Can’t Get Access to a Computer or Bank Branch? Apply For Loans on Your Mobile Instead! - Nifty Personal Loans

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Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*

*During normal business hours.

Cash in your bank within 60 seconds of approval*

*Only available for NPP enabled bank accounts

- It's possible with Nifty.

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Cash in your bank within 60 seconds of approval*

Can’t Get Access to a Computer or Bank Branch? Apply For Loans on Your Mobile Instead!

Loans on your mobile: where can I get fast loans ASAP? 

Apply for loans on your mobile in minutes when you need cash ASAP. 

  • Simple, smart application form
  • Outcomes within an hour
  • Payouts in seconds once approved

Accidentality run up a room service tab while overseas and need to pay before you leave? Out in the bush and the car has broken down, but don’t have enough cash for a tow truck? The unexpected has a habit of happening at the worst possible times. Times when you probably don’t have a computer, let alone a bank branch nearby. 

 

Luckily, there is another option! With Nifty Loans, you can apply for loans on your mobile; a completely online, mobile-friendly service when you need it most. But before we talk about ourselves, let’s just reflect on how much our beloved mobile has come.

Oh, how times have changed…

 

It wasn’t too long ago that the best thing you could do on your mobile was play snake on the classic Nokia. We went from that to buying the latest pop chart hit for your ringtone (low-quality mind you), just to really stand out from the rest. A major game-changer; colour screens! Before you knew it, you could view and take your own photos. From the invention of Bluetooth, the introduction of Motorola flip phones and BlackBerry’s, they all seemed to come and go so fast.

 

Now you have your modern Apple Iphone’s and Samsung Galaxy’s, with more features than you can poke a stick at. High definition cameras, full internet connectivity, access to emails, mobile compatible websites, online banking, the possibilities are endless! Leading us to here, where you now have the ability to apply for and get hassle-free loans on your mobile.

Loans for just about any purpose

If you have found yourself stuck in a tight spot and only have your mobile to apply for a loan, you’re probably in a bit of an emergency. But that doesn’t mean mobile phone loans are only for when you’re stuck in the middle of nowhere. You can apply for loans on your mobile for a huge range of reasons. Below you can see some of the main reasons people apply for mobile loans.

 

Small Personal LoansMedium Personal LoansLarge Personal Loans
Unexpected Phone Bill LoansHoliday LoansDental Loans
Larger than normal Utility Bill LoansRental Bond LoansCar Repair Loans
White Good LoansMoving LoansHome Improvement Loans

 

OK, so, I know what I need my loan on my phone for and I’m ready to apply. Who can help me?

Enter Nifty for loans on your mobile

 

Nifty is a lender that was built on the idea of being able to get loans on your mobile, anywhere from $300 to $10,000. More than 85% of our applications come from mobile devices. Why? Because our process was made for the modern era. The entire process is done online – no messy physical paperwork, no going into a bank branch or store. Best of all? Our website, application form and customer portal were all designed to look and work great on the latest iPhone or smartphone.

What do I need to apply for a loan on my phone?

Good question! Before you can apply for one of our loans on your phone, there are few things you will need to have access to. Just make sure you have the following available:

 

  1. A mobile phone
  2. An internet connection
  3. Access to your emails
  4. Online banking

 

Now, who doesn’t have those 4 things these days? And just in case you are wondering, no you even need to install an app! Our website site and application form all just work in your mobile browser. So, if you have all of these, you can apply right now. Nifty right!

How to apply for loans on your mobile

 

Getting started is a piece of cake. No waiting in line at a bank, no endless filling out of paper forms. Just scroll on up, select how much you need and how long you need if for. Our loan calculator will also provide you with an estimate of what your repayment may be. Once you’re happy, hit apply!

Provide Your E-Statements

 

Now we did mention our application was perfect for when you need a loan on your mobile right? Well, here’s the best part. With online banking, you can supply your bank statements electronically and pain-free! Now don’t worry, our staff don’t literally log into your account for you and download your statements. Instead, our trusted third software partners are able to electronically obtain read-only copies of your statements. No messy printing out bank statements and faxing here!

