Fast Cash Online | Quick Personal Loans From $300 to $10,000

No fuss.
Just nifty loans.

Get your cash within 60 seconds of approval*

Apply now for:

Fast Personal Loan

up to $5,000

or

Car Loan

for cars over $10,000

Personal Loan

Car Loan

I want to borrow $1,000

For loans over $5,000 we recommend utilising your car as security.

Paid back over 9Months

Estimated repayments:

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Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*

*During normal business hours.

Finding Reliable Fast Cash Online Can Be Tricky! Turn To The Experts And Apply With Nifty Today!

Finding a reliable lender can be tricky at the best of times. There are so many to choose from and they all promise the world. However, more often than not, these lenders significantly under deliver. So, if you’ve been spending hours googling ‘fast cash online free’, ‘safe fast cash loans online’, or ‘fast easy cash loans online’, why not turn to the experts? We are proud to be 100% Australia wide lenders! We are experts in short term loans and providing fast cash online.

fast cash online

What Is Fast Cash Online?

Wondering what fast cash online actually is? Quick cash online is a loan you can apply for 100% online, wherever you are and whenever you like! If approved, your money will be deposited directly into your nominated account once you’re approved for fast cash online.

You can get fast cash online from lenders such as Nifty. Nifty will aim to assess your application within the hour during normal business hours you could have the funds in your account instantly (within 60 seconds) if you have an NPP enabled bank account. You can even apply for up to $10,000 of fast cash online with Nifty.

Why Trust Nifty?

Finding a lender that you can put your trust in can prove to be a bit of a challenge. Often, it is difficult for people to distinguish between which lenders are legitimate and which ones are out to spring unexpected fees and charges on top of your loan.

At Nifty, we believe in 100% transparency. So, that means we will never hide anything from our loan applicants. Therefore, your loan contract will always clearly outline all the fees and costs associated with your loan. Before signing, we encourage all applicants to read through the agreement carefully. However, we are here to answer your questions. So, if you are unsure about anything in your agreement, please get in touch.

You can be guaranteed that our lending team will never approve you for a loan we do not believe you can repay. We take a realistic look at your finances. So, we look deeper than just your credit score. Our lending team take a look at your current financial situation including your employment status and income, as well as your spending habits.

What Could I Use A Fast Easy Cash Loan Online For?

There are a wide variety of reasons you could site on your application for fast easy cash loans online. Therefore, Nifty could provide cash for a number of different reasons. If you are unsure whether or not you could be approved for fast cash online, why not just go ahead and apply?

We will do our best to find a loan product that suits your circumstances. However, if you do have any questions, we recommend you get in touch with us! Anyway, here are just a few reasons you could site on your application for fast easy cash loans online:

Fast Cash Online For Holidays

Yes, that’s right, Nifty could even provide you with cash for your next holiday with holiday loans. Are you planning on taking the family to the beach for the holidays? Or, maybe a trip overseas is on the cards?

Whatever it is that your planning, don’t let finance stand in your way. Nifty could provide between $300 and $10,000 to make the vacation of your dreams a reality. Our application process is 100% online. So, you can apply wherever you are and whenever you like.

If you apply during regular AEST business hours, our team will do their best to get back to you within 60-minutes. Not only that, but its also possible to receive your funds in your bank account within 60 seconds of acceptance! So, what are you waiting for? You could get the cash you need today!

Fast Cash Advance Loans Online For Medical Emergencies

Medical emergencies are never something you can plan for. So, the last thing you need, in a time of crisis, is to be worried about cash. That’s where Nifty comes in. We could provide you with easy cash and quick outcomes for medical loans.

We could provide you with the cash you need to deal with expensive medical bills. The best part is, you can apply wherever you are and whenever you like! Our application process is 100% online. Therefore, there is no waiting around at the bank. No paper forms to fill out and no extended waiting periods. Just fast, simple and Nifty little loans!

Fast Easy Cash Loans Online For Dental Bills

The dentist – a word that strikes fear into the heart of us all. The only thing worse than sitting in the dentist’s chair is seeing the bill. So, before you freak out, you could reach for your smartphone and apply for a dental loan with Nifty.

Fillings, braces, dentures and root canals – Nifty could have your back with a loan between $300 and $10,000. So, why blow the budget? Nifty could provide you with a fair and reasonable rate on a personal loan.

Our lending team will do their best to match you with a loan product that is right for your individual circumstances. Therefore, you can rest easy knowing that we will never loan you an amount of cash that we do not believe you have the ability to repay. Don’t go it alone, let Nifty lend a hand today!

