. We do not provide loans with no credit check. However, we do provide bad credit loans, so your credit score will not be the determining factor in your application.

Do you provide fast cash loans bad credit on Centrelink?

We consider most forms of Centrelink income as regular income. If you meet the rest of our eligibility criteria and have been receiving your government benefits for at least 90 days, we may be able to provide you with a loan for people on Centrelink.

Why do you need my online banking details?

We use copies of your bank statements to conduct a thorough financial assessment of your current situation. We will assess your income and expenses to ensure that you can reasonably pay the loan. If we find that you can manage a loan, even with bad credit, we may be able to provide you with a same day loan outcome.

What are the fees and charges?

The fees and charges will differ based on your individual circumstances. Each of our loan options accompanies different fees; this may include a monthly fee or interest charge. Your interest rate will vary depending on your current financial situation.

Ready to apply?

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