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Fast Personal Loans

  • Smart and quick application form, which can be completed in minutes
  • 70% of applicants receive an outcome instantly
  • For applications that do not receive instant outcome, most receive a final outcome within 60 minutes!*

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Northern Territory Cash Loans up to $5,000

Why not try the Northern Territory NT it has loads of amazing things to offer and do! From visiting breathtaking Uluru to the ancient wilds of Kakadu, there truly is something for everyone in the Northern Territory. If you are in need a loan while you’re in the NT, think Nifty Loans!

northern territory cash loans

Northern Territory: Something for everyone

Uluru (Ayers Rock)

Visit Uluru (Ayers Rock) – One of Australia’s most recognisable natural landmarks which has been around for thousands of years. It stands 348m high, 863m above sea level with most of its bulk lying underground. Traditional owners of the area, the Anangu tribe, believe the land is still inhabited by the spirits of ancestral creators. As such, they request that visitors to the Northern Territory do not climb the sacred site. Instead, they ask that visitors take a cultural tour with a guide around Uluru to experience the spirit and cultural aspect of the surroundings. It is notable for appearing to change colour depending on the time of day. It is said to glow red at dawn and sunset, so visiting at these times is a must-do.

Artwork

Throughout the NT, there are many opportunities to meet Aboriginal artists and view traditional artwork. There are art centres spread all over the NT with 3 of the world-renowned galleries on the Tiwi Islands which is located north of Darwin. 

Cultural Walks

For a key cultural experience, you can book at Topdidj.com for a 2 and a half hour activity located in Katherine including a cultural talk with local Manuel Pamkal discussing cultural differences, painting, fire lighting, spear throwing and what it’s like growing up in the bush. If you’re lucky, you might even get to interact with some Australian wildlife within the area, which includes joey wallabies.

WW2 Museum

If you are wanting to learn about the history of World War II in the area, the Darwin military museum is one place you must visit. The museum is located at East Point and is a heritage-listed area which contains a number of WWII artillery and artefacts. Whilst you are visiting the museum, you can take part in The Defence of Darwin Experience which is an interactive display, showcasing the impact and destruction of the Japanese bombings on the city. Included in the display, there will be a number of first-hand accounts from many men and women who were lucky enough to survive the attacks. Included in the museum are many other war items, including weaponry and photographs from the Vietnam War. In the grounds surrounding the museum, you can also view a range of military vehicles and larger artillery pieces that were used during these war times. 

Not sure you have quite enough money for the holiday you want?

No problem! Here at Nifty, we can help you get cashed up for those extra things that could make your holiday epic!

All you need is to be over the age of 18, have a regular source of income and be a permanent resident.

I’m looking for personal loans in northern territory do you do those?

Absolutely, we offer 100% online cash loans from $300 – $5,000, with outcomes usually within 60 minutes (during business hours)! Seeing our service is online, you can apply from anywhere in the Northern Territory, including Darwin, Katherine, Alice Springs, Palmerston, Yulara, Howard Springs or Moulden.

All you need to do is hit the Apply button! Fill out our short term loan application form. Once your unsecured loan application has been received you will be notified if your application has been approved. If successful, you will be issued an electronic contract to review and sign.

Once your contract has been signed and received, we will transfer the funds to your bank account! Access to funds is subject to inter-bank transfer times.

No paperwork loans in the Northern Territory 

That’s right, Nifty is providing the Northern Territory with paperless personal loans! You can access pretty much anything online these days, we don’t think a personal loan should be any different. Don’t have time to mess around at the bank? No worries. With Nifty, you won’t even have to leave your living room. An application could only take you a few short minutes to complete. So, what are you waiting for? Just have these few important documents handy: 

  • Personal details like your online banking & employment info; 
  • An active email address and mobile number;
  • The reason you are applying for the loan; 
  • Your MyGov details (if you are receiving Centrelink payments);
  • Employer contact details.

