If you are looking for online money lenders that you can trust with your needs – apply now with Nifty Loans. It can take only a few minutes to fill out our speedy application, so get started now and you could get a direct loan straight to your bank by the end of the day! Isn’t that Nifty?!
Money lenders are simply lenders that lend money. It’s that simple. Online money lenders are lenders that are operating 100% online, and that’s Nifty Loans! We offer online personal loans, without the hassle of applying with traditional lenders. You can complete our application in just minutes, and we’ll do our best to get back to you within the hour (if you apply during normal business hours). Keep reading to find out more about Nifty Loans as money lenders. You could even be eligible for an instant cash loan online with Nifty!
Money, or more importantly, having money when you need it, can make all the difference in an emergency – or when an unexpected cost comes up.
In short, we are one of Australia’s fastest growing short-term loan money lenders offering quick personal loans between $2,500 and $10,000. Looking a little closer, we have been called an awesome money lender, taking the time to get to know our customers and what you need from us to make sure we do our best by you first time, every time!
We are a very hassle-free, no time wasting money lender. Submit your application with our fast application form and we can assess your cash loan application in as little as 60 minutes*. The main things we will need are at least 90 days of bank statements and a Centrelink income statement (if you receive Centrelink), which you can even supply electronically! To make this experience as straightforward as possible we also offer:
At Nifty Loans we understand that not all of your unexpected costs are going to be the same. Therefore, we have developed a range of money loans for when you need it most, including:
Amount: $2,500 – $4,600
Term: 9 – 24 months
Security: Unsecured or Secured
Amount: $5,000 – $10,000
Term: 9 – 24 months
Security: Secured
Here at Nifty, we pride ourselves on being a responsible lender, so in the first instance you can trust that we will never offer you a loan that is not right for you and your circumstances.
But if you’re after a little convincing there are also the hundreds of new applications we receive every day and the excellent repeat business we have with customers coming back for second and third loans.
Not forgetting the hundreds of positive product reviews we have received from new and return customers from across the country.
At Nifty, we are proud to be a responsible lender. What does that mean? Well, essentially it means that we will always do the right thing by our borrowers. The Nifty team will never lend cash to an applicant who we believe cannot afford to make the repayments. We will always conduct a thorough yet fair assessment of your application to ensure you have the ability to comfortably repay the loan. We do not want to see any of our borrowers in financial hardship. Responsible lenders must:
When you apply with Nifty you can rest easy in the knowledge that you are in safe hands. We do not make promises that we can’t keep. If you’d like to know more about responsible lending we suggest you check out the ASIC website.
We hope so. We try and cater to all Australians on the lookout for easy finance. However, we are responsible lenders, so we do have a few requirements to meet before applying for a cash loan:
And that’s it. Just four requirements you’re ready to apply for same day cash loans.
We think applying for same day cash loans is pretty speedy, however, we’ll all about optimising your experience as a user. So, have these details handy when you apply for quick loans:
We are the money lenders that care about your finances and want to find the right loan for you.
Yes! At Nifty Loans, we offer fast bad credit loans! So, if you have bad credit feel free to scroll up and apply today. We do conduct credit checks, but we look at more than just your credit score. We also look at your current relationship with money. We don’t think that your credit score should define your entire relationship with money. That’s why our team looks at things like income and expenses when assessing suitability. So, if you have bad credit and you’re looking for a loan, scroll up and apply for bad credit loans with Nifty!
Yes! If you’re receiving Centrelink then you may have been knocked back by traditional lenders. Well, we’re glad you found us! We welcome people receiving Centrelink to apply with Nifty Loans. As part of our responsible lending policy, we classify Centrelink as a regular income, as long as you’ve been receiving it for at least 3 months! So, if you’re receiving Centrelink payments and you’re looking for a loan, just scroll up and apply with Nifty today!
Loans come in all different shapes and sizes. Knowing your options and what potential lenders need from you, will make it that much easier to get the money you need. Before you decide to borrow money, understand the different loan options that are available:
The best way for you to find out how hardworking, honest and trustworthy we are, is to fill out an application for a money loan. We will work hard to ensure that you get the best cash advance loan from one of the most trusted money lenders in Australia.
So give us a try – we know you’ll find that we are more than the mainstream.
You may be experiencing information overload, but don’t worry if you have unanswered questions about our service. You can head to the FAQs page at any time and see if your answer is waiting for you.
If you’re looking for tips to create your wedding dream on a budget, Nifty has you covered. Just have a read of our wedding dream blog post.
Want more of Nifty Loans? Great! Follow us on Facebook, Instagram, Twitter and Google + and also keep up to date with the latest personal finance and latest events via our blog.
| Loan Amounts | $5,000 – $15,000 |
|---|---|
| Loan Terms | 9 – 24 months |
| Starting Interest Rate (APR) | 11.42% (Excellent Credit) |
| Starting Comparison Rate | 14.49% (Excellent Credit) |
| Ceiling Interest Rate (APR) | 21.24% (Average Credit) |
| Ceiling Comparison Rate | 45.56% (Average Credit) |
| Type of rate | Fixed Rate |
| Repayment options | Weekly, Fortnightly, Monthly |
| Monthly Fee | $0 |
| Early repayment fee | $0 |
| Average turnaround | 60 minutes* |
| Loan Options | Unsecured & secured options |
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.