What Type Of Fast Cash Online Can I Get?

Are you wondering how much you could get with a Nifty personal loan? At Nifty, we provide three different types of loans: Small, Medium and Large loans. So, are you unsure what small, medium and large mean? Well, let us explain…

Small Loans

At Nifty, we offer small loans between $300 and $2,000. If you take out a small loan, the repayment period is within 12-months. During this 9-month period, the repayments will be deducted from your account on an agreed-upon schedule.

Our lending team make it super simple – the cash will be directly debited from your account when required. Nifty’s small loans are unsecured. So, that means you don’t need to worry about attaching a car, caravan, motorbike, or boat to your loan application.

Medium Loans

Medium loans with Nifty are between $2,001 and $4,600. A medium loan is repaid over a period of 9 to 24-months. Additionally, just like our small loans, the repayments will be directly debited over this period. Plus, medium loans may require security to be attached, but we’ll let you know.

Large Loans

At Nifty, the largest amount of cash we can lend is $10,000 – this is considered to be a large loan. Large loans are repaid over the same period as medium loans – 9 to 24-months. So, that means the repayments will be taken as direct debits over this period.

Borrowers may be required to attach an asset as collateral when they apply for a Nifty large loan. Our lending team, however, will let you know if security is necessary.

We Give You A Fair Go!

We’ve helped lots of Aussies with the cash they need. Here are some examples…

Fast Cash Online NowAmountApproved
Quick Loans OnlineAUD ($)700
Fast Cash Online For Bad CreditAUD ($)2,200
Cash Loans For Bad CreditAUD ($)5,000

Disclaimer: The above examples are for demonstrative purposes only. They do not, in any way, reflect the terms of your possible loan, or the amount you may be approved for.

Who Can Apply?

Wondering who can actually apply for a fast cash advance online? We like to keep the application criteria as simple as possible. So, if you can meet the following criteria you could scroll up and apply for a loan right now:

  • All applicants must be at least 18-years or older;
  • You must have an internet banking account;
  • Applicants must have been receiving a steady income for the last 90-days into a bank account of your own;
  • An active email address and mobile phone number is essential;

What Documentation Is Required for Fast Cash Online?

At Nifty we only deal with the basics. Therefore, we only require essential information and documentation. Our 100% online application form is super easy and you could even be complete it in a matter of minutes. We recommend having these few things with you whilst completing the form:

  • Your basic personal information (name, D.O.B, address etc.);
  • Online banking login details (so we can access read-only copies of your bank statements);
  • You will be asked to provide us with the reason why you are applying for a loan;
  • We will need your MyGov details (if you are receiving Centrelink benefits);

Safe Fast Cash Loans Online

Is applying for a cash loan online safe? For good reason, we get this question a lot. As a part of our fast approval process, we access read-only copies of your bank statements. There’s no need to stress though, we don’t actually access your real bank account.

Borrower’s personal information and passwords are encrypted as they are entered into our system. Once we have what we need, your details are then permanently deleted. You can rest assured that your information is always protected! We are all about fast, easy and safe loans.

We may be required to contact your employer during the application process. This is just routine. As we focus on more than your credit score, Nifty confirms employment as a way of determining whether or not you have a regular income.

Employment checks are conducted by Nifty’s highly trained team. We will never disclose any of your personal information to your employer or the reason why you are applying for a loan.

Fast Cash Loans No Credit Check Online

What is a fast cash loan no credit check online? At Nifty, we can’t guarantee we won’t check your credit score. However, we can guarantee that we will look deeper. We are responsible lenders and we will often check your credit file to make sure the loan is right for you. But don’t let that deter you! We offer bad credit loans and look closely at your current relationship with money as well.

When you apply with Nifty you can be assured a fair go no matter who you are or what your credit score might be. We work hard to match you with a loan product to suit your individual circumstances. So, don’t let bad credit hold you back. Why not scroll up and apply now?

Nifty’s Fast Cash Online

We’re proud of the fact we’ve already helped thousands of Australians be approved for fast cash online. Below are examples of some of the Nifty loans your fellow Aussies have taken out.

Apply Now

Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Large Loans

Large Loans

Large Loan Example

$5,000 - $10,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
Establishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details
Medium Loans

Medium Loans

Medium Loan Example

$2,001 - $4,600

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
Establishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details
Small Loans

Small Loans

Small Loan Example

$300 - $2,000

Loan amounts:
$300 - $2,000
Terms:
6 - 9 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
6 Months, (24 weekly repayments
Establishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$60
View Loan Details

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.