Complete Pre-Filled Personal Details

 

Now obviously, we will need just a few more personal details about you to assess your application, such as;

 

  • Your address
  • Income details
  • Living expenses

 

But, to make things super simple and convenient, we will be able to prefill a lot of your information from your bank statements! That’s right, we make it that simple! Most modern phones will also save your information from previous forms as well, which will make the process even quicker. So, all you will need to do is fill in the blanks and you’re on your way. We know when applying for loans on your mobile, the simpler the better!

Online Assessment

 

Now that we have your completed application form, we can get to work assessing your application. As responsible lenders, we will never lend money to someone if we don’t believe they will be able to repay it. This is why we do an assessment of each application but don’t fret! Like the rest of our service, we have aimed to make this as fast and simple as possible.

 

In fact, because all your information and documents are supplied electronically, 70% of our applicants will receive an outcome instantly. Other applicants will require human interaction, but don’t stress, most applicants still have an outcome within 60 minutes (during normal business hours). Now that’s fast! Even if we require some other supporting information, this can be provided by email, completely on your phone!

E-Sign Your Contract

 

So, you have gotten the good news, you have been approved! Congrats! We will send you an email and an SMS (to your phone, obviously) with a link to electronically sign your contract. No printing out and signing each page, it can be all done on your mobile. Easy as!

Cash Transferred Instantly to Your Bank

 

Now to receive your funds. Well as you might have guessed, there’s no waiting for a cheque in the post or popping into a branch to collect your cash.

 

We use the latest in banking technology to transfer your funds instantly to your bank account. 88% of our approved customers receive their funds within 60 seconds of signing their contract. Now that is quick! You just need an NPP enabled bank account and funds will be in your account in a flash. If you are one of the few who don’t receive the funds instantly, don’t worry, the latest you should receive the funds will be overnight.

What other services can I access on my mobile with Nifty?

Once you have been approved for a loan on your mobile, you may be wondering what else you can do on the go with Nifty. We’re glad you asked! 

 

We also have an online customer portal, designed for mobile devices of course! From here, you can access important documents like your contract, see balances and upcoming payments, make online payments and send us messages, just to name a few! Just like when you apply, no waiting in line at a branch and no long wait times. Just efficient services made for your mobile phone.

Are there any particular mobiles that I need to use?

Generally speaking, no, you should be able to apply on most mobile devices. If you still have one of the really old phones we discussed (you know, black and white screen, no internet) you might run into some issues obviously. But in general, your standard mobile phone will do the trick. Just remember, it’s always a good idea to make sure your phone and all your browser apps have the latest updates. If you are having any trouble, you can also check out our accessibility page.

So, can I only apply for loans on my mobile?

 

Definitely not! Don’t get us wrong, our process is optimised for mobile devices, but that doesn’t mean that’s the only way to apply! You can apply on your Windows PC, Apple Mac, or any other device really with a browser and internet connection. So next time you fire up the old desktop, don’t forget to stop in and check our website.

Want to get in touch?

 

Want to get in touch with us about your application, account, or anything else for that matter? Guess what, we have a mobile-friendly option for that as well. Just navigate to our costs page and complete a contact form and we will be in contact with you in a jiff!

 

You can also check us out online at our social media pages on Pinterest, Twitter and Instagram.

 

Want to read more Nifty Personal Loans? Why not also check out our blog. 

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Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Large Loans

Large Loans

Large Loan Example

$5,000 - $10,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
Establishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details
Medium Loans

Medium Loans

Medium Loan Example

$2,001 - $4,600

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
Establishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details
Small Loans

Small Loans

Small Loan Example

$300 - $2,000

Loan amounts:
$300 - $2,000
Terms:
6 - 9 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
6 Months, (24 weekly repayments
Establishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$60
View Loan Details

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.