Your privacy is our priority!
At Nifty, we know how important your privacy is – that’s why we make it our top priority! Our team is dedicated to keeping your personal and private information completely confidential.
Why do we need online banking details?
If you’re wondering why our team need your online banking details, allow us to explain. Nifty uses your online banking details to access read-only copies of your bank statements. We use your statements to take a look at regular spending habits, deposits and income.
Due to the fact that our team looks at more than credit, bank statements give us a better idea of your individual financial circumstances. There is no need to worry about security. Nifty uses the latest in safe banking technology to ensure your personal information and passwords are encrypted.
What about Centrelink?
At Nifty, we still encourage you to submit an application if you are receiving Centrelink or government benefits. Unfortunately, this can be a bit of a grey area. Sometimes Centrelink payments can be seen as a form of income and other times they can not. It is completely subjective to the person and financial situation. If you’re unsure as to whether or not you could be approved for a personal loan with instant bank transfer then we recommend you go ahead and apply. The application itself won’t cost you anything and our team could have an outcome for you in just 60 minutes*.
No hidden fees or charges
That’s right, Nifty doesn’t do hidden fees or charges! We believe in 100% transparency. That means we will always be upfront and honest when it comes to charges that could incur for late or failed payment. We encourage all applicant to read over their loan contract and get in touch with any questions or concerns. Our team is always here to help! When you apply for a personal loan with Nifty, not only could you get an instant bank transfer in just 60 seconds**, but you can rest assured that what you see if what you get. We don’t hide behind false promises. If we can’t deliver, we won’t promise!
Nifty doesn’t exist without its customers. That’s why our team strives to provide the best possible customer service at all times. We are friendly and down to earth. The Nifty team knows what you’re going through. We understand that when you need fast cash, there is no time to waste. We’ll be honest from the start. If we don’t have a loan product to suit your financial circumstances, we’ll let you know. The Nifty team will never sell you a loan product that isn’t right for your individual circumstances. If we don’t think you’ll have the ability to repay the loan we won’t approve it. At Nifty, we are committed to encouraging financial health and wellbeing. We want to see you on the road to financial freedom!