No hidden fees or charges 

At Nifty, we don’t put our fees and charges in the fine print. We’ll be upfront and honest so you can be guaranteed that what you see is what you get. We encourage all our applicants to read through their agreement carefully before signing their agreement. It is essential that you make yourself aware of the full terms and conditions, including any fees that could incur for payment defaults. If you’ve got questions or queries contact the Nifty team. We are more than happy to help! 

Do you offer bad credit loans NT?

Yes, we do! If you have bad credit and live in the Northern Territory, well you’re in luck, because we offer bad credit also NT! Here at Nifty we believe that everyone deserves a second chance and that your credit history should be kept in the past.

We do perform credit checks although, it is not the base of the assessment. For this, we use your bank statements to determine your current relationship with money.

Do you do rental bond loans NT?

Yes, we do! If you’re looking for rental bond loans NT then look no further. Nifty understands that moving is stressful and sometimes the added stress of waiting for your bond to be returned or fighting to get it back can be difficult.

Therefore, if you need a rental bond loan hit the APPLY button and your rental bond loans problems could be over!

Eligibility for a Northern Territory NT cash loan

Is this the right loan for me?Our cash loans are for those in the Northern Territory NT looking for a cash loan
Am I eligible for a cash loan in Northern Territory NT?You need to be a permanent Australian resident. Have a regular source of income. Be over 18 years of age.
What are the terms?Loan terms are between 6-24 months
Are loans fixed or variableFixed
LenderNifty Personal Loans

A little Modern History of the NT

The Northern Territory is one of the most beautiful places in Australia, famed for its Outback Desert landscapes such as, Uluru (Ayers Rock), red rock domes of Kata Tijuta and the sculpted cliffs of Kings Canyon in Watarrka National Park all located in the Red Centre. But how did the NT become what we know it to be today? 

First Peoples

The history of the NT began over 60,000 years ago when archaeologist records believe Indigenous Australians settled. However, this could be longer as conflicting evidence, and some controversy is surrounding the timeline in the land. According to archaeologist findings, the coastline contains evidence of the first visits to the area by the Makassar people, who had sailed from Asia in the early 1700s and began trading with the Aboriginal people. They would trade cloth for the right to harvest sea cucumbers; they have no intention of settling in the region, only to fish in the waters. 

European Settlement Attempts

In the first attempt at European settlement in Northern Australia in 1824, British Captain James Bremer established Fort Dundas, however, this was abandoned in 1828. This was then followed by three more tries, which were all unsuccessful. Settling had been proven difficult due to the limited supplies, harsh climate conditions and its isolation. Eventually, in 1869, a settlement consisting of 135 men and women was established by Captain John Lort Stokes who named the area Darwin after his former shipmate Charles Darwin. After the settlement in the region, in 1870, the first telegraph poles were erected in Darwin connecting it to South Australia and later, the rest of the world. These poles helped towards exploration of the Territory and the discovery of gold which then boosted the development in the area. 

As population started to grow, in 1877 the first school was built with 34 pupils, and by 1911 there were schools at Pine Creek and Brocks Creek. In addition to this, a school for Aboriginal children was built at Kahlin Camp. There are now a total of 192 schools and education buildings across the NT. 

Growth of Industry

In the 1880s, cattle raising had been launched and the cattle station was growing at such a rate, at one point in time it was the largest cattle station in the world. Between 1880s and 1960s, tens of thousands of Aboriginal Australians lived and worked on the cattle stations but for many years, Indigenous employees had made complaints about the rough living and working conditions, however, little was done to rectify this. Due to this, Indigenous Australians had struggled for rights, fair wages and land. This was until 1966 when the Gurindji people staged the Wave Hill Walk-Off to protest equal wages for Aboriginal workers as well as a new land rights act. For ten years, the federal government tried to get the land rights bill passed; however, this was dismissed several times until finally in 1976 the Aboriginal Land Rights (Northern Territory) Act 1976 was passed. 

