Looking for Loans for Unemployed People?

Well, there are a few options. You could ask your family or friends for help. However, borrowing money from loved ones can become difficult and lead to strained relationships if there are a few bumps along the way. Depending on the amount, you might not know anyone that you trust with enough cash to spare.

Another possible avenue to pursue is by applying with a traditional lender. However, this can be quite difficult for those who are unemployed and receiving Centrelink. A traditional lender might outright reject your application when they see these details. So, what other option do you have for getting finance? By applying with Nifty Loans, of course!

Although at Nifty we understand that there may not always be other options. So when you need that helping hand, apply with Nifty!

At Nifty, we can’t accept applicants who don’t receive a regular income. However, if you receive certain Centrelink benefits, we may be able to help you out.

In contrast to the traditional lending practices that you might be used to, we take an alternative approach. In the fast-paced world that we live in, time is money. Not only is the prospect of making appointments, waiting in line and filling out paperwork not particularly exciting, but you could also be using that time to do so many other things. At Nifty, we understand how valuable your time is. That’s why we’ve designed our system to be far more streamlined and efficient than what you might expect from a lender.

Life doesn’t always go the way you plan it. Murphy’s Law states that whatever can go wrong will go wrong, and there are some days where that is an undeniable truth. At Nifty Loans, we get it. You don’t take any joy in being faced with a surprise bill that throws your finances a bit out of whack. All you want is to get the funds you need to put yourself back on course. The last thing you want in that situation is to have your application rejected just because your income is made up of Centrelink payments.

If you’ve been searching for a lender that understands, look no further. Apply today from Nifty Loans!

Yes, you could also get cash loans for unemployed people with Nifty if you have bad credit.

Like being unemployed, having bad credit is something that traditional lenders tend to look down upon. If they struggle to find a traditional lender that accepts their bad credit, some people might resort to frantically searching online for things like “instant cash loans no credit check unemployed” or “24 7 loans for unemployed”. However, there’s no need to go to these lengths. Just apply with an online lender that understands bad credit, like Nifty Loans!

Part of the reason why we don’t offer “instant cash loans no credit check unemployed” is because we conduct a credit check on every applicant. This might send some people with bad credit running for the hills, but don’t panic just yet. We perform credit checks as part of responsible lending practices. Whilst it makes up part of our assessment process, it’s certainly not the be all and end all.

At Nifty, we tend to focus more on your current relationship with money rather than your credit score alone. Did you know that some negative credit information can stay on your credit history for up to seven years? That means that a blip from your past could be preventing you from getting a loan from a traditional lender now. But never fear, because Nifty is here! We look at the bank statements you supply us with to get a better idea of your ability to afford a loan.

Want to get a loan, but worried about being judged purely by your credit history? Close those tabs of searches for “instant cash loans no credit check unemployed” and “24/7 loans for unemployed” and apply with Nifty Loans today!

Fast cash loans for unemployed people offered by Nifty are split up into two categories based on the loan amount. There are medium secured loans from $2,500 to $4,600, and large secured loans for $10,000.

You can find some examples of the basic costs of our loans at the bottom of the page and on our costs page. Depending on what type of loan you apply for, other fees and charges may be payable. If you miss a payment or default on your loan contract, you may be charged additional fees. All fees and charges will be clearly outlined in your contract prior to signing. If you have any further questions, don’t hesitate to get in contact with our friendly team of loan experts.

For more information regarding personal loan costs, check out MoneySmart’s personal loan calculator.