First Steps to Protect Native Lands

During the years 1918 & 1921, large areas of the Territory and the adjacent states were classified as Aboriginal reserves and sanctuaries for the remaining roaming populations who had little contact with white Australia. In 1920, the area, including Uluru, was declared an Aboriginal reserve under the Aboriginal’s Ordinance (NT). Despite this, tourists began visiting Uluru in 1936, and as becoming increasingly popular, a track for vehicles was then built in 1948. 

World War Two

In 1942 during World War II, most of the NT was placed under military government and during this time Darwin came under attack in the biggest attack on Australian soil.  Darwin was later restored; however, there is still evidence of the war’s history preserved in sites in and around the city including bunkers, airstrips and museums. 

After the war, the town’s growth accelerated after the discovery of gold in the area. Due to this, Darwin was granted city status in the 1950s due to the increase in population and economic growth. At the same time, Darwin elected a Mayor and 12 councillors for the first time in the state’s history. 

Cyclone Tracey

Another significant year for Darwin was in 1974 when it was devastated by tropical cyclone Tracey. It killed 71 people and caused over 800 million dollars of damage to buildings, including houses. The city was later rebuilt and due to this is now a newer landscaped metropolis area we know today.

The NT Today

Today, the NT is the smallest population in Australia, although is increasing. It has 2 very different climate regions, the north, also known as the ‘Top End’, which is very tropical and has distinct wet and dry seasons. The southern half has a desert climate which has extended drought periods. Darwin, which is the capital, has an estimated population of over 120,000. Other significant settlements in the area are Palmerston, Alice Springs, Katherine, Nhulunbuy and Tennant Creek. 
A census conducted by the Australian Bureau of Statistics www.abs.gov.au in 2011 shows the population of people throughout the NT was 211,945 and as of the end of June 2020, www.population.net.au  predicts this is expected to reach 249,220. Aboriginal and Torres Strait Islanders account for 26.8 per cent of the population. The Pitjantjatjara and Yankunytjatjara people still reside in the Central Australia Desert.

Keep in contact!

Therefore, if you are looking for a new experience in the Northern Territory NT or you just need a holiday we’re here to help!

All you need to do is hit the APPLY button and we can get the process started for you and have you on your way to an experience of a lifetime!

Apply Now

Andy Andy

AUTHORITATIVE SOURCE

Andrew Bell

Since founding Nifty in 2016, Bell has continued to make waves within the local financial sector for his continued ambition and willingness to adopt emerging technologies.

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Loan Costs

Large Loans

Large Loans

Large Loan Example

$5,000 - $10,000

Loan amount:
$5,000
Terms:
9 - 24 months
Establishment fee:
Variable
Monthly Fee:
$0
APR:
21.24%
Comparison Rate:
48%**
View Example
Loan amounts:
$5,000
Terms:
18 months, (78 weekly repayments)
Establishment fee and Total Interest:
$1,897.54
Total payable:
$6,897.54
Weekly installments:
$88.43
View Loan Details
Medium Loans

Medium Loans

Medium Loan Example

$2,001 - $4,600

Loan amounts:
$2,001 - $4,600
Terms:
9 - 24 months
Establishment fee:
$400
Monthly Fee:
$0
APR:
47.8%
Comparison Rate:
65.86%**
View Example
Loan amounts:
$2,500
Terms:
24 Months, (104 weekly repayments)
Establishment fee:
$400
Total other fees:
$1,609.44 (reducing interest)
Total payable:
$4,509.44
Weekly installments:
$43.36
View Loan Details
Small Loans

Small Loans

Small Loan Example

$300 - $2,000

Loan amounts:
$300 - $2,000
Terms:
6 - 9 months
Establishment fee:
20%
Monthly Fee:
4%
APR:
N / A *
Comparison Rate:
138.37%**
View Example
Loan amount:
$1,000
Terms:
6 Months, (24 weekly repayments
Establishment fee:
$200
Total other fees:
$240
Total payable:
$1,440
Weekly installments:
$60
View Loan Details

* Not applicable. Small loans do not charge an annual interest rate.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Different loans may include other payable fees and charges. All fees and charges will always be displayed on your loan